Mortgages By Brad

Mortgages By Brad Personal NMLS1943464
Branch NMLS2039102
Company NMLS3029

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6183BG6Vez

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6184B17ePe

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyl...
08/21/2026

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyle, career goals and life stage are playing an even bigger role in homebuying decisions.

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has im...
08/19/2026

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has improved from a year ago, offering encouragement for buyers entering the market. Let’s connect!

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates...
08/14/2026

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates more opportunity overtime, giving buyers flexibility and strength.

Home prices rose in 80% of metro markets during Q2, up from 71% in Q1, according to NAR. These 10 metros saw the largest...
08/12/2026

Home prices rose in 80% of metro markets during Q2, up from 71% in Q1, according to NAR. These 10 metros saw the largest year-over-year gains. Let's connect on what these trends could mean for buyers and sellers in your market.

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is oft...
08/07/2026

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is often less about a starter home and more about the next chapter. That shift creates opportunities for more personalized conversations and long-term planning.

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, b...
08/05/2026

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, but one thing is for sure: we should be talking more about down payment planning, low down payment loan options and assistance programs.

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434 Hale Avenue, Suite 100
Oakdale, MN
55128

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