Fran Emini- Health, Life & Medicare Insurance Agent

Fran Emini- Health, Life & Medicare Insurance Agent Fran has been with First Choice Insurance Agency for 30+ years. Whether you’re looking to protect your family or increase your personal finances, I can help.

Every day thousands of individuals experience serious and often unexpected illnesses and injuries that can deplete not only ones’ quality of life, but also their valuable assets or life savings.

There is something about September that naturally signals a fresh start. As summer winds down and routines fall back int...
09/08/2026

There is something about September that naturally signals a fresh start. As summer winds down and routines fall back into place, it’s the perfect time to reset, refocus, and recommit to feeling our best.

And for many of us, that includes getting back into an exercise routine. But this is where people tend to fall into two very different camps: morning or afternoon workouts.

🌅 Vote morning workout
🌙 Vote evening workout

Both have loyal fans and get the job done, but we want to know which one works best for you.

Drop your vote in the comments and let us know what team you’re on. We are excited to see which side wins this month!

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, r...
09/07/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

As health insurance agents, we know how complex and challenging it can be to navigate the world of dental insurance. Sin...
09/01/2026

As health insurance agents, we know how complex and challenging it can be to navigate the world of dental insurance. Since many individual health plans don’t automatically include dental benefits, our team wanted to share a quick overview of dental insurance and why it may be worth adding to your existing health plan.
Swipe for a few helpful FAQs to keep in mind as you consider dental insurance.

If you have questions about adding dental coverage or would like to talk through an existing policy you’d like to revamp, do not hesitate to reach out to us. We’re always happy to help clarify your options and answer any questions you may have.

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicar...
08/18/2026

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicare health and prescription drug plans for the upcoming year. The Medicare AEP runs from October 15th to December 7th every year, making now a potentially advantageous time to review your current coverage and plan ahead for any changes next year.

Thinking about this now, before the period opens, can make the process easier and give you enough time to compare options and make an informed decision about your care. Swipe for a few areas to revisit as you prepare for the beginning of the AEP.

A little preparation now can make the process simpler and help you choose coverage that fits your needs. That said, if you’d like to go over your current plan, feel free to reach out. We are always here to help you carefully assess your needs so you can make an informed decision.

Each year, Medicare drug plans can change what they cover, how much you pay, and the rules around your prescriptions. Th...
08/12/2026

Each year, Medicare drug plans can change what they cover, how much you pay, and the rules around your prescriptions. That means a medication that worked for you this year may cost more, or may not be covered at all, next year.

A simple prescription coverage review can help you:

✅Confirm your prescriptions are still covered under your plan.
✅Identify potential restrictions like prior authorization or step therapy.
✅Explore lower-cost or generic alternatives.
✅Avoid unexpected out-of-pocket expenses.

For questions about how your medications interact, speak with your pharmacist or prescribing physician.

With rising prescription costs and ongoing changes to Medicare drug coverage, reviewing your medications annually is one of the best ways to protect both your health and your budget.

If you have questions about your coverage or want help reviewing your current plan, we are here to help. Give us a call today, and we can get started.

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, o...
08/11/2026

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, or coverage issues are good reasons to reach out sooner to avoid surprises and make sure your plan still fits your needs.

Swipe to see when it is a good time to call your Medicare agent.

The best time to call your Medicare agent is before a small question becomes a bigger coverage problem. If you need help reviewing your plan, preparing for enrollment, or understanding a recent life change, contact our office.

August is National Eye Exam Month, a perfect reminder to schedule your annual eye exam if you haven’t already.A comprehe...
08/04/2026

August is National Eye Exam Month, a perfect reminder to schedule your annual eye exam if you haven’t already.

A comprehensive annual eye exam is covered by most vision plans, meaning you can obtain this key preventive care as easily as scheduling your appointment.

Additionally, these exams can do more for your health than just update your prescription. Your eyes can reveal early warning signs of serious health conditions that you might not know about otherwise, including:

👁️ Hypertension - Irregularities in the eye's blood vessels can signal high blood pressure before other symptoms appear.
👁️ High cholesterol - A yellowish tint or patch around the cornea or eyelid may indicate elevated cholesterol levels.
👁️ Autoimmune disorders - Inflammation in the eye can be an early sign of conditions like lupus.
👁️ Thyroid disease - Bulging or protruding eyes are often associated with thyroid-related conditions.
👁️ Cancer - Unusual structures within the eye can indicate ocular melanoma, and changes around the eyelids may reveal certain skin cancers.

If it has been more than a year since your last eye exam, let this month be your reminder to get it on the calendar.

Not sure what your vision benefits cover? Give our team a call. We are happy to help you take a look.

July is UV Safety Awareness Month, a good reminder to revisit a few key sun-safety habits to incorporate into your routi...
07/17/2026

July is UV Safety Awareness Month, a good reminder to revisit a few key sun-safety habits to incorporate into your routine. Adding these simple daily habits can go a long way in protecting your skin all summer long. Swipe through for some practical prevention tips.

We hope you find these tips helpful this UV Safety Awareness Month. As always, if you have questions about your benefits, don’t hesitate to reach out to our team. We are here to support you.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history,...
07/03/2026

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history, service, and shared values that shape our country! We wish each of you a memorable holiday with family and friends.

Please note that our office will be closed on Friday, July 3rd, in observance of Independence Day. We will reopen and return to regular business hours on Monday, July 6th.

Address

1301 W. 22nd Street Suite 805
Oak Brook, IL
60523

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 3pm

Telephone

+16308416933

Website

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