Prosper Home Mortgage

01/10/2025

We are very excited about our partnership with to supercharge our backend systems, infrastructure, and support staff to provide the best quality service possible in the mortgage industry, as well as get our clients best loan products and rates on the market. This strategic partnership will allow us to bring on top loan officer talent to the Prosper Team and allow us to level up significantly in 2025!! Reach out to us today if you’d like to discuss a loan officer career with Prosper Home Mortgage or get pre-qualified for a mortgage or refi!! 🏡🚀

01/08/2025

We are very excited about this new partnership for us to level up and be able to help our clients get the best mortgages on the market, and to give loan officers the best place to call home 🚀

We are thrilled to officially welcome Prosper Home Mortgage to the Lending Heights family! 🏡✨ Known for their outstanding reputation and commitment to excellence, Prosper Home Mortgage is the perfect addition to our team.

Together, we are ready to take on 2025 and beyond, delivering unmatched service and raising the bar in the mortgage industry. This partnership marks the beginning of an exciting new chapter, and we can’t wait to share this journey with all of you.

Stay tuned—great things are coming! 🚀

04/25/2024

One thing people aren’t taking advantage of enough….
Rate Buydowns

Interest rate buy-downs allow you to “buy” down your rate for usually one or two years. There is a cost associated with each buydown option and either you can pay for it, or ask the seller to pay for it. Here’s what it looks like.

Base rate at 7.5%

2-1 buydown:
Year one your interest rate is 2% less. In this case it’s a 5.5% rate.
Year two your interest rate is 1% less than base rate which would be 6.5%.
Year 3 it goes back to the base rate
For two years you have a much lower rate and can save thousands of dollars over that time!

Another popular option is 1-0 buydown

Same scenario as the above but your interest rate is 1% less for year one, then back to base rate at year two.

This buyer received seller credits and used them to pay for his 1-0 buydown. So he received a much lower rate and did NOT pay for a dime of it!

Buydown options right now are great because of the current market and it gives you a lower rate for a duration of time with the ability to refinance later when you get back to that base rate.

Special thanks to Adam Battin as the buyers agent on this. Very easy and smooth transaction!

NMLS - 1073263

04/15/2024

Treasury is still pointing to higher interest rates but Prosper Home Mortgage still has discounted rates currently. Give us a call and see how we can you YOU the best deal on your new house
724-884-5220
NMLS 1073263

03/26/2024

Another loan closing today 🏡
Cleared to close a week before closing.
Thanks to Brian Czapor and Jacqueline Horvath for being so great and easy to work with!

NMLS - 1073263

03/26/2024

Clear to Close 2 weeks before the closing date! When we originate loans, we work as hard as we can to complete our side of things as fast as possible. Some issues can arise from time to time, but we make sure to resolve them quickly.

In this case, the borrowers loan was cleared for closing way ahead of time and had a smooth closing. If you are purchasing a primary residence, investment property, need cash out or refi into a lower rate… Give us a call @ 724-884-5220

NMLS 1073263

03/10/2024

Whipping up some Pre Approvals on a snowy Sunday. If your loan officer takes Sundays off, easy next steps… just call me 👍🏻😏 I know that nights and weekends are where showings and offers happen, so I’m here to help make sure clients can always have loan options ready!

724-884-5220
Mortgage - [email protected]
Private Lending - [email protected]

NMLS 1073263

02/24/2024

This borrower talked to at least 10 different lenders. Each time they came up short, and couldn’t help her out with getting a refinance done on her house.

All of them just looked at the hand they were dealt and folded.

It’s not about being a genius, but knowing how to get creative and be solution minded.

Got this Refi done, helped pay off a ton of high interest debt and got the borrower an extra $3k in pocket!


NMLS 1073263