Paul A Bracamonte NMLSR ID 459932 - Wells Fargo

05/27/2026

Through the first four months of 2026, housing starts are running 2.2% ahead of the pace from last year. Nevertheless, single-family starts declined 9.0% in April and are down 5.1% year-to-date. In contrast, multifamily housing starts have surged, with year-to-date starts up 20.1%. Specifically, April multifamily starts hit an annual rate of 529,000 units, a 27.1% increase over total starts in 2025.

This page provides national and regional data on the number of new housing units authorized by building permits; authorized, but not started; started; under construction; and completed. The data are for new, privately-owned housing units, excluding "HUD-code" manufactured (mobile) homes. The data ar...

03/09/2026

The benchmark 30-year fixed mortgage is back in the headlines! We haven’t seen it this low in nearly three years. Homebuyers and agents—now’s a great time to re-run the numbers based on recent news. Let’s talk!

03/07/2026

Looking for a new home? Estimate your price range and check out your loan options before you shop. Getting a preapproval can help you put some clout behind your offer. Terms apply. I’m available to help, call me today at INSERT PHONE NUMBER

02/23/2026

Housing starts ended 2025 with solid gains of 3.9% and 6.2% in November and December, respectively. Nevertheless, the total of 1.359 million starts last year was a 0.6% decline from 2024. Single-family starts, about 70% of total starts, dropped 6.9% in 2025 to 943,000 units. Multifamily starts, on the other hand, climbed to 415,700 units, 17.3% above 2024’s starts.

01/31/2026

Could refinancing lower your monthly mortgage payment? My site can help you understand the benefits and costs. Contact me when you're ready to get started. Equal Housing Lender

A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

01/31/2026

If you want to lower your monthly mortgage payment, you might consider refinancing. The information on my site can help you decide if it's right for you. Contact me with any questions you may have or to move forward. Equal Housing Lender

A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

12/15/2025

The Federal Reserve cut its short-term interest rate target by 25 basis points on Wednesday, December 10. That’s the third consecutive FOMC meeting resulting in a quarter-point cut. The target range for overnight lending in the fed funds market is now 3.75% to 3.50%, its lowest level in three years. The next FOMC meeting is scheduled for January 27-28.

The Federal Reserve Board of Governors in Washington DC.