Preferred Rate - O'Fallon Branch NMLS #2534568

Preferred Rate - O'Fallon Branch NMLS #2534568 🏠 Your Mortgage. Your Future. Your Preferred Rate. 🏠

We make home financing simple with expert guidance, great rates, and a stress-free process.

Whether you're buying, refinancing, or investing we’re here for you! 📞 Contact us today! A division of American Pacific Mortgage NMLS #1850
Equal Housing Opportunity

Licensed in MO, IL, FL, AR, CA, GA, IN, KS, MI, OH, TN, TX, & VA
Jim Decker NMLS #928446
Jim Weston NMLS #353630
Wyatt Ragar NMLS #559049
Ryan Sanford NMLS #119511
Lynne Schlereth NMLS #237688
Mike Gilb NMLS #1558400
Mitch Richards N

MLS #1810499
Mark Mayfield NMLS #292254
LeaAnn Bryant NMLS #546297
Jay Law NMLS #1634608


For licensing information go to: https://www.nmlsconsumeraccess.org

Licensed by the Department of Financial Protection and Innovation under the CRMLA

🎉 Cheers to new beginnings!We’re excited to celebrate the Grand Opening of our Overland Park office! We look forward to ...
06/26/2026

🎉 Cheers to new beginnings!

We’re excited to celebrate the Grand Opening of our Overland Park office! We look forward to serving the community and helping more families achieve their homeownership goals. 🏡✨

06/25/2026

One of the biggest misconceptions about interest rates is that the advertised rate online automatically applies to everyone.
The truth is, your mortgage rate can be impacted by factors like:
🏡 Loan type
💳 Credit profile
💰 Down payment
📍 Property type
📊 Loan structure
That’s why it helps to work with a local mortgage expert who can look at your full scenario, explain the options available to you, and help you understand what makes the most sense for your goals.
Because the best mortgage decision isn’t always about chasing the lowest number you see online. It’s about knowing your options, understanding the full picture, and making a smart plan for your future.

Let's Talk!
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

What a great day at Pride Fest! 🌈🎉  Our very own Lynne Schlereth, with the help of agent Justin McCoy, had an amazing ti...
06/24/2026

What a great day at Pride Fest! 🌈🎉

Our very own Lynne Schlereth, with the help of agent Justin McCoy, had an amazing time meeting new faces, sharing resources, and celebrating with the community. Thank you to everyone who stopped by Lynne's event; we loved being part of the fun!!!

Here’s to the dads who taught us how to change a tire, balance a checkbook, and BBQ like a pro. We’d be lost without you...
06/21/2026

Here’s to the dads who taught us how to change a tire, balance a checkbook, and BBQ like a pro. We’d be lost without you! 🧰💼🔥
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

06/18/2026

One of the reasons I love what I do is seeing the long-term impact homeownership can have for families and future generations.

Homeownership creates stability.
It helps people build for the future.
It strengthens communities.

Whether you’re a first-time homebuyer, a move-up buyer with a growing family, an investor, or someone starting a new chapter in life, it’s an honor to play a role in those important life moments.

Because, to me, my job is about more than loans. It’s about helping people build brighter futures.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Rates change. Strategy wins. Rates move every day, so trying to predict them is less effective than preparing for differ...
06/16/2026

Rates change. Strategy wins. Rates move every day, so trying to predict them is less effective than preparing for different scenarios. The best move is having a plan that works in more than one market. If you want to talk strategy, message me.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equit...
06/11/2026

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equity can become a powerful financial tool that may help support goals like:
✔ Home renovations
✔ Education expenses
✔ Debt consolidation
✔ Emergency reserves
✔ Real estate investing opportunities
But homeownership is about more than finances, too. It’s about creating stability, building memories, putting down roots, and investing in your future.
For 30 years, we have proudly helped individuals and families build brighter futures through homeownership.
Whether you’re a current homeowner looking to make your next move or just beginning your homeownership journey, let's connect today to explore your options.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

06/04/2026

Rates aren’t one-size-fits-all. The better question is what rate fits your budget, credit profile, and long-term goals. Sometimes structure matters more than the headline number. Want to see what works for you? DM me and I can walk you through options.
https://myoc.io/OFallonPreferredRateBranch



Branch NMLS 2534568

Address

3018 Winghaven Boulevard
O'Fallon, MO
63368

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