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Monday 8am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 6pm Friday 8am - 5pm

PKIG-Alera Group

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Novi, MI
PKIG-Alera Group

PKIG- Alera Group offers all lines of insurance.

As the director of financial services at PKIG, I created SafeMoneyMix.com as a dedicated resource focused solely on secure financial, business and retirement planning.
-Cary Constant

06/04/2026

The Biggest Retirement Tax Mistakes to Avoid. https://safemoney.com/blog/retirement/biggest-retirement-tax-mistakes-avoid/

Could a tax mistake quietly take a six-figure bite out of your retirement?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Discover the biggest retirement tax mistakes, including Social Security taxation, RMD surprises, capital gains traps, and poor retirement tax planning.

06/03/2026

Monthly Retirement Income Needs Across U.S. States. https://safemoney.com/blog/retirement/monthly-income-needed-to-retire-comfortably/

Do you know how much monthly income you actually need to retire comfortably in your state?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Calculate monthly U.S. retirement income needs: $4K-$8K. Plan for stability.

06/02/2026

What Happens If You Run Out of Money in Retirement?. https://safemoney.com/blog/retirement/run-out-of-money-in-retirement/

What's the plan if your money runs out before you do?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Running out of money in retirement is a real risk. Learn what happens, why it occurs, and how to plan for reliable income.

06/01/2026

Impacts of IRMAA on Medicare Premiums and Strategies. https://safemoney.com/blog/medicare/understanding-irmaa-impact-medicare-premiums/

Did you know one extra dollar of income can raise your Medicare premium for a whole year?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

IRMAA affects higher-income retirees' Medicare costs. Explore impacts and strategies across states like Florida and California.

05/29/2026

How to Stress-Test Your Retirement Plan Effectively. https://safemoney.com/blog/retirement/stress-test-your-retirement-plan-2/

Would your retirement plan still work if the market dropped 30% the year you retire?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Stress-test your retirement plan against economic risks for stable income. Ensure durability in Florida, Texas, and Arizona.

05/28/2026

Sudden Retirement Syndrome: What to Do If You're Not Ready. https://safemoney.com/blog/sudden-retirement-syndrome-what-to-do-if-youre-not-ready/

What if you had to retire tomorrow, ready or not? Here's the playbook.

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Sudden Retirement Syndrome: What to Do If You're Not May 16...

05/27/2026

Why Retirement Plans Fail in the First 5 Years.
https://safemoney.com/blog/retirement/why-retirement-plans-fail-first-5-years/

Are you prepared for the most critical years of retirement?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Discover key pitfalls to avoid in the first 5 years of retirement.

05/26/2026

20 Questions to Ask Before You Retire. https://safemoney.com/blog/retirement-planning/20-questions-to-ask-before-retirement/

Before you hand in your notice — how many of these 20 questions can you answer?

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

20 Questions to Ask Before Retirement (and Answer) The...

05/25/2026

Building a Personal Pension for Retirement Security. https://safemoney.com/blog/annuities/create-your-own-pension-without-a-pension/

Wish you had a pension like your parents did? You can still build one yourself.

🔗 Connect with me: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

Explore how to build your own pension with annuities and smart income strategies. Secure your retirement with predictable income.

05/22/2026

Proud to help families plan for a confident retirement with education-first strategies.

🌐 Visit my page: https://safemoney.com/michigan/cary-constant-pkig-financial-services/

How can I help you reach your retirement goals?

Cary Constant – Director of Financial Services at PKIG–Alera Group & Founder of SafeMoneyMix.com Cary Constant serves as the Director of Financia...

Address

Novi, MI

Opening Hours

Monday	8am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 6pm
Friday	8am - 5pm

Website

https://safemoneymix.com/

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