Matt Dennehy

03/16/2023

Have you heard of house hacking? It’s basically a new take on an old concept: Buying a home with the intent to rent out rooms or features on your property to make some additional cash. Many folks house hack to help pay off their mortgage and other bills.

Homebuyers might want to consider house hacking, where you buy a home with the intent to rent out rooms or other features on your property.

03/15/2023

Saving for a down payment and closing costs can be a challenge. The Citizens Destination Home Mortgage program makes it easier to buy a home with less money down. In this online workshop, Ora Moore, Community Reinvestment Act Loan Officer, will discuss the features of this affordable home loan program which provides eligible first-time homebuyers with up to $10,000* in closing cost and down payment assistance, and a down payment as low as 3%.

There is no cost to attend but registration is required. Reserve your spot at https://www.eventbrite.com/e/first-time-homebuyer-workshop-tickets-579181295847.



Destination Home Mortgage is available only in Citizens CRA Assessment areas and is limited to owner-occupied principal residences.
*Grant to be used toward down payment, closing costs, and/or prepaids. Citizens offers a closing cost and down payment assistance program to qualified borrowers. Borrower income limits, borrower asset limits and property location restrictions apply. Subject to availability of program funds. Subject to program cancellation at any time. Other restrictions apply.

Join me to learn how you may be eligible to receive to up to $10,000.00 in closing cost assistance to help with the purchase of your home.

03/14/2023

Warmer weather is just around the corner. Here are some ideas to help you make the most of your outdoor spaces.

Easily upgrade your backyard in time for warmer weather, with these space-enhancing ideas from the decor professionals.

03/09/2023

Get ready to spring forward this weekend! Daylight savings time begins this Sunday, March 12 at 2:00AM local time. Be sure to set your clocks forward by one hour.

02/06/2023

I'm honored to be recognized as a 2022 Winner's Circle Champion! Each quarter, Citizens Home Mortgage recognizes top producers in our Winner's Circle program. The Champion designation is for those who achieved Winner's Circle status in all four quarters. Thank you to all of my customers and business partners for helping me with this accomplishment!

01/30/2023

Improved builder sentiment, declining rates and increased demand for mortgages offer optimism in January, according to economists.

Mortgage rates are falling and builders are offering incentives to buyers, but that wasn’t enough to prop up new home sales in 2022.

01/16/2023

"Life's most persistent and urgent question is, what are you doing for others?"
– Dr. Martin Luther King, Jr.

This and beyond, we honor Dr. King's legacy and his commitment to serving the community. Our commitment to service extends beyond our walls to the communities where we live and serve. collectively logged over 212K volunteer hours in 2022, and I’m to keep that momentum going as we move forward. I’m proud of our community involvement and how we're helping those we serve be ready for the best possible tomorrow.

Learn more about Citizens' impact here.
https://www.citizensbank.com/community/overview.aspx?ctzMode=CFG-SOO_VOC_BRND_CTZ_ECS_23MLKDay

01/15/2023

We honor Dr. King's legacy and his commitment to serving the community. Our commitment to service goes beyond our walls to the communities where we live and serve. logged 212K+ volunteer hours in 2022 and I’m to continue that impact in 2023.



https://www.citizensbank.com/community/overview.aspx?ctzMode=CFG-SOO_VOC_BRND_CTZ_ECS_23MLKDay

12/08/2022

You have numerous mortgage loan options to consider when purchasing a home. There are certain instances where an interest-only loan may be a good fit, such as:

✔ You need additional cash flow for other expenses or to pay off debt
✔ You are purchasing the home as a short-term investment
✔ You plan to refinance after a short period of time
✔ You are only paid a few times a year on commission
✔ You expect to have a substantial salary increase in the coming years
✔ You expect to come into money before the interest-only period ends

Contact me to learn more about interest-only loans and to discuss your specific homebuying needs.

12/06/2022

It’s amazing to work for a company that champions our customers’ journey at every stage and state, so they’re made ready both now and in the future.

Recently, we received the 2022 “Bank of the Year” Award from The Banker, exemplifying our mission to help our customers, colleagues, and communities reach their full potential.

Our Chairman and CEO Bruce Van Saun shared, “I’m so pleased to see our growth strategy be recognized focusing on next generation technology, delivering personalized products and services, and continuing to be a trusted advisor to our customers across their unique financial journeys. My thanks to all Citizens colleagues who work every day to serve our customers and communities.”

Following its initial public offering (IPO) in 2014 and since RBS (now NatWest) sold its final stake in 2015, Citizens has been building up its business. That growth strategy stepped up a gear in 2021 with an ambitious acquisition strategy.

11/11/2022

Thank you for protecting our freedom by serving our country. Today, and every day, we salute you.