Prodigy Mortgage Corp. Rick Spears NMLS# 189641 & 189551

Prodigy Mortgage Corp. Rick Spears NMLS# 189641 & 189551 A highly seasoned professional mortgage expert with 27 years experience. We also make House Calls! Call Rick @ 845.639.0400

Mortgage Financing for all transaction types including COOP, CONDO, FHA, FHA 1st Time Buyers.

The number of new homes listed for sale recently surpassed pre-pandemic levels. Some economists think this is a sign tha...
08/03/2022

The number of new homes listed for sale recently surpassed pre-pandemic levels. Some economists think this is a sign that the housing supply shortage may slowly ease to an end.

Economists say the historic shortage of homes for sale is coming to an end, as more inventory is added to the market. Realtor.com reported that active listings of existing homes rose 19$ in June, the fastest rise since it began tracking the data five years ago. Meanwhile, the number of new listings....

These tips can help you decide whether ARMs sound like a good fit for your personal finance needs and goals. If you need...
07/31/2022

These tips can help you decide whether ARMs sound like a good fit for your personal finance needs and goals. If you need more information, please get in touch.

Double the amount of borrowers have applied for adjustable-rate mortgages from earlier this year. Here is how they work.

Adjustable-rate mortgages have gotten more attention recently due to higher rates, but ARM options can feel more dauntin...
07/28/2022

Adjustable-rate mortgages have gotten more attention recently due to higher rates, but ARM options can feel more daunting to navigate. Here's what borrowers need to know:

Learn about must-know ARM facts in simple terms.

Whether you're new to house flipping or you're a homeowner thinking of renovating, these tips from an experienced flippe...
07/25/2022

Whether you're new to house flipping or you're a homeowner thinking of renovating, these tips from an experienced flipper can mean fewer lessons learned the hard way.

You’ve heard the house-flipping horror stories. Shoddy wiring. Poor plumbing. An inadequate HVAC system. Not to mention the ripped-out charms and cookie cutter finishes. But not all flips are created equal. For all the hurried, move-in ready flips, there are renovators who are taking their time to...

Ask these questions to determine if your home improvement project is better off in professional hands or if you can save...
07/23/2022

Ask these questions to determine if your home improvement project is better off in professional hands or if you can save money doing it yourself.

Here's when you should dare to DIY, and when skimping on hiring a professional could actually cost you more.

What happens when the inspection finds a necessary repair in your soon-to-be home? Find out what sellers will and will n...
07/20/2022

What happens when the inspection finds a necessary repair in your soon-to-be home? Find out what sellers will and will not fix after the inspection process.

If you're buying a house, you can make repair requests before signing the closing documents. But you can't expect the seller to fix everything. Here's what you can expect a seller to fix after the home inspection has been completed.

Here's how to put your kids on the path toward smart money management.
07/17/2022

Here's how to put your kids on the path toward smart money management.

"Children need to learn from a very early age that money is not a scary concept," said Debra Kaplan, a licensed therapist, author and speaker.

The world is full of misconceptions, and personal finance is no exception. The latest newsletter debunks four common mon...
07/14/2022

The world is full of misconceptions, and personal finance is no exception. The latest newsletter debunks four common money myths to help keep your savings, investments and financing in the clear.

Foolproof your finances by busting these myths.

Construction costs, property values and living expenses have all increased over the years. Perhaps that's why new homes ...
07/11/2022

Construction costs, property values and living expenses have all increased over the years. Perhaps that's why new homes seem to be shrinking in order to keep homeownership attainable.

Owning your home is considered a cornerstone of the American Dream, but that goal has been harder to...

Does it feel like you have no room to think clearly? It might not be a lack of living space -- try these tips to help ma...
07/09/2022

Does it feel like you have no room to think clearly? It might not be a lack of living space -- try these tips to help make your home feel calm and organized.

I sat down with Kelley to get some of her best tips and tricks on how to organize your home room by room. She uses a simple, refined and foolproof method!

Periods of past inflation can give us insight into how our current housing market may react to the inflation we're exper...
07/06/2022

Periods of past inflation can give us insight into how our current housing market may react to the inflation we're experiencing now.

With mortgage rates rapidly climbing, historical data show that home price appreciation may slow but home prices are unlikely to drop.

Bathrooms can be one of the most expensive rooms in your house to remodel, but there are ways you can save. Check out th...
07/03/2022

Bathrooms can be one of the most expensive rooms in your house to remodel, but there are ways you can save. Check out these smart ways to lower your remodeling costs.

If you have an outdated bathroom or one that doesn’t function the way you need it to, you might be planning a remodel. However, once you start the process of planning said remodel, it’s very likely you’re going to see it could be more expensive than you thought.   Bathroom remodels, while...

Address

3 Dalewood Court
Nyack, NY
10956

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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