West Community Credit Union

West Community Credit Union We're a member-owned, not-for-profit credit union. Federally insured by NCUA. ESI coverage of $750K. Equal Housing Lender. Follow the Law. Manners. Be Relevant.

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Most people don't know that St. Louis is the second largest financial services hub in the country. In this episode of th...
06/03/2026

Most people don't know that St. Louis is the second largest financial services hub in the country.

In this episode of the Banking on You Pod, we talk with Douglas W. of SixThirty about how collaboration, capital, and community are shaping the future of fintech right here in our backyard.

If you are building or investing in this space, you should be paying attention.
🎧 Listen here: https://blog.westcommunitycu.org/podcast/bankingonyoupod-episode-10-how-stl-helps-shape-financial-future/

Or wherever you get your podcasts!

A Certificate of Deposit (CD💿) is a secure way to earn more on your money with no market risk. Here's why opening a CD m...
06/03/2026

A Certificate of Deposit (CD💿) is a secure way to earn more on your money with no market risk. Here's why opening a CD might be the right move for you:

💿 Higher interest rates
💿 Guaranteed returns
💿 Safe & secure
💿 Great for future planning

PRO TIP: The longer the term, the higher the interest rate!

Ready to watch your savings grow 📈 Check out our current CD rates and start earning more today! 🔒 westcommunitycu.org/accounts/certificates.htm

A neutral, third-party account that protects the money of both buyers and sellers until real estate transactions are fin...
06/02/2026

A neutral, third-party account that protects the money of both buyers and sellers until real estate transactions are finalized.

For example, if you choose to make a deposit with an offer on a home, it would go into an escrow account first rather than directly to the seller.

Once you’ve bought a home, escrow accounts are also typically used to hold money for homeowners insurance and property taxes until payment is due.​​​​​​​​

Ask the experts all your home buying questions by scheduling a free mortgage consultation 🔗 westcommunitycu.org/_AppSecure/view.php?id=16576

If insurance has been sitting on your “I’ll get to it” list, this is your sign. Explore coverage that actually fits your...
06/02/2026

If insurance has been sitting on your “I’ll get to it” list, this is your sign. Explore coverage that actually fits your life and get exclusive member discounts with TruStage on:

🚘 Home & Auto bundles​​​​​​​​
🏡 Rental, homeowners or condo insurance​​​​​​​​
👨‍👩‍👧‍👦 Whole, Term Life or AD&D Coverage​​​​​​​​

Find the protection that fits your life and your plan 🔗 westcommunitycu.org/accounts/insurance.htm

A credit score is a three-digit number, usually on a scale of 300 to 850, that estimates how likely you are to repay bor...
06/01/2026

A credit score is a three-digit number, usually on a scale of 300 to 850, that estimates how likely you are to repay borrowed money and pay bills.

Credit scores are calculated from information about your credit lines and loans. That data is gathered by credit bureaus and compiled into your credit report. The three largest bureaus are Equifax, Experian and TransUnion.

They can influence many aspects of your life: whether you get a loan or credit card, what interest rate you pay for loans, sometimes whether you get the apartment or job you want.

One of the best ways to stay on top of your score is to check in on it regularly. You can monitor your credit score AND credit report 24/7 FOR FREE with Digital Banking. Login to track your progress today 📲

For a limited time, you'll get $90 when you refer new members to the credit union. Tell your friends and family about be...
06/01/2026

For a limited time, you'll get $90 when you refer new members to the credit union. Tell your friends and family about better banking today 🔗 westcommunitycu.org/about/refer.htm

Creating a strong password is an essential step to protecting yourself online. Follow these simple tips to shake up your...
05/29/2026

Creating a strong password is an essential step to protecting yourself online. Follow these simple tips to shake up your password protocol:​​​​​​​​
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☑️ Make sure to have different passwords for every account. If you have too many to remember, consider using a password manager.​​​​​​​​
​​​​​​​​
☑️ Get creative. Use phonetic replacements, such as “PH” instead of “F”. Or make deliberate, but obvious misspellings, such as “enjin” instead of “engine” or use numbers to replaces similar letters like a zero for "o", an "3" for "e", or a "@" instead of "a."​​​​​​​​
​​​​​​​​
☑️ Do not use public computers to log into a work or bank account. Anyone could infect these computers with a code and capture your data.​​​​​​​​
​​​​​​​​
☑️ Be careful when you are required to create personal security questions. Try to use questions where answers aren’t publicly found on the internet.​​​​​​​​
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☑️ Enable 2-step authentication when available.​​​​​​​​
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Remember that using a password with mixed case characters, numbers and symbols is far more secure than anything else. And as always, stay vigilant! ​​​​​​​​
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The average household plans to spend $2,867 on summer travel this year, showing just how quickly vacations can impact yo...
05/28/2026

The average household plans to spend $2,867 on summer travel this year, showing just how quickly vacations can impact your budget ☀️

Pro tip: Start saving for travel early or set up automatic transfers before your trip. Paying as you go can help you enjoy your vacation now without carrying the cost into the months ahead.

Where are your travels taking you this summer? 👇

Traveling this summer? Login to Digital Banking and let us know before you go!Your security is the primary goal of the c...
05/28/2026

Traveling this summer? Login to Digital Banking and let us know before you go!

Your security is the primary goal of the credit union, so we make it a point to notice unusual activity on your cards. This is why it's important to let us know if you plan on traveling outside of your normal, local payment behaviors, so it doesn't get flagged as suspicious activity.

To prevent service interruptions on your debit and credit cards, simply login to Digital Banking and set travel notifications without the hassle of calling to speak to a representative.

Holiday shopping might feel far away, but it'll be here before you know it! If you start saving now, you won't have to s...
05/27/2026

Holiday shopping might feel far away, but it'll be here before you know it! If you start saving now, you won't have to spend months after the holidays trying to pay back what you owe.

Setting up automatic savings right from your phone is easy! Then watch your holiday fund grow while you enjoy the summer 😎

Get ahead while you unwind with Plinqit. Now in Digital Banking 📲

Address

4161 Highway K
O'Fallon, MO
63368

Telephone

+16367202400

Website

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