Dan Main

06/04/2026

Your LTV ratio can directly affect your monthly payment and overall loan costs. 💵

Loan-to-value = loan amount ÷ home value × 100

LTV stands for loan-to-value, or how much you’re borrowing compared to the home’s value.

Why it matters:
📈 Higher LTV can mean a higher payment
💰 Lower LTV could help you save over time

Even a small change in your down payment can impact your LTV ratio. ✅

Let’s get you home!

06/02/2026

5.0 star review received on Experience.com for Dan Main by Aaron P G - Working with Dan Main and his team made the loan process simple and stress-free from start to finish.

He was always available to answer questions, kept me updated throughout every step of the process, and made sure I understood what was happening and what was needed next. His communication was excellent, and there were never any surprises.

If you're looking for someone who makes the mortgage process easy and keeps you informed every step of the way, I highly recommend him.

Click to see all 367 reviews of Dan Main, Senior Mortgage Banker | NMLS # 502036

06/02/2026

Unsure if you're ready to buy? 🤔 Here are a few signs you might be closer than you think:

✔️ You have consistent income and at least 2 years of work history
✔️ Your credit score is in a qualifying range and you are managing debt well
✔️ You have some savings built for a down payment plus closing costs

Want to discuss your options further? Reach out today!

05/29/2026

Big announcement! 🎉

Today I officially added the state of Kansas to my mortgage licenses! I’m now professionally licensed in SIX states — with four connected right across the middle of the country:

🏔 Colorado
🌻 Kansas
⚜️ Missouri
🌆 Illinois
🍑 Georgia
🌴 Florida

Whether you’re buying your first home, upgrading, relocating, or investing, I’d love the opportunity to help guide you through the mortgage process.

Who do you know that’s looking to make a move?

Call Dan — your Mortgage Man — and let’s get you home! 😊🏠🔑

We're licensed throughout the Midwest to help get you home. Find out more about our loan programs and get your homebuying process started today!

05/28/2026

Homeownership looks different for everyone, and choosing your path starts with finding the right loan program. 🏡

Here are the most common options:

🌾 USDA for eligible rural areas with zero down options
🏠 FHA with flexible guidelines and low down payments
🎖️ VA for eligible veterans with zero down benefits
🔑 Conventional for buyers with strong credit and flexible terms

Your path to homeownership should match your goals. 💚 Let's talk!

05/28/2026

5.0 star review received on Experience.com for Dan Main by Susan M W - Dan and team are very kind, patient, and reaponsive.

Click to see all 366 reviews of Dan Main, Senior Mortgage Banker | NMLS # 502036

05/27/2026

5.0 star review received on Experience.com for Dan Main by Tonya B - Dan was amazing. He was quick with responses, he got things done quick , and was a blessing to work with .

Click to see all 365 reviews of Dan Main, Senior Mortgage Banker | NMLS # 502036

05/26/2026

Breathing room matters when it comes to your budget! A lower debt-to-income ratio can make a difference. 👇

DTI shows how much of your monthly income goes toward debts like car payments, credit cards, and student loans. 💰

When that number is lower, you have more flexibility in your budget, you can qualify more comfortably, handle unexpected expenses, and enjoy homeownership without feeling stretched every month! 🔑

Have questions? Reach out today!

05/21/2026

Ask first, stress less! 💬

Before making an offer, there are a few important questions buyers should ask to stay informed:
🤔 How will my loan structure affect my long-term costs?
🤔 What could change between pre-approval and closing?
🤔 What financial moves should I avoid right now?

Clear answers upfront can prevent surprises later! Have questions? Let's talk! 📱

05/19/2026

One of the most common questions we hear is, “Is it the right time to buy?” 🤔

Buying now can make sense if you're ready to get into a home sooner and wanting to build equity instead of paying rent. 🏡

Waiting can be the right move if you want more time to save, improve credit or income, or keep extra flexibility in your plans. ✅

The right timing looks different for everyone! Have questions? Reach out today!