Connell Insurance Agency

09/02/2026

Sending a child off to college is an exciting time, but it can also bring up questions about what it means for your auto policy. Whether your student is bringing a car or leaving it at home, here’s a guide on how this change can affect your policy.

08/27/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

08/20/2026

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of the preparation process: reviewing your personal insurance coverages before a storm even hits.

Here are a few key areas we suggest reviewing this hurricane season:

🔵 Hurricane Deductibles - Some homeowners policies in some states may include a hurricane deductible, which is often a percentage of your home’s insured value. This deductible is separate from your standard homeowners deductible and is the amount of money you must pay toward hurricane-related damage before your insurance company starts paying. Know what triggers it and how much you’d owe.

🔵 Flood and Windstorm Coverage - Flood damage typically requires separate flood insurance, and damage from unnamed windstorms may also be excluded from some policies. Reviewing your coverage and filling any gaps before a storm hits can make a significant difference.

🔵 Filing Claims - Ahead of a hurricane, document the state of your home. Then, after the storm, document damage with photos and videos before you begin cleaning up or repairs. This can help fully showcase any potential damage done by a storm. Additionally, as you make repairs, keep receipts for what you spend.

As always, know that we are here to help if you have any questions about your coverage or if you would like to talk through layering on more coverage. Reach out today, and we can get started.

08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

08/04/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

06/30/2026

As the owner of Connell Insurance, I'm sharing this because I'm asking for your help in supporting my old high school friend, Aaron. I can't imagine the challenges he faces every day, but he continues to inspire me with his strength, perseverance, and positive attitude.

If you're able to make a donation, no matter the amount, it would mean so much to Aaron and his family. Thank you for your kindness and support. see below ....

Aaron Lazar has inspired audiences as a singer and actor. But to those who lov… Chad Lazar needs your support for Support Aaron Lazar in His Fight Against ALS

06/05/2026

In the current insurance market, having a teen on your policy can be monetarily detrimental. Our goal as agents is to prepare you for the insurance landscape you may be facing. The price is shocking to many clients, but there are reasons behind the ratings, and ways to mitigate costs.

Teen Driving Awareness In the current insurance market, having a teen on your policy can be monetarily detrimental. Our goal as agents is to prepare […]

02/16/2026

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Join Connell Insurance Agency and power your career in a dynamic insurance landscape!

Connell Insurance Agency is a trusted leader in the insurance industry, dedicated to providing comprehensive protection and personalized service. We offer a wide range of insurance solutions, prioritizing client well-being and financial security. Join a professional team committed to integrity and e...

02/12/2026

People always wonder what's the difference between their agent and an independent agent....well read our latest blog.

We as agents sometimes forget that most people do not understand what we do, nor do they understand the insurance industry. It is our job […]

01/21/2026

Increasing rates? Yes, we’ve heard. Most insurance companies within New Jersey have been authorized to increase their rates upon renewal. To help mitigate the effects of these increases, we have developed a short list of questions to ask yourself before your upcoming renewal.

Increasing rates? Yes, we’ve heard. Most insurance companies within New Jersey have been authorized to increase their rates upon renewal. To help mitigate the effects […]