UltraCar Insurance

UltraCar Insurance UltraCar Insurance provides SR22 insurance in 34 states, FR44 insurance in Florida and Virginia. We also sell standard and SR22 motorcycle insurance policies.

UltraCar Insurance is a family-owned business located in the St. Louis metro area, specializing in high-risk auto and non-owner insurance. We offer SR22 insurance in 34 states, FR44 insurance in Florida and Virginia, and cross-state SR22/FR44 insurance filings. Our company and our agents hold licenses in each state where we sell these insurance products. The uncertainty of having a suspended licen

se is stressful, so our agents quickly match you with the best insurance policy at the lowest rate possible for your needs. Our knowledge and experience will make the license reinstatement process much more manageable. In addition, UltraCar Insurance offers commercial auto and general liability insurance policies tailored to the risks and needs of your business. Give us a call to set a time for a personal consultation. Our goal is to exceed your expectations, and we're confident you'll be satisfied with our professional, friendly service. Word of mouth is our most powerful advertising tool, so if someone you know needs our services, please share our page with them!

Ignition Interlock & SR22 InsuranceWe understand that having to deal with getting SR22 or FR44 insurance and an ignition...
03/05/2026

Ignition Interlock & SR22 Insurance
We understand that having to deal with getting SR22 or FR44 insurance and an ignition interlock device after a DUI or DWI can be stressful. If you need support, visit the link below to learn how we can help make your SR22 policy and IID installation more affordable.

To reinstate your license after a DUI license suspension, you'll likely need both SR22 insurance and an ignition interlock device.

What kind of auto insurance coverage is best for you?In many cases, people who need high-risk SR-22 or FR-44 auto insura...
01/30/2026

What kind of auto insurance coverage is best for you?
In many cases, people who need high-risk SR-22 or FR-44 auto insurance choose to get their state's minimum liability coverage to save money. However, some drivers want full-coverage auto insurance for peace of mind. We can help you determine the type of coverage that's best for you. Click below to learn more about the benefits of full coverage auto insurance.

Full coverage auto insurance isn’t mandatory, but many drivers prefer it to minimum coverage. This blog details the features and benefits.

High-Risk Drivers & Insurance PremiumsHigh-risk drivers may struggle to find affordable car insurance. If you need to at...
12/02/2025

High-Risk Drivers & Insurance Premiums
High-risk drivers may struggle to find affordable car insurance. If you need to attach an SR-22 or FR-44 certificate to your insurance policy, it can significantly impact your rate. This blog post explains how the reason for license suspension can influence the premium you will pay.

High-risk drivers usually pay higher insurance premiums than their counterparts. Here’s a blog post explaining who high-risk drivers are.

Florida FR-44 Insurance Without a CarTo reinstate your license in Florida after a drinking and driving charge, you'll ne...
10/27/2025

Florida FR-44 Insurance Without a Car
To reinstate your license in Florida after a drinking and driving charge, you'll need to file an FR-44 insurance certificate, even if you don't own a car. Click on the link below to learn how UltraCar Insurance helps you get an affordable non-owner FR-44 insurance policy.

People with a DUI conviction who don't own a vehicle and want to reinstate their license will need to obtain Florida non owner FR44 insurance.

Reinstate your license after a Virginia DUI.Do you have a DUI conviction in Virginia, and are unsure what to do next? Th...
08/19/2025

Reinstate your license after a Virginia DUI.
Do you have a DUI conviction in Virginia, and are unsure what to do next? The experts at UltraCar Insurance help you with each step toward reinstatement of your license. Our blog post provides information about Virginia FR44 insurance certificates, ignition interlock installation, and more. Please get in touch with us for an affordable FR44 quote and get safely back behind the wheel.

To reinstate your license after a DUI in Virginia, you'll need to keep auto or non-owner FR44 insurance in effect for three to five years.

