Andy Nester

Andy Nester Andy Nester NMLS 220855
Branch Manager/Sr.

Mortgage Advisor
Preferred Rate - Partnered with American Pacific Mortgage Corporation - NMLS #1850
For licensing information, please go to http://nmlsconsumeraccess.org
Equal Housing Opportunity

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/01/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/



NMLS #220855

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward...
08/27/2026

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward homeownership and their future.

No two journeys are exactly alike, and that’s why working with a company that has over 30 years of impact and experience helping people navigate life’s biggest financial decisions is important.

Homeownership is about more than buying a house. It’s about putting down roots, stability for your family, having a place where memories are made and shared, and creating an opportunity for long-term financial wealth.

I’m grateful to be a part of these moments with my clients and our local community.
https://myoc.io/



NMLS #220855

08/25/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you’ve been told your credit score isn’t good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we’ve helped more people find a path to homeownership.
Don’t assume you don’t qualify. Let's Talk.
https://myoc.io/



NMLS #220855

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, w...
08/20/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.
https://myoc.io/



NMLS #220855

08/18/2026

Don't count yourself out before we've even looked at the numbers. Perfect credit? Not required. 20% down? Not always necessary. The "right" rate? There's more flexibility than you think.

A lot of people rule themselves out of buying or refinancing based on assumptions that just aren't true anymore. Let's look at your actual situation together — you might be closer than you think.
https://myoc.io/



NMLS #220855

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
08/13/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/



NMLS #220855

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.http...
08/11/2026

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.
https://myoc.io/



NMLS #220855

Freelance income. Multiple jobs. Bonuses and commissions. If your income doesn't fit in a neat box, you're not alone, an...
08/06/2026

Freelance income. Multiple jobs. Bonuses and commissions. If your income doesn't fit in a neat box, you're not alone, and it doesn't have to be a dealbreaker. Mortgage options have evolved. Let's see what fits your situation.
https://myoc.io/



NMLS #220855

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/04/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/



NMLS #220855

07/30/2026

Need more space before the school year starts? Summer is one of the most popular times for families to make a move, and for good reason. It gives you time to get settled, establish routines, and even make a move into a new school district before classes begin.
But many homeowners are still sitting on the sidelines waiting for interest rates to fall.
The reality? Waiting isn’t always the most affordable strategy.
Today’s homebuyers have more options than many people realize, including:
✔️ Temporary and permanent rate buydown options
✔️ Programs that help you buy before you sell
✔️ Solutions to help make your current home more marketable to potential buyers
✔️ Strategies for leveraging the equity you’ve already built
If your family has outgrown your current home, it may be worth exploring what’s possible today rather than waiting for the “perfect” market.
The right home for your next chapter could be closer than you think.
https://myoc.io/



NMLS #220855

Address

1801 S. Meyers Road Suite 500, Oakbrook Terrace
Oakbrook Terrace, IL
60181

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