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07/25/2024

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11/18/2022

04/14/2020

What are the rates like right now? Is it a good time to refinance? Read up on our latest blog post for more information.

Stay safe out there guys!

What are the April Mortgage Rate Projections? What are rates right now during COVID-19? Learn all about April Mortgage Rates and why they...

04/13/2020

Is purchasing Real Estate a good idea during the COVID-19 Pandemic?

For those who are confident in their future incomes despite the corona-addled economy–for example, those in business sectors where consumers are still spending money–this period of historically rock-bottom interest rates may be a great time to buy. Every day, it’s becoming more of a buyer’s market, though this could level off with the rate of infections, possibly in a few months. In the meantime, the economic impact could suppress demand, lowering prices.

Financing, however, can be tricky to come by. Most lenders have tightened up their requirements and some are not taking on new transactions at all.

If you are curious about purchasing real estate during the next few months and want to see if you can secure financing! Give us a call. We are in our offices - excited for the phone call.

04/01/2020

Should you refinance during what looks to be a pending recession? Is this event going to end in a recession? What is going on in the current economic state?

Read this article to get a general idea of how employment is being affected by COVID-19 and how this compares and contrasts to a recession.

Are we in a recission? Has COVID-19 swept the US economy by storm? Is the impact enough to effect the economy permanently?

03/18/2020

COVID-19 is affecting many families in a big way - financially, structurally, and more. Due to these changes, the stock market, the dropping treasury rate, and the recent influx of refinances, rates are changing drastically on a daily basis.

If you are curious at all about what rate you may qualify for, give us a call. We monitor the rates closely so even if now isn't the best time to act, you can assure we will contact you as soon as it is.

03/17/2020

Info on the virus:
Stanford hospital board internal message. The new Coronavirus may not show sign of infection for many days. How can one know if he/she is infected?

By the time they have fever and/or cough and go to the hospital, the lung is usually 50% Fibrosis and it's too late. Taiwan experts provide a simple self-check that we can do every morning. Take a deep breath and hold your breath for more than 10 seconds. If you complete it successfully without coughing, without discomfort, stiffness or tightness, etc., it proves there is no Fibrosis in the lungs, basically indicates no infection. In critical time, please self-check every morning in an environment with clean air.

Serious excellent advice by Japanese doctors treating COVID-19 cases: Everyone should ensure your mouth & throat are moist, never dry. Take a few sips of water every 15 minutes at least. Why? Even if the virus gets into your mouth, drinking water or other liquids will wash them down through your throat and into the stomach. Once there, your stomach acid will kill all the virus. If you don't drink enough water more regularly, the virus can enter your windpipe and into the lungs. That's very dangerous. Please send and share this with family and friends. Take care everyone and may the world recover from this Coronavirus soon.

IMPORTANT ANNOUNCEMENT - CORONAVIRUS 1. If you have a runny nose and sputum, you have a common cold 2. Coronavirus pneumonia is a dry cough with no runny nose. 3. This new virus is not heat-resistant and will be killed by a temperature of just 26/27 degrees. It hates the Sun. 4. If someone sneezes with it, it takes about 10 feet before it drops to the ground and is no longer airborne. 5. If it drops on a metal surface it will live for at least 12 hours - so if you come into contact with any metal surface - wash your hands as soon as you can with a bacterial soap. 6. On fabric it can survive for 6-12 hours. normal laundry detergent will kill it.

Be Safe!

03/16/2020

We've been getting a lot of questions from our clients, "Why have mortgage rates not been dropping as quickly with Treasury Bonds"

You know how you see oil prices drop precipitously on the news, yet when you get the gas station to save some money, you’re disappointed because gas prices haven’t gotten much cheaper?

The same thing happens with US Treasury yields (oil) and mortgage interest rates (gas). Mortgage rates are largely influenced by the latest 10-year U.S. Treasury bond yield and will move in the same direction. However, given there are so many different types of mortgages and frictions, mortgage rates won’t necessarily change by the same magnitude.

That being said, Rates Have dropped! Rates dropped so much last week that the market got jammed and didn't know how to react to such a high volume of mortgages.

Rates will continue to go down once the market jam gets cleared up. When it does and rates are the lowest we've seen in a long, long time - make sure to give us a call.

03/11/2020

Hear the recent buzz about how low rates are? Give us a call or send us a message to get a risk-free, commitment-free quote.

10/11/2019

Another Homes for Heros savings of $500.

07/14/2019

04/18/2019

During the first three weeks of March, a mere 16 percent of Redfin buyer offers faced a bidding war, compared with 61 percent a year earlier.