Tymothy McDonell - First Command Financial Advisor

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Tymothy McDonell - First Command Financial Advisor Coaching those who serve in their pursuit of financial security. Helping them set specific and meaningful goals that are aligned with their values
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As a First Command Financial Advisor, I am committed to helping clients consistently make the smart, informed financial decisions that are essential to the pursuit of long-term financial security. I chose this profession because I believe it gives me the opportunity to make a real difference in the lives of the people I work with. Experience has taught me that the biggest obstacle to financial security for most people is their own behavior. That’s why I seek to form trusting, long term relationships with clients, serving as their personal financial coach by:

1. Providing them with a comprehensive, personalized plan for effectively pursuing their goals
3. Encouraging and motivating them to adopt and consistently practice the productive financial behaviors necessary to successfully execute their plan
4. Making strategic adjustments in their plan as their circumstances and goals evolve over time

I don’t believe in shortcuts to financial security. I advocate time-tested financial principles including prudent and responsible debt management, disciplined saving and investing and a thoughtful insurance strategy for managing financial risk. And as an Investment Advisor Representative (IAR), I am held to a fiduciary standard, required in all cases to act in the clients’ best interests. Periodically I post information regarding my employer First Command Financial Services and the social media usage guidelines that apply to First Command also apply to my pages. Please view them here: https://www.firstcommand.com/social-media-guidelines/

Come on out to the Fall Fest at Scott AFB from 1500-1900! So many fun activities, and one of the best events of the year...
09/18/2026

Come on out to the Fall Fest at Scott AFB from 1500-1900! So many fun activities, and one of the best events of the year!

We pause to remember the brave Americans who endured captivity, those who never returned home, and the loved ones who co...
09/18/2026

We pause to remember the brave Americans who endured captivity, those who never returned home, and the loved ones who continue to carry their legacy forward. May we always honor their courage, sacrifice, and unwavering dedication to our Nation. 💙

Happy Birthday to the United States Air Force! Today, we celebrate the Airmen who have answered the call to serve with c...
09/18/2026

Happy Birthday to the United States Air Force! Today, we celebrate the Airmen who have answered the call to serve with courage, innovation, and dedication since 1947.✈️

On Patriot Day, we remember the nearly 3,000 lives lost on September 11, including civilians and first responders, and h...
09/11/2026

On Patriot Day, we remember the nearly 3,000 lives lost on September 11, including civilians and first responders, and honor the service members who serve to defend America’s freedom today.

09/09/2026

If you're looking for ways to invest in your child's future, it's worth exploring all the options available today. One newer option is the Trump Account, a tax-advantaged investment account for children that allows families to contribute up to $5,000 per year, with eligible children born between 2025 and 2028 receiving a one-time $1,000 government contribution. Funds grow tax-deferred and can later be used for goals such as education, a first home, or retirement. See more about Trump Account here: https://bit.ly/4y42m4Z

But the Trump Account isn't the only path for building your child's financial future. Families may also want to consider:
✅ 529 College Savings Plans – Tax-advantaged accounts specifically designed for education expenses, with tax-free withdrawals for qualified education costs.
✅ Custodial Investment Accounts (UGMA/UTMA) – Offer flexibility for a variety of future expenses, though they do not provide the same tax advantages as education-specific plans.
✅ IRA for Working Teens – A powerful long-term wealth-building tool for children who have earned income.
✅ Regular Brokerage Accounts – Allow parents to maintain control over investments while saving for multiple future goals.
✅ The best strategy often isn't choosing one account over another. A combination of education savings, long-term investing, and financial literacy can give children the greatest opportunity for future success.

All family's goals are different, so it's important to compare features, tax benefits, flexibility, and access to funds before deciding. What approach are you taking to help prepare the next generation financially? Share your thoughts below! 👇📚

Eligibility requirements, contribution limits, tax considerations, and restrictions apply. First Command and its affiliates do not provide legal or tax advice, consult a qualified tax or financial professional before making investment decisions. This material is for informational purposes only and should not be relied on for legal or tax advice. Prior to investing in a 529 College Savings Plan, you should compare the Plan with any 529 college savings plan offered by your home state or your beneficiaryʼs home state and consider, before investing, any state tax or other benefits that are only available for investments in the home stateʼs plan.

Building meaningful relationships with clients, making an impact, and loving what I do? Kinda chic.
09/08/2026

Building meaningful relationships with clients, making an impact, and loving what I do? Kinda chic.

09/08/2026

Thinking about the Blended Retirement System lump sum options? Make sure you understand the tradeoffs first.

Watch our latest video for a simple breakdown of your options. https://bit.ly/46JCE9z

From the U.S. dollar's role as the world's reserve currency to the ongoing tensions over the Strait of Hormuz, our Inves...
09/04/2026

From the U.S. dollar's role as the world's reserve currency to the ongoing tensions over the Strait of Hormuz, our Investment Management Team breaks down what investors should know: https://bit.ly/46GSX76

09/04/2026

Over six months ago, I received short-notice orders for a deployment. Like many military families, we had very little time to prepare before I left. While there were plenty of unknowns ahead, there was one thing my family didn't have to worry about: our financial plan.

Knowing that we had taken the time to plan for the unexpected gave my family peace of mind during a stressful transition. We had discussed our goals, reviewed our protections, and made sure the important pieces were in place should the unthinkable happen.

Financial planning isn't about expecting the worst. It's about being prepared so you can focus on what matters most when life throws you a curveball.

None of us know what tomorrow will bring. Whether you're a military family, a parent, a business owner, or simply someone who cares about the people you love, having a plan can make all the difference.

If you've been putting off reviewing your financial strategy, consider this your reminder. It's been said, the best time to prepare is before you need it.

My family's experience reinforced something I already believed: financial planning isn't just about money. It's about confidence and security for the people who matter most.

Excited to be back! I'm ready to reconnect and have a blast at Cardinal Creek Golf Course!
09/03/2026

Excited to be back! I'm ready to reconnect and have a blast at Cardinal Creek Golf Course!

Email from Cardinal Creek Golf Course Sign Up Today! These events fill early F Still Time for Callaway Quantum Driver Giveaway Entry! Younger athletes also have plenty of opportunities to shine with t

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639 N Main Street
O'Fallon, IL
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