Paul A Bracamonte NMLSR ID 459932 - Wells Fargo

03/09/2026

The benchmark 30-year fixed mortgage is back in the headlines! We haven’t seen it this low in nearly three years. Homebuyers and agents—now’s a great time to re-run the numbers based on recent news. Let’s talk!

03/07/2026

Looking for a new home? Estimate your price range and check out your loan options before you shop. Getting a preapproval can help you put some clout behind your offer. Terms apply. I’m available to help, call me today at INSERT PHONE NUMBER

02/23/2026

Housing starts ended 2025 with solid gains of 3.9% and 6.2% in November and December, respectively. Nevertheless, the total of 1.359 million starts last year was a 0.6% decline from 2024. Single-family starts, about 70% of total starts, dropped 6.9% in 2025 to 943,000 units. Multifamily starts, on the other hand, climbed to 415,700 units, 17.3% above 2024’s starts.

01/31/2026

Could refinancing lower your monthly mortgage payment? My site can help you understand the benefits and costs. Contact me when you're ready to get started. Equal Housing Lender

A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

01/31/2026

If you want to lower your monthly mortgage payment, you might consider refinancing. The information on my site can help you decide if it's right for you. Contact me with any questions you may have or to move forward. Equal Housing Lender

A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

12/15/2025

The Federal Reserve cut its short-term interest rate target by 25 basis points on Wednesday, December 10. That’s the third consecutive FOMC meeting resulting in a quarter-point cut. The target range for overnight lending in the fed funds market is now 3.75% to 3.50%, its lowest level in three years. The next FOMC meeting is scheduled for January 27-28.

The Federal Reserve Board of Governors in Washington DC.

06/07/2025

If you have buyers looking to buy a home, the $10,000 Homebuyer AccessSM grant could help get them closer. Get income & location specifics here, then let’s work together to open more doors for clients.

The Homebuyer Access® grant that may help with closing costs and make homebuying more affordable. Contact us today to learn more.

05/29/2025

A quality place to call home is something everyone should have and homebuying doesn’t have to be out of reach. Wells Fargo has low down payment financing options that may help qualified homebuyers achieve the goal of homeownership. Let’s connect if you are interested in exploring what makes sense for you.

05/23/2025

First time homebuyer? Contact me today to find out how our low down payment programs can help put homebuying within reach. Also, I can give you tailored guidance and local insight as you start the homebuying process. Let’s explore your options together.

05/16/2025

Interested in buying your first home? Wells Fargo has low down payment financing options that may help qualified homebuyers achieve the goal of homeownership. Let’s connect if you are interested in learning more.

05/10/2025

Personalize your home to fit your lifestyle. My site has valuable information to help answer your questions about financing options when renovating or remodeling your home. Start here and then contact me if you would like to discuss your specific needs.

Explore refinancing loan options and potential benefits of refinancing your mortgage. Wells Fargo will help you understand home loan refinancing options.

05/09/2025

We currently have a special mortgage promotion going on, but to take part you must lock your interest rate by
May 12. Call me at 415-235-4544 if you’re interested in learning more. Terms apply.