Joe Parsons Pinnacle Home Loans NMLS #1775393

12/11/2023

Many people are waiting for rates to drop before buying. It's a common, reasonable concern.

I wrote this article to explain why that's not the best strategy.

Joe Parsons's answer: I don’t have a high-interest mortgage, but I can tell you why it’s better to buy today than wait for rates to drop. The first thing to know is that higher interest rates don’t cause house prices to drop. Don’t believe me? Here’s a history of mortgage rates and home pr...

04/22/2023

Joe Parsons's answer: This is clearly an insincere question, but I’ll answer anyