R. Steven Grabinski NMLS 135070

10/14/2022

We can do low-score FHA loans, but the lender wants to see "compensating factors" in approving the loan. See the photo below!

09/18/2020

Informative article about how mortgage rates and the Fed rate you hear about on the news are 2 different things.

Yesterday's policy announcement from the Federal Reserve had a chance to cause significant volatility for the bond market and the bond market is the chief ingredient in the mortgage rate equation. But this time around, the Fed didn't cause a measurable reaction...

07/24/2020

Thanks for the awesome review, Josiah!

06/30/2020

Big jump in existing home sales. Good job my Realtor friends!

Up to the minute streaming video news for mortgage and real estate professionals.

05/21/2020

Government Loan Update! We have relaxed some FICO score requirements that went into place after the Stimulus bill in March. We can now do government loans (FHA, VA, USDA) back down to a 620 score again. Lots of other banks and brokers have minimum scores much higher than that still.

04/04/2020

Here we go again! What a shame that nobody can show any houses! Hopefully our buyers will be raring to go once they can get out and look again!

Rates have dropped this week and are giving homeowners new opportunities to save.

03/20/2020

We are officially still OPEN for business. Skipping a payment or two after a loan closes can be extremely helpful in times like these.

03/19/2020

Paying PMI and would like to get rid of it?

REAL ESTATE MATTERS | If you can refinance your loan in 30 days, you might get the refinance done faster than having to apply for the elimination of the mortgage insurance through the lender. Your lender can give you a list of what you must do to eliminate PMI from your loan. You should also talk wi...