Roe Bruno Rate NMLS # 2622654

01/09/2026

For self-employed borrowers, business owners and those with significant assets who need larger loan amounts, flexible options and more control of their cash flow - Rate Portfolio now offers super jumbo financing up to $5M. Reach out, let's talk options.

http://rate.com/roebruno

01/08/2026

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates fall into your target savings range - I'll help you act fast!

https://alert.rate.com/refi?emp-id=37018

01/07/2026

Make sure you know what you're talking about when making the biggest financial decision of your life. Our homebuying term glossary has all the lingo you'll come across during your homebuying journey.

https://www.rate.com/resources/acronyms-to-know-when-buying-a-home?LOID=37018

01/07/2026

Resharing a post. Food for thought for this New Year.

Home buyers: "today’s rates are high"

Me: You're right—rates are higher than they were a couple of years ago. It's natural to feel some hesitation."

However there is more to consider.

Historically, today’s rates are average. For example, in the early 2000s, rates hovered around 6-8%. What we're seeing now is closer to long-term norms.
"What matters most isn’t just the rate, it’s the right time in your life. If the home fits your needs, building equity now often outweighs waiting for a perfect rate."

To all future Home Buyers, this is a gentle reminder, you're not locked in forever. If rates drop in the future, you can refinance. But if prices go up while you’re waiting, you might miss the opportunity to own the home you love.

Call me and lets discuss your own personal situation and come up with your personal game plan.

01/05/2026

Ready to buy or refinance? At Rate Mortgages, our easy digital mortgage tool streamlines the process—cutting days off your timeline! Enjoy a fast, fully online application, less paperwork, and real-time updates. As your dedicated loan officer, I’ll guide you every step of the way with personalized support and competitive rates. Get the right loan, at the right rate, with unmatched convenience and transparency. Let’s make your homeownership journey easier than ever!

— Roe Bruno, Licensed Loan Officer, Rate Mortgages

12/12/2025

Our new Digital Mortgage makes homebuying simple, fast and stress-free - with fully underwritten credit approvals that deliver confidence and peace of mind. Let's chat about how our updated Digital Mortgage could work for you and your clients.

http://rate.com/roebruno

12/12/2025

Owning a home can be more affordable than renting in some circumstances. Discover when buying makes better financial sense.

12/11/2025

You relax, we watch - that's the power of Rate Alert. Sign up and let our tech monitor the market. You'll get a notification the second your goal is reached, and I'll help you turn that alert into real savings.

https://alert.rate.com/refi?emp-id=37018

12/10/2025

Let's have some fun!! Spin to Win from now until 12/27...

DM or Text me with your Cell # or E-Mail and I will send you my link.

Happy Holiday😀

11/25/2025

When buyers fall short on down payment funds, deals can stall. With Access Down Payment Assistance (AccessDPA), you've got a flexible solution to help them move forward. No income caps, no first-time buyer rules - just the support clients deserve and the tools you need to keep the momentum going. Let's talk!

http://rate.com/roebruno

11/25/2025

Between late nights and big deadlines, homebuying shouldn't be another project you have to juggle. With Same Day Mortgage on my Rate app, I'll guide every step and could help you get approved in one day. http://rate.com/roebruno

11/24/2025

From interest deductions to credits for energy-efficient upgrades, your home could open the door to savings this tax season* - if you itemize your return. See which homeowner perks could help you cash in.

https://www.rate.com/mortgage/resource/tax-deductions-for-first-time-homeowners?LOID=37018