BWO Insurance

BWO Insurance Independent Insurance Agency BWO, the good people to know. With over 40 insurance carriers to shop from, we're your one-stop shop.

Our goal today is the same as it was back in 1985, to provide you with a competitive rate and quality coverage to protect your most valued possessions. Call us today to find out how we can help with all your insurance needs

A reminder for today:Say something nice. Leave a kind review. Send the encouraging text. Thank the people who show up fo...
06/01/2026

A reminder for today:

Say something nice. Leave a kind review. Send the encouraging text. Thank the people who show up for you.

Small things matter more than we think.

And today, weโ€™d like to thank our clients for continuing to trust BWO Insurance with what matters most to them.

We truly appreciate being part of this community.

๐Ÿงพ What Happens After You File a Claim?๐Ÿ“ Claim FiledYou report the loss with details, photos, and documentation.๐Ÿ” Claim R...
05/28/2026

๐Ÿงพ What Happens After You File a Claim?

๐Ÿ“ Claim Filed
You report the loss with details, photos, and documentation.

๐Ÿ” Claim Reviewed
Your carrier confirms coverage and reviews your policy.

๐Ÿ‘ค Adjuster Assigned
A claims adjuster is assigned to investigate your case.

๐Ÿ  Inspection
The adjuster assesses the damageโ€”may visit in person or request documents.

โš–๏ธ Decision Made
The carrier determines the payout amount based on findings.

๐Ÿ’ต Payout
If approved, you get paid.

Pro tip: Document everything and respond quickly to keep things moving!

Questions? BWO Insurance can help. ๐Ÿ’™

Today we pause to remember those who gave everything for our country. ๐Ÿ‡บ๐Ÿ‡ธTheir courage. Their sacrifice. Their legacy.Wis...
05/25/2026

Today we pause to remember those who gave everything for our country. ๐Ÿ‡บ๐Ÿ‡ธ

Their courage. Their sacrifice. Their legacy.

Wishing everyone a meaningful Memorial Day.

๐Ÿ“š Insurance Word You Should Know: DECLARATIONS PAGEIt's the most important page of your policyโ€”and most people have neve...
05/22/2026

๐Ÿ“š Insurance Word You Should Know: DECLARATIONS PAGE

It's the most important page of your policyโ€”and most people have never read it. ๐Ÿ“„

What is a Declarations Page?
Also called the "dec page," it's the summary page at the front of your insurance policy. It outlines the key details of your coverage at a glance.

What's on it?

โœ… Your name and address
โœ… Policy number and effective dates
โœ… Coverage types and limits
โœ… Deductibles
โœ… Premium amount
โœ… Property or vehicles covered

Why should you care?

๐Ÿ”น It's your proof of insurance. Landlords, lenders, and other parties often request it.
๐Ÿ”น It shows what you're actually covered for. Think you have $500,000 in liability? Your dec page confirms it.
๐Ÿ”น It helps you spot errors. Wrong address? Missing vehicle? Catch mistakes before they become claim problems.
๐Ÿ”น It makes comparing policies easy. When shopping for insurance, compare dec pages side by side.

Pro tip:
Review your declarations page every yearโ€”especially after major life changes like buying a home, adding a driver, or renovating your property.

๐Ÿ“ž Need help understanding your dec page? BWO Insurance can walk you through it. ๐Ÿ’™

๐Ÿ”จ Hiring a contractor? Make sure they're insured.An uninsured contractor can leave you on the hook for:โŒ Workplace injur...
05/20/2026

๐Ÿ”จ Hiring a contractor? Make sure they're insured.

An uninsured contractor can leave you on the hook for:

โŒ Workplace injuries
โŒ Property damage
โŒ Legal fines
โŒ Third-party liability

Before any work begins, ask for proof of insurance. It's one of the smartest ways to protect your home and your wallet.

Need guidance? BWO Insurance is here to help.

๐Ÿš— Gas tank? Full.๐Ÿฟ Snacks? Packed.๐ŸŽต Playlist? Ready to go.๐Ÿ“‹ Insurance? ...Wait, did you check?Before you hit the road, h...
05/15/2026

๐Ÿš— Gas tank? Full.
๐Ÿฟ Snacks? Packed.
๐ŸŽต Playlist? Ready to go.
๐Ÿ“‹ Insurance? ...Wait, did you check?

Before you hit the road, here's what most people don't realize:

โœ… You may already have rental car coverage
โœ… Roadside assistance isn't always included
โœ… Your coverage can change when you cross state lines

A 2-minute check now beats a stressful situation later. ๐Ÿ›ฃ๏ธ

Have questions before your trip? BWO Insurance has your back!

๐Ÿš— Thinking about buying a new car?Here's what most people forget: your insurance changes too.๐Ÿš™ New car:Higher premiums (...
05/07/2026

๐Ÿš— Thinking about buying a new car?
Here's what most people forget: your insurance changes too.

๐Ÿš™ New car:
Higher premiums (new cars cost more to fix and replace)
Full coverage usually required by lenders
Gap insurance is a smart add-on
More protection = more peace of mind

๐Ÿš— Older car:
Lower premiums (less value to insure)
You might only need liability coverage
More money in your pocket each month
But if something happens, you're covering the loss
So which is better for your wallet?

๐Ÿ”น Short-term savings? Older car wins.
๐Ÿ”น Long-term protection? New car coverage has you covered.

The real answer: It depends on YOU.

Your car. Your finances. Your comfort with risk.

We love hearing from our amazing customers! ๐Ÿ™Œ"We've always had quick and exceptional service from everyone we've dealt w...
05/04/2026

We love hearing from our amazing customers! ๐Ÿ™Œ

"We've always had quick and exceptional service from everyone we've dealt with at BWO! Keep up the great work."

Thank you for the kind wordsโ€”it's customers like you that make what we do so rewarding! โญ

We love our community ๐Ÿ’™May is packed with reasons to get out, explore, support local, and enjoy the season.Hereโ€™s whatโ€™s...
05/01/2026

We love our community ๐Ÿ’™

May is packed with reasons to get out, explore, support local, and enjoy the season.

Hereโ€™s whatโ€™s on our radar this month ๐Ÿ‘‡

๐ŸŒธ Brookfield Farmers Market โ€” Opening Day May 2 Kicking off the 36th season with fresh produce, local vendors, and Saturday morning staples.

๐Ÿก Wauwatosa Locally Made Spring Pop-Up (Hoyt Park) May 2 Local artists, handmade goods, and live music at The Landing at Hoyt Park.

๐ŸŽถ Maifest (Milwaukee) May 15โ€“17 Celebrate German heritage with live music, food, and family-friendly fun.

๐ŸŒฟ Oak Creek Art in the Park (Henry Miller Park) May 23 | 9 AM โ€“ 3 PM 100+ artisans, food trucks, and live musicโ€”perfect way to spend a spring Saturday.

๐ŸŽจ Gallery Night MKE + Shop, Sip & Savor (Third Ward) May 30โ€“31 A full weekend of art, exclusive shopping, pop-ups, and live music in one of Milwaukeeโ€™s best neighborhoods.

What events are you most excited forโ€”or did we miss a hidden gem? Drop it below ๐Ÿ‘‡

Hereโ€™s a quick and easy way to protect what matters:Walk through your house with your phone and record everything. ๐ŸŽฅ๐Ÿ‘ŒDoc...
04/29/2026

Hereโ€™s a quick and easy way to protect what matters:

Walk through your house with your phone and record everything. ๐ŸŽฅ๐Ÿ‘Œ

Documenting your belongings now can make filing insurance claims so much easier later. Donโ€™t wait until you need itโ€”take 60 seconds today to ensure your peace of mind tomorrow!

๐Ÿ’ฌ Need tips on protecting your home? Contact BWO Insuranceโ€”weโ€™re here to help.

Address

7472 S. 6th Street
Oak Creek, WI
53154

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14147688100

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