In Touch Financial Services

In Touch Financial Services In Touch Financial Services is a boutique Bay Area firm specializing in residential real estate, mo NMLS 1789671

Hey there! 🌟 Ever wondered what a mortgage broker does? Think of me as your personal home loan guide. 🏡✨🔍 I’m here to na...
02/28/2024

Hey there! 🌟 Ever wondered what a mortgage broker does? Think of me as your personal home loan guide. 🏡✨

🔍 I’m here to navigate the sea of lenders and find the best mortgage fit for you. No more drowning in confusing terms and rates!

🤝 I work for YOU, not the banks. My job is to understand your needs and match them with the perfect loan option.

👩‍💼 From paperwork to negotiation, I handle the heavy lifting, making the process as smooth as butter for you.

So, if you’re thinking about buying a home and feeling overwhelmed, comment YES to start the process. I’m here to make your mortgage journey stress-free and successful. 💬

Dreams don’t discriminate — whether you’re fifteen or fifty, your goals and dreams are always within reach. They’ll work...
02/25/2024

Dreams don’t discriminate — whether you’re fifteen or fifty, your goals and dreams are always within reach. They’ll work for you as long as you work for them.

Dreaming of buying a new home? You can make it happen! You just need to know where to start and the path to take — just like any destination you travel to.

Not sure of the path to take? DM me and I’ll give you the step-by-step navigation

🏠 Thinking of your home as just bricks and mortar? Think again! It’s your sanctuary, your investment, your piece of the ...
02/21/2024

🏠 Thinking of your home as just bricks and mortar? Think again! It’s your sanctuary, your investment, your piece of the world.

Let’s talk about 9 key steps to keep it safe and secure:

1️⃣ Robust Home Insurance: Cover the basics – fire, theft, natural disasters. It’s the safety net your home deserves.

2️⃣ Mortgage Protection Plans: For those ‘just in case’ moments, ensure your investment is secure, come what may.

3️⃣ Consistent Maintenance: A well-maintained home is a protected home. Regular checks can save you big headaches later.

4️⃣ Upgrade Your Security: Think locks, alarms, and smart systems. Peace of mind is worth every penny.

5️⃣ Be Emergency Ready: Have a plan, an evacuation route, and emergency supplies. It’s always better to be over-prepared.

6️⃣ Legal Safeguards: Keep your property documents updated and consult legal experts when needed.

7️⃣ Natural Disaster Prep: Especially important if you’re in a prone area. Reinforcements and planning can make all the difference.

8️⃣ Leverage Smart Technology: From real-time alerts to remote monitoring, smart tech adds an extra layer of protection.

9️⃣ Integrate into Financial Planning: Make home protection a part of your overall financial strategy for long-term peace of mind.

Let’s keep it safe and sound! 🏡✨ And hey, if you’re in the market for a mortgage, thinking about refinancing, or simply curious about how much home you can afford….Just drop a “YES” below and I”ll guide you through every step and make the process as smooth and easy as your favorite coffee order. ☕️🏡 😉 😉

💕🏠 Roses are red, violets are blue, this Valentine’s Day, let’s secure the Perfect Mortgage – Just for You! Whether you’...
02/14/2024

💕🏠 Roses are red, violets are blue, this Valentine’s Day, let’s secure the Perfect Mortgage – Just for You! Whether you’re cozying up with your significant other or celebrating self-love, remember that the perfect match isn’t just found in people, but in home too 😉.

Thinking about getting a mortgage but worried about high rates? 🏠💸 Fear not! I’m here with some top strategies to help y...
02/12/2024

Thinking about getting a mortgage but worried about high rates? 🏠💸 Fear not! I’m here with some top strategies to help you unlock lower rates and save big on your mortgage. Let’s break it down:

🔑 Boost Your Credit Score: A higher score can mean lower rates. Time to polish that credit!

🔑 Negotiate: Yes, you can negotiate! Arm yourself with research and don’t be afraid to haggle a bit.

🔑 Shop Around: Don’t settle for the first offer. Compare, contrast, and conquer!

🔑 Shorter Loan Terms: Sometimes, going short can save you more in the long run.

🔑 Rate Locks & Points: Consider locking in a rate or buying points. It’s like a rate sale!

Here’s the takeaway: Getting a mortgage doesn’t mean getting stuck with high rates.

Ready to dive deeper or need more mortgage tips? Slide into my DMs – let’s chat about making your home buying journey financially smarter! 🏡🔑💰

🏈🏠 Super Bowl Sunday is here! As we gear up for the big game, let’s chat about another winning play – mortgage trends! J...
02/11/2024

🏈🏠 Super Bowl Sunday is here! As we gear up for the big game, let’s chat about another winning play – mortgage trends! Just like the twists and turns on the field, the mortgage game has its own dynamics. Stay in the know and score big on your homeownership journey!

