Mortgage Loan Originator, Tami Encinas

Mortgage Loan Originator, Tami Encinas CMG is an Equal Opportunity Lender. All loans subject to approval. Tami Encinas, Mortgage LO

I love being able to step in and help customers get to the closing table quickly! Always helps when I’m working with in...
09/25/2024

I love being able to step in and help customers get to the closing table quickly! Always helps when I’m working with incredible agents and escrow companies!

No W-2? Don't sweat it! 😅 We have exclusive loan programs to help you slide into homeownership this summer. Ask me about...
06/14/2024

No W-2? Don't sweat it! 😅 We have exclusive loan programs to help you slide into homeownership this summer. Ask me about our non-QM solutions!

What’s new in market news? Yesterday, the consumer price index (CPI) revealed that inflation levels in May were lower th...
06/13/2024

What’s new in market news? Yesterday, the consumer price index (CPI) revealed that inflation levels in May were lower than expected. As a result, mortgage rates trended downward. Read here: http://spr.ly/61815qYIc

As we celebrate National Homeownership Month, are you ready to purchase your first home? Ask yourself these 5 questions ...
06/12/2024

As we celebrate National Homeownership Month, are you ready to purchase your first home? Ask yourself these 5 questions to determine if you're ready to break up with your landlord!

Looking for that sweet spot between staying cool and keeping your energy bill low? Experts recommend setting your thermo...
06/11/2024

Looking for that sweet spot between staying cool and keeping your energy bill low? Experts recommend setting your thermostat to 78°F in the summer months

Ready to make a splash this summer? List & Lock™ can help you sell faster without lifting a finger. Plus, with our new L...
06/07/2024

Ready to make a splash this summer? List & Lock™ can help you sell faster without lifting a finger. Plus, with our new List & Lock & Save program, you can save up to $5,000 in closing costs when you finance your next home purchase with CMG. Ask me how our List & Lock advantage can help you dive into savings!

Did you know? Approximately one third of young home buyers plan to use retirement savings to buy a house. Instead of tap...
06/06/2024

Did you know? Approximately one third of young home buyers plan to use retirement savings to buy a house. Instead of tapping into your 401(k), consider these alternatives: http://spr.ly/61865G4Km

Exciting news for home buyers! The Department of Housing and Urban Development (HUD) has updated its gift fund guideline...
06/05/2024

Exciting news for home buyers! The Department of Housing and Urban Development (HUD) has updated its gift fund guidelines, adding MORE flexibility on FHA Loans. Here’s how this can benefit home buyers like you: http://spr.ly/618558KmR

Do you have a pool in your backyard? Or, are you looking to buy a home with a pool? Here are some tips to help your summ...
06/05/2024

Do you have a pool in your backyard? Or, are you looking to buy a home with a pool? Here are some tips to help your summer go swimmingly 🏊‍♀️

Should you get preapproved BEFORE you start looking at homes for sale? YES! A mortgage preapproval uses your verified cr...
06/04/2024

Should you get preapproved BEFORE you start looking at homes for sale? YES! A mortgage preapproval uses your verified credit score, income documentation, bank statements, and employment verification to approve you, as a buyer, to purchase a home. Your preapproval lets you know how much you can afford, so you don't get your heart set on a home that's out of your budget.

Though rates started off last week by inching higher, they started to trend lower toward the end of the week as a result...
06/03/2024

Though rates started off last week by inching higher, they started to trend lower toward the end of the week as a result from some rate-friendly economic data. Here’s how this week holds the potential to continue to lower rate trend: http://spr.ly/6183e0ibR

When is the best time of year to buy a home? Fall, winter, spring, or right now? Here’s what you need to know about the ...
05/31/2024

When is the best time of year to buy a home? Fall, winter, spring, or right now? Here’s what you need to know about the timing of your home purchase: http://spr.ly/6189eU6Dc

Address

860 SE Bayshore Drive, Suite 101
Oak Harbor, WA
98277

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(360)6312975

Website

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