Preferred Rate - O'Fallon Branch NMLS #2534568

Preferred Rate - O'Fallon Branch NMLS #2534568 🏠 Your Mortgage. Your Future. Your Preferred Rate. 🏠

We make home financing simple with expert guidance, great rates, and a stress-free process.

Whether you're buying, refinancing, or investing we’re here for you! 📞 Contact us today! A division of American Pacific Mortgage NMLS #1850
Equal Housing Opportunity

Licensed in MO, IL, FL, AR, CA, GA, IN, KS, MI, OH, TN, TX, & VA
Jim Decker NMLS #928446
Jim Weston NMLS #353630
Wyatt Ragar NMLS #559049
Ryan Sanford NMLS #119511
Lynne Schlereth NMLS #237688
Mike Gilb NMLS #1558400
Mitch Richards N

MLS #1810499
Mark Mayfield NMLS #292254
LeaAnn Bryant NMLS #546297
Jay Law NMLS #1634608


For licensing information go to: https://www.nmlsconsumeraccess.org

Licensed by the Department of Financial Protection and Innovation under the CRMLA

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story...
06/02/2026

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story, and structure, timing, and long-term goals matter just as much. If you want to look at the full picture, message me.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Patio season is officially here.If your outdoor space isn’t quite what you want yet… it might be time to change that.Wha...
05/28/2026

Patio season is officially here.
If your outdoor space isn’t quite what you want yet… it might be time to change that.
What’s your must-have: fire pit, garden, or outdoor lounge?
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

In full swing⛳️🏌️Been having some fun on the courses lately!! Good times and great golf. Proud to represent our mortgage...
05/27/2026

In full swing⛳️🏌️

Been having some fun on the courses lately!! Good times and great golf. Proud to represent our mortgage team out on the courses!

05/26/2026

If buying a home is a goal this year, pre-approval is your first step.
Getting pre-approved helps you:
• Know exactly what you can afford
• Strengthen your offer in a competitive market
• Move quickly when the right home comes along
Preparation gives you an edge. Without it, you risk missing out.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

05/25/2026

We’re honored to help build the American dream, thanks to the brave men and women who made it possible.
Today, we remember their sacrifice
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

05/21/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Address

3018 Winghaven Boulevard
O'Fallon, MO
63368

Telephone

+16365432448

Website

https://www.instagram.com/preferredrateofallon/, https://www.tiktok.com/@pr

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