As a new homeowner, navigating tax season can feel like a maze. But don’t worry, I’ve got some practical tips to guide y...
02/10/2024

As a new homeowner, navigating tax season can feel like a maze. But don’t worry, I’ve got some practical tips to guide you through:

🔸 Mortgage Interest Deduction: This is a big one. You can often deduct the interest paid on your mortgage, which can lead to substantial savings.

🔸 Property Tax Deduction: Make sure to deduct your local property taxes. It’s an often overlooked opportunity to reduce your taxable income.

🔸 Energy-Efficient Improvements: If you’ve made any green upgrades to your home, you might be eligible for specific tax credits.

🔸 Home Office Deductions: For those working remotely, certain home office expenses might be deductible.

🔸 Keep Records of Home Improvements: Document any renovations or improvements. They’re not just for Instagram; they can impact your taxes, especially if you sell your home.

With these tips in hand, you’re better equipped to tackle this tax season and potentially save some money. And hey, if you’re in the market for a mortgage, thinking about refinancing, or simply curious about how much home you can afford….Just comment YES and I”ll guide you through every step and make the process as smooth as a tax deduction 😉

Ready to elevate your credit score and secure that dream home? 🏠💳 Here’s your game plan made easy!1️⃣ Become an Authoriz...
02/09/2024

Ready to elevate your credit score and secure that dream home? 🏠💳 Here’s your game plan made easy!

1️⃣ Become an Authorized User: Attach your credit profile to a trusted family member’s credit card account to benefit from their positive history.

2️⃣ Negotiate with Creditors: Settle any old debts or dispute inaccuracies to clean up your credit report.

3️⃣ Rapid Rescoring: Consult your lender about this fast-track method to update your credit score within days, not months.

4️⃣ Credit Limit Increase: A higher limit can improve your credit utilization ratio, but only if you maintain low balances.

Follow these advanced tips and get closer to clinching that ideal mortgage rate! 🌟🔑

🏡 Facing high mortgage rates? No worries, your dream home is still within your grasp! Here’s your playbook to master tho...
02/07/2024

🏡 Facing high mortgage rates? No worries, your dream home is still within your grasp! Here’s your playbook to master those rates:

🔸 Explore Fixed vs. Adjustable Rates: Fixed rates mean consistency, but an adjustable-rate mortgage (ARM) might initially be lower. Let’s find what’s best for you!

🔸 Boost Your Credit Score: A better score can lead to lower rates. Simple steps like timely bill payments can have a big impact.

🔸 Think About a Bigger Down Payment: It lowers your loan amount and possibly your rate too. We can discuss ways to increase your down payment.

🔸 Refinancing Options: Already own a home? Let’s look into refinancing for a more advantageous rate.

🔸 Stay Updated & Adaptable: As the market shifts, our strategies should too. I’ll keep you informed and ready to adjust.

Don’t put your home dreams on hold. Together, we can make them a reality!

Thinking about refinancing your home? 🏡✨ Let’s decode this world together!✅ Understanding Rates: It’s not just about fin...
02/05/2024

Thinking about refinancing your home? 🏡✨ Let’s decode this world together!

✅ Understanding Rates: It’s not just about finding a lower rate, but understanding how it impacts your long-term financial goals.

✅ Timing is Key: The right time to refinance can save you more than you think. Let’s find that sweet spot together.

✅ Rewards Beyond Savings: Refinancing isn’t just about saving money. It’s about reshaping your financial future.

✅ Tailored Options: One size doesn’t fit all. We’ll explore options that align with your unique needs.

Ready to dive deeper into refinancing? Drop a “YES” and let’s start this rewarding journey!

Commit to the goals you set and never look back. If something is important enough, even if the odds are against you, you...
02/05/2024

Commit to the goals you set and never look back. If something is important enough, even if the odds are against you, you should still do it!

Ever wondered what your mortgage love language is? 🤔💕 Let’s chat about it!✅ Communication: Just like in any relationship...
02/03/2024

Ever wondered what your mortgage love language is? 🤔💕 Let’s chat about it!

✅ Communication: Just like in any relationship, clear and honest communication is key in understanding your mortgage options.

✅ Trust: Knowing you’ve got a broker who has your back makes the journey smoother.

✅ Commitment: Finding the right mortgage is a big commitment, but I’m here to guide you every step of the way.

✅ Flexibility: Life changes, and so can your mortgage needs. We’ll find a plan that adapts with you.

✅ Support: Questions? Concerns? I’m here to support you, from application to closing.

Let’s find your perfect mortgage match! DM me to start the conversation.

Address

6465 San Pablo Avenue
Oakland, CA
94608

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15106538968

Website

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