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Monday 8am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 6pm Friday 8am - 5pm

PKIG-Alera Group

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United States
Novi, MI
PKIG-Alera Group

PKIG- Alera Group offers all lines of insurance.

As the director of financial services at PKIG, I created SafeMoneyMix.com as a dedicated resource focused solely on secure financial, business and retirement planning.
-Cary Constant

06/18/2026

Secure Retirement Plans: Annuities and Longevity Strategies. https://safemoney.com/blog/annuities/living-longer-breaks-retirement-plan/

Living longer is a blessing — until it breaks your retirement plan. Here's how to keep it strong.

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Learn how annuities and smart planning protect retirement against rising longevity risks.

06/17/2026

Understanding Fixed Index Annuities in Today's Market. https://safemoney.com/blog/annuities/understanding-fixed-index-annuities-todays-market/

Wondering how fixed index annuities actually work in a market like today's?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Discover how Fixed Index Annuities work, market benefits, protection in volatility, and tradeoffs to consider.

06/16/2026

What Happens to Your Income When One of You Is Gone?. https://safemoney.com/blog/retirement/what-happens-to-your-income-when-one-of-you-is-gone/

Have you mapped out what your household income looks like if one spouse passes first?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Losing a spouse can reduce retirement income fast. Learn how Social Security, pensions, annuities, and life insurance impact surviving spouses—and how to p

06/15/2026

Life Insurance: The Income Bridge Many Couples Miss. https://safemoney.com/blog/life-insurance/life-insurance-income-bridge/

If something happened to one of you tomorrow, would the household income still hold up?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Discover how life insurance replaces lost income, protects a spouse, and preserves assets, acting as a crucial income bridge in retirement planning.

06/12/2026

Annuities: Embracing the Safe Growth Trend. https://safemoney.com/blog/annuities/annuities-safe-growth-trend/

What if you could participate in market gains without losing principal to market losses?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Discover the growing trend of 'safe growth' annuities driven by baby boomers' demand for stability and higher interest rates.

06/11/2026

Inflation Is Fueling Retirement Fears in 2026. https://safemoney.com/blog/retirement-planning/inflation-retirement-fears-2026/

Will your retirement income still buy what it does today ten years from now?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Inflation is driving retirement anxiety in 2026. Learn why pre-retirees fear running out of money and how to create stable, lasting income.

06/10/2026

Financial Trends of 2026: Why Advisors Play a Critical Role. https://safemoney.com/blog/retirement/financial-trends-2026-advisors-critical/

Which 2026 financial trends will quietly reshape your retirement?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

#2026

In 2026, complex financial products and market volatility make financial advisors more essential than ever for sound investment strategies.

06/09/2026

Annuities and the Peak 65 Explosion. https://safemoney.com/blog/annuities/annuities-peak65-explosion/

More Americans are turning 65 right now than at any point in history. What does that mean for you?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Explore how Peak65 is driving the demand for annuities, with over 4 million Americans turning 65 annually.

06/08/2026

Mastering Roth IRA Conversions for Retirement Success. https://safemoney.com/blog/retirement/roth-conversions-retirement-planning/

What if you could pay tax once now and never again on that money?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Explore Roth IRA conversions for tax-friendly retirement strategies. Learn the benefits and risks to optimize your savings.

06/05/2026

Roth Conversions Before RMDs: A Smart Tax Strategy?. https://safemoney.com/blog/retirement-planning/roth-conversions-before-rmds-strategy/

Is now the window to convert traditional dollars to Roth before RMDs kick in?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Learn how a Roth conversion before RMDs may reduce future taxes and help avoid large required minimum distributions as part of retirement tax planning.

Address

Novi, MI

Opening Hours

Monday	8am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 6pm
Friday	8am - 5pm

Website

https://safemoneymix.com/

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