Preferred Rate - O'Fallon Branch NMLS #2534568

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Preferred Rate - O'Fallon Branch NMLS #2534568 🏠 Your Mortgage. Your Future. Your Preferred Rate. 🏠

We make home financing simple with expert guidance, great rates, and a stress-free process.

Whether you're buying, refinancing, or investing we’re here for you! 📞 Contact us today! A division of American Pacific Mortgage NMLS #1850
Equal Housing Opportunity

Licensed in MO, IL, FL, AR, CA, GA, IN, KS, MI, OH, TN, TX, & VA
Jim Decker NMLS #928446
Jim Weston NMLS #353630
Wyatt Ragar NMLS #559049
Ryan Sanford NMLS #119511
Lynne Schlereth NMLS #237688
Mike Gilb NMLS #1558400
Mitch Richards NMLS #1810499
Mark Mayfield NMLS #292254
LeaAnn Bryant NMLS #546297
Jay Law NMLS #1634608


For licensing information go to: https://www.nmlsconsumeraccess.org

Licensed by the Department of Financial Protection and Innovation under the CRMLA

TODAY’S THE DAY!! 🚨Come see us at the networking event! We’ve got 🎁 GIVEAWAYS, 🤝 CONNECTIONS, ☕️ FUN, and a whole lot of...
09/16/2026

TODAY’S THE DAY!! 🚨

Come see us at the networking event! We’ve got 🎁 GIVEAWAYS, 🤝 CONNECTIONS, ☕️ FUN, and a whole lot of reasons to stop by!

And yes…it’s HOT. 🥵😂
But I promise you… we’re worth the sweat!

Come say hi, grab some goodies, meet some new people, and maybe even win something! You never know who you might meet—or what opportunity could come from one little stop. 😉

Don’t miss us today! ❤️

IMPORTANT DATE CHANGE

Due to the extreme heat and our commitment to the safety and well-being of all vendors, members, and attendees, we have made the decision to change the date of our Westport Business Expo and Membership Luncheon.

We appreciate your understanding and flexibility as we prioritize everyone’s safety and comfort. We look forward to welcoming you on the new date — Wednesday, September 16, 2026! Please respond here that you received this email. Thank you for your continued support, and we’ll see you at Westport!

DATE CHANGE:

09/16/2026

IMPORTANT DATE CHANGE

Due to the extreme heat and our commitment to the safety and well-being of all vendors, members, and attendees, we have made the decision to change the date of our Westport Business Expo and Membership Luncheon.

We appreciate your understanding and flexibility as we prioritize everyone’s safety and comfort. We look forward to welcoming you on the new date — Wednesday, September 16, 2026! Please respond here that you received this email. Thank you for your continued support, and we’ll see you at Westport!

DATE CHANGE:

**IMPORTANT** DATE CHANGE! Due to extreme heat we have move to NEXT Weds 9/16 - Look forward to seeing everyone!!
09/08/2026

**IMPORTANT** DATE CHANGE! Due to extreme heat we have move to NEXT Weds 9/16 - Look forward to seeing everyone!!

IMPORTANT DATE CHANGE

Due to the extreme heat and our commitment to the safety and well-being of all vendors, members, and attendees, we have made the decision to change the date of our Westport Business Expo and Membership Luncheon.

We appreciate your understanding and flexibility as we prioritize everyone’s safety and comfort. We look forward to welcoming you on the new date — Wednesday, September 16, 2026! Please respond here that you received this email. Thank you for your continued support, and we’ll see you at Westport!

DATE CHANGE:

COME SEE US!! Great networking opportunity!
09/03/2026

COME SEE US!! Great networking opportunity!

Our Meet Me at Westport Business Expo is coming up soon!!!

09/01/2026

Unlike a bridge loan or home equity loan, a home equity line of credit (HELOC) requires payments only on the amount you borrow, making it a flexible financing option if you’re buying your next home if you're planning to keep your home as a rental.

With a HELOC, you can tap into your current home’s equity before it goes on the market—giving you access to funds when timing matters most.

It’s like having a built-in financial cushion that helps you move forward—on your own terms. If you're looking at strategies to BRIDGE the gap TO BUY a home - let's talk!
https://myoc.io/OFallonPreferredRateBranch

Branch NMLS 2534568

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward...
08/27/2026

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward homeownership and their future.

No two journeys are exactly alike, and that’s why working with a company that has over 30 years of impact and experience helping people navigate life’s biggest financial decisions is important.

Homeownership is about more than buying a house. It’s about putting down roots, stability for your family, having a place where memories are made and shared, and creating an opportunity for long-term financial wealth.

I’m grateful to be a part of these moments with my clients and our local community.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, w...
08/25/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
08/20/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Address

3018 Winghaven Boulevard
O'Fallon, MO
63368

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