10/16/2026
After recent storm and hurricane activity, a lot of homeowners are taking a closer look at how their policies respond when it’s time to file a claim.
Here is the biggest surprise we see: percentage-based deductibles.
Many policies carry a 1% or 2% wind/hail or all-peril deductible tied directly to your insured dwelling amount (Coverage A) rather than a flat dollar figure. Because North Georgia home values and rebuild costs have spiked over the last few years, a 1% or 2% deductible is a much larger out-of-pocket number today than when you first bought your home.
Assuming something is covered isn’t the same as knowing it is.
Send your declarations page our way or give our Oakwood office a call or text at 678-448-4500. We’ll walk through your numbers with you so you know exactly where you stand before you ever need to file a claim.
📍 4209 Oakwood Rd, Ste 4, Oakwood, GA 30566
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