What's non-owner car insurance?Non-owner car insurance is auto liability insurance for people who drive but don't own a ...
07/10/2025

What's non-owner car insurance?
Non-owner car insurance is auto liability insurance for people who drive but don't own a car. You can get this type of insurance without or with an SR22 or FR44 certificate for license reinstatement. Non-owner car insurance is a relatively inexpensive insurance option. It provides extra liability coverage when you drive a borrowed vehicle, want to avoid an insurance coverage gap, or must file an FR44 or SR22 certificate. Call now or submit our online form for a free quote with no filing fees! We'll help you get the lowest rate possible.

Non owner SR22 FR44 are certificates of financial responsibility that people need to reinstate their license when they don't own a vehicle.

DUI or DWI in Florida or Virginia?When it's time to reinstate your driver's license after a Florida or Virginia DUI, we'...
04/25/2025

DUI or DWI in Florida or Virginia?
When it's time to reinstate your driver's license after a Florida or Virginia DUI, we're here to help you file your FR-44 auto or non-owner certificate with the state. Talk with an agent to get an affordable FR-44 insurance quote today! Learn more about FR-44 insurance at this link:

UltraCar Insurance is a leading high-risk auto insurance provider that offers affordable FR44 rates in Florida and Virginia.

Do you need an SR22 filing without a car?Non-owner SR22 insurance serves the same purpose as SR22 insurance for vehicle ...
03/18/2025

Do you need an SR22 filing without a car?
Non-owner SR22 insurance serves the same purpose as SR22 insurance for vehicle owners. It allows a driver to reinstate their license after a suspension or to fulfill other legal requirements. Non-owner SR22 insurance is for drivers who don't own a car; it offers limited liability coverage to an individual driver rather than insuring a vehicle. People can purchase non-owner car insurance without an SR22 filing as well. Learn more here:

When you want to reinstate your driver's license and you don't own a vehicle, you'll have to buy SR22 non owner insurance.

SR22 & FR44 Auto Insurance QuotesEven excellent drivers can have a bad day. Have you caused an accident, gotten too many...
02/21/2025

SR22 & FR44 Auto Insurance Quotes
Even excellent drivers can have a bad day. Have you caused an accident, gotten too many tickets, or had a DUI conviction resulting in the suspension of your license? If so, you must file an SR22 certificate with your state DMV to reinstate your license. Getting an affordable SR22 rate and quick filing isn't complicated, thanks to our experienced experts. Click this link to learn more.

Oregon SR-22 InsuranceDo you need Oregon high-risk auto insurance after a license suspension? We have low-cost car owner...
01/26/2025

Oregon SR-22 Insurance
Do you need Oregon high-risk auto insurance after a license suspension? We have low-cost car owner and non-owner insurance policies. Get a fast, affordable quote for SR-22 insurance in Oregon, and you’ll be back behind the wheel soon!

Wondering how to get high-risk auto insurance in Oregon at affordable rates? Count on a provider that specializes in SR-22 insurance.

Great news! Florida residents who require non-owner FR-44 insurance after a DUI violation no longer must pay 6 months, p...
12/14/2024

Great news! Florida residents who require non-owner FR-44 insurance after a DUI violation no longer must pay 6 months, paid-in-full premiums. Affordable monthly payments are now in effect for Florida FR-44 policyholders who don't own a vehicle. Get more information by clicking the link below, and contact us today!

Find out about the new monthly payment option for Florida non-owner FR-44 insurance. Say goodbye to the expense of upfront 6-month payments.

Do you need low-cost SR22 or FR44 insurance rates with no fees and fast certificate filing? Our focus is high-risk auto ...
11/06/2024

Do you need low-cost SR22 or FR44 insurance rates with no fees and fast certificate filing? Our focus is high-risk auto insurance. We help clients in 34 states reinstate their driver's licenses after a DUI or non-alcohol-related traffic violation. Use our online quote form to contact us for affordable SR22 or FR44 insurance today!

If our agents are with other customers when you call, we'll be able to get back to you quickly if you complete and submit our Start Your Quote form.

Address

801 S Woodlawn Avenue, Ste 26
O'Fallon, MO
63366

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 3pm

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