Andrew Egan: Financial Advisor

05/08/2025

Nationwide has really set themselves apart this time. Increasing their rollup factor to 9.5% for 12 years is retirement plan changing. So many of my clients have benefited from these increased numbers putting their retirement worries away.

02/21/2025

In today's world, pensions are a thing of the past. However, some people want the reassurance of a guaranteed income stream in retirement, similar to what a pension offers.

What is an Annuity? This insurance product creates an income stream throughout your retirement that can help meet your cash-flow needs. One of the most appealing benefits of an annuity is the option for a guaranteed lifetime income stream (similar to a pension).

There are different types of annuities, such as Fixed Index Annuities (fixed rate of return) and Variable Annuities (fluctuating returns). These can be used as another component in your retirement plan.

Want to learn more about annuities? Read the article linked below.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

11/20/2024

Unlocking the Power of Pooled Employer Plans (PEPs) for Small Businesses!

As a small business owner, providing retirement benefits to your employees can be a challenge. But what if there was a way to offer the same retirement benefits as larger corporations without the high costs and administrative burden?

Enter Pooled Employer Plans (PEPs)!

PEPs allow multiple unrelated employers to join together to offer a retirement plan, making it more affordable and easier to administer. With a PEP, your business can:

✅ **Save on Costs**: Pooling resources with other employers helps reduce plan expenses, making retirement benefits more accessible for smaller businesses.
✅ **Simplify Administration**: Say goodbye to the complexities of managing a retirement plan alone. PEPs handle most of the administrative duties.
✅ **Attract and Retain Talent**: Offering a robust retirement plan makes your business more competitive in attracting top talent.
✅ **Comply with Regulations**: PEPs ensure you stay compliant with retirement plan rules, reducing your risk of costly mistakes.

Whether you’re just starting to consider retirement plans or looking to improve your existing offerings, Pooled Employer Plans could be the solution you’ve been searching for!

Let’s connect if you’d like to learn more about how a PEP can benefit your business and employees!

Send a message to learn more

10/29/2024

Small business owners and 401k administrators, please help me do some market research on 401k plan professionals.

This survey is designed to understand the level of service from your financial professional. Thank you for completing this survey.

06/20/2024

Life insurance offers more than just coverage for funeral expenses. It can assist in creating a plan tailored to your needs, whether it's for income replacement, living benefits to manage costs associated with chronic illness, or tax-free income for retirement. Visit my website for free quotes and an easy way to sign up.

https://vivecp.com/b8cb1e35-a735-42dd-80ad-fe19b331f611

05/28/2024

Understanding Annuities Part 2. If you have questions or want to see if they are a good fit for your retirement plan, send me a message or give me a call at 815-603-0955.

Part 3 coming soon.

05/07/2024

Video Series. Understanding Annuities Part 1.

02/21/2024

People nearing or in retirement today face unique challenges. With traditional pensions largely a thing of the past, many Americans are facing uncertainty about what sources of income will be available to cover retirement expenses. You may need a solution that can help you successfully navigate today’s retirement landscape, including:
1. Volatility in safe alternatives
Bonds have historically been a safe option for investors over the last decade, but recent increases in interest rates over the last year have caused double digit losses in bonds.
2. Market downturns
A bear market near or early in retirement can impact when and how you’re able to retire and how long your assets will last.
3. Longer retirement
Today’s 60-year-old has a nearly 50% chance to reach age 90 and will need income they can depend on to last the rest of their life.

01/04/2024

As you reach retirement, your income transitions from accumulation to distribution through the rest of your life. It’s important to protect this money from various risks. I’m here to help you make a plan. Schedule a free, no-obligation consultation today.

10/03/2023

Is your retirement portfolio invested properly. Take a free risk assessment and receive your COMRA report today.

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09/14/2023

Get your copy of, Will You Be Ready to Retire?
A Financial Planning Guide to Set and Meet Your Goals

Will You Be Ready to Retire? 1

09/01/2023

Life Insurance Awareness Month!
Let me change the way you think about life insurance. Give
me a call for a quote!
(815) 603-0955