John Barker, NMLS #224832

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John Barker, NMLS #224832 Sr. NMLS: 224832 | IL: 031.0029393

Lower, LLC is an independent mortgage banker. Company NMLS #1124061

Loan Officer

Success Mortgage Partners, Inc, NMLS #130562
1200 S Sheldon Rd
Plymouth, MI 48170
(708) 803-2755

Licenses:
NMLS #224832
Illinois: 031.0029393
Indiana: 75258
http://www.nmlsconsumeraccess.org/
Equal Housing Lender We work hard to satisfy the mortgage needs and exceed the expectations of our customers, referral partners and industry partners.

Discover your dream home and gearhead's paradise on 2.37 wooded acres, featuring a spacious ranch with a walkout basemen...
10/31/2026

Discover your dream home and gearhead's paradise on 2.37 wooded acres, featuring a spacious ranch with a walkout basement and incredible storage options! The heated 3-car garage and huge pole barn are perfect for car enthusiasts seeking the ultimate workshop. Enjoy the tranquility of this private retreat, offering flexible indoor and outdoor spaces to relax or entertain. Contact Fran Bixler Homes-CRS Designee-RE/MAX of Naperville at (630) 544-4600 for a private tour!

7223 State Route 71 in Yorkville, IL - Woodland Retreat for the Passionate Collector

Don't let the home-buying process turn into a horror story! 🧟‍♂️🏠Getting pre-approved for a mortgage doesn't have to be ...
10/29/2026

Don't let the home-buying process turn into a horror story! 🧟‍♂️🏠

Getting pre-approved for a mortgage doesn't have to be scary. Let’s take the fright out of financing and get you one step closer to your dream home. Call me today for a free, easy, and completely stress-free pre-approval!

Or, call my automated 24/7 Prequalification Hotline at (708) 773-6543 to get answers in 5 minutes with no credit pull.

👻🎃 Buying a home shouldn’t be scary! 🏡🧡Forget the haunted houses, spooky surprises, and mortgage myths that go bump in t...
10/29/2026

👻🎃 Buying a home shouldn’t be scary! 🏡🧡

Forget the haunted houses, spooky surprises, and mortgage myths that go bump in the night! 👀

With the right loan officer by your side, navigating the homebuying process can be a whole lot less frightening and a lot more fun! 🏡✨

Whether you’re a first-time homebuyer or ready to make your next move, I’m here to help you understand your options, get preapproved, and move forward with confidence.

Don’t let the fear of the unknown haunt your homeownership dreams! 🧡

📲 Let’s make your home happen!
John Barker | Mortgage Loan Officer
📞 (708) 473-7688
🌐 www.BarkerLoans.com

🎃 Your goals. My priority.

You've been saving, planning, and doing your best to get ahead. But every time you think about buying a home, that down ...
10/27/2026

You've been saving, planning, and doing your best to get ahead.

But every time you think about buying a home, that down payment feels like another mountain to climb.

What if there's another way forward?

Down Payment Assistance programs may help qualified buyers reduce the cash needed upfront, making homeownership more accessible than they expected.

You don't need to know every mortgage program available.

That's what we're here for.Comment or DM "ASSIST" and let's see which down payment assistance opportunities may be available to you.

Your next chapter could be closer than you think!

10/24/2026

OPEN HOUSE
Sunday, October 25
11 AM - 1 PM

Discover the charm of this 4 bed 4 bath Lemont home nestled on a quiet cul-de-sac.

Buyers are offering up to $11,000 in closing costs credits for rate buydown.

Contact Christina Barbaro Orland Park / Keller Williams Preferred Realty at (708) 214-2445 for more info.

🎃 Stop by our tent at the Homewood-Flossmoor Park District Trick or Treat Trail for some candy & conversation and enter ...
10/24/2026

🎃 Stop by our tent at the Homewood-Flossmoor Park District Trick or Treat Trail for some candy & conversation and enter our raffle for some family-friendly Halloween decorations and more. 🎃

Saturday, October 24
11:00 AM - 2:00 PM

10/21/2026

Curb appeal sets the tone when selling your home!

Are you a first-time homebuyer in Champaign? 🏡 There are several programs designed to help make homeownership more acces...
10/19/2026

Are you a first-time homebuyer in Champaign? 🏡 There are several programs designed to help make homeownership more accessible! From options that require low down payments to those that offer assistance with closing costs, there's something for various financial situations. Remember, these programs may have specific eligibility requirements based on your income, credit, and overall financial profile.

It’s essential to explore what’s available and find the right fit for your unique situation. If you have any questions or want to learn about how these programs could benefit you, don't hesitate to reach out! Drop a comment or DM John to discuss your options — the programs and terms are subject to change based on your individual qualifications and current market conditions.

John Barker NMLS # 224832 • Success Mortgage Partners NMLS # 130562 • Equal Housing Lender • Licensed in Illinois, Indiana. This content is for informational and educational purposes only and does not constitute financial, legal, or tax advice, nor is it a commitment to lend. All loans are subject to borrower qualifications, including credit approval, income verification, and property evaluation. Rates, terms, and APR are subject to change without notice.

Have you ever felt overwhelmed by the mortgage process? You're not alone! 🤔 Understanding your mortgage options in DuPag...
10/16/2026

Have you ever felt overwhelmed by the mortgage process? You're not alone! 🤔 Understanding your mortgage options in DuPage County can be a challenge, but it doesn't have to be. Each loan type has unique benefits tailored to different situations, from FHA loans with lower down payment requirements to conventional loans that might suit your needs better.

What’s important is finding the right fit for your financial goals and lifestyle. Your mortgage journey starts with a conversation! 💬 If you're curious about your options or have specific questions, feel free to drop a comment or DM me to get started.

John Barker NMLS # 224832 • Success Mortgage Partners NMLS # 130562 • Equal Housing Lender • Licensed in Illinois, Indiana. This content is for informational and educational purposes only and does not constitute financial, legal, or tax advice, nor is it a commitment to lend. All loans are subject to borrower qualifications, including credit approval, income verification, and property evaluation. Rates, terms, and APR are subject to change without notice. • Created: October 15, 2026

🏠 Are you looking to buy a home in Will County? You’re not alone! But let’s clear up some common misconceptions that mig...
10/16/2026

🏠 Are you looking to buy a home in Will County? You’re not alone! But let’s clear up some common misconceptions that might be holding you back. Here are five mortgage myths that many homebuyers believe:

1. You need a 20% down payment. Many programs allow for down payments as low as 3%!

2. Good credit is all you need. Lenders also consider your income, assets, and debt-to-income ratio.

3. Pre-approval guarantees loan approval. It’s a stepping stone, but not a final guarantee!

4. All lenders offer the same rates. Different lenders have different offerings and rates may vary.

5. You can’t negotiate closing costs. Many costs are negotiable — don’t hesitate to ask!

Understanding these myths can empower you in your homebuying journey. If you have questions or want to explore your options, drop a comment or DM John to get started!

John Barker NMLS # 224832 • Success Mortgage Partners NMLS # 130562 • Equal Housing Lender • Licensed in Illinois, Indiana. This content is for informational and educational purposes only and does not constitute financial, legal, or tax advice, nor is it a commitment to lend. All loans are subject to borrower qualifications, including credit approval, income verification, and property evaluation. Rates, terms, and APR are subject to change without notice. • Created: October 12, 2026

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Oak Forest, IL

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