West Community Credit Union

West Community Credit Union We're a member-owned, not-for-profit credit union. Federally insured by NCUA. ESI coverage of $750K. Equal Housing Lender. Follow the Law. Manners. Be Relevant.

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Thank you for visiting the West Community Credit Union page. Please take a moment to read the following guidelines and we ask you to follow when contributing to our page:

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5. Removal. We reserve the right to remove content posted to Facebook that violates these guidelines.

06/15/2026

🎈90 years, countless stories, and one incredible community. 🎈

From small beginnings to where we are today, this journey has always been about you, your goals, your dreams, and your trust. 💙

We’re honored to stand beside you through every chapter and grateful for the role we play in your lives. Here’s to celebrating where we’ve been and getting excited for everything still to come. ✨

Including kids in the budgeting process is a simple way to help them understand how money comes in, where it goes, and w...
06/15/2026

Including kids in the budgeting process is a simple way to help them understand how money comes in, where it goes, and why it matters. It does not have to be complicated. Small conversations can make a big impact.

Here are a few easy ways to get started:
✅ Let them help plan a grocery budget and stick to it
✅ Talk through bills so they see real expenses
✅ Give them a small amount to manage and make choices with
✅ Set a family savings goal and track progress together

If you’re uncomfortable revealing too much of your financial picture, you can keep the discussions high level, but involving them makes money less abstract.

When kids see how decisions are made, they build confidence and skills that last a lifetime. A little transparency now can lead to smarter money habits later 😎

Identity Theft is not a joke, Jim! And it happens...a lot. ​​​​​​​​⁣​​​​​​​​Scammers are always on the hunt to use your ...
06/12/2026

Identity Theft is not a joke, Jim! And it happens...a lot. ​​​​​​​​⁣​​​​​​​​
Scammers are always on the hunt to use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.​​​​​​​​

Keep these tips in mind to protect yourself from identity theft:​​​​​​​​
⚠️ Shred receipts, credit offers, account statements, and expired credit cards. This can prevent “dumpster divers” from getting your personal information.​​​​​​​​

⚠️ Review your credit card and bank account statements. Compare receipts with account statements. Watch for unauthorized transactions.​​​​​​​​

⚠️ Create complex passwords that identity thieves cannot guess. Change your passwords if a company that you do business with has a breach of its databases.​​​​​​​​

⚠️ Review your credit reports quarterly. Be certain that they don't include accounts that you have not opened. ​​​​​​​​

For information about identity theft and steps to take if you have been victimized, visit ftc.gov/idtheft​​​​​​​​​​​​​​​​

As always, stay vigilant!

You're not alone! It's one of the most ask financial questions on Google 🔎 Here are a few smart steps to get started:✅ P...
06/11/2026

You're not alone! It's one of the most ask financial questions on Google 🔎 Here are a few smart steps to get started:

✅ Pay your bills on time.
✅ Start small with a secured credit card that can help you establish a positive history. Make sure to pay off your balance every month.
✅ Keep your balances low (around 30%) and avoid maxing out.
✅ Regularly check your credit report to stay on top of your progress. Your score and report are available 24/7 FOR FREE with Digital Banking.

Building credit takes time, but every smart move adds up. Login to track your progress today 📲

06/10/2026

Cruise thru summer with extra cash! With rates as low as 4.49% APR* & NO payment for 90 days, now’s the time to make your auto loan work for you. Get started 🔗 westcommunitycu.org/loans/auto-loans.htm

06/10/2026

✨ 90 years strong and it’s all thanks to you! ✨

What an incredible time celebrating 9 decades of community, trust, and growth. From our very first member to every new face today, YOU are the heart of this credit union. 

Thank you for being part of our story, for believing in people helping people, and for letting us serve you for 90 amazing years. Here’s to honoring the past, celebrating the present, and building an even brighter future together!

Every credit union merger has a story. Listen to ours on Episode 11 of the Banking on You Pod! Now Streaming wherever yo...
06/10/2026

Every credit union merger has a story. Listen to ours on Episode 11 of the Banking on You Pod! Now Streaming wherever you get your podcasts! 🎙️✨

https://blog.westcommunitycu.org/podcast/bankingonyoupod-episode-11/

In this episode, host Josh Rodriguez attends the Gateway Metro Federal Credit Union membership meeting as members vote on merging with West Community. Through conversations with staff, leadership, and members, he captures the real emotions and impacts behind the decision.

Subscribe and follow Banking On You Podcast for stories with real people!

Some of the team volunteered at The Little Bit Foundation today. We got them ready for their audit by making sure supply...
06/09/2026

Some of the team volunteered at The Little Bit Foundation today. We got them ready for their audit by making sure supply kits had the correct number of items in each back pack. Busy day!

For a limited time, you'll get $90 when you refer new members to the credit union. That’s easy money in your wallet for ...
06/09/2026

For a limited time, you'll get $90 when you refer new members to the credit union. That’s easy money in your wallet for doing your friends and family a solid! Tell them about better banking today!

Whether it’s upgrading to energy‑efficient appliances, adding solar, or refreshing your space with sustainable materials...
06/09/2026

Whether it’s upgrading to energy‑efficient appliances, adding solar, or refreshing your space with sustainable materials, the right projects can make a big difference. A HELOC gives you the flexibility to make those upgrades on your timeline.

With rates as low as 5.99% APR* Fixed for Two Years, see what a HELOC can do for you today ➡ westcommunitycu.org/loans/home-equity-loans.htm

Address

4161 Highway K
O'Fallon, MO
63368

Telephone

+16367202400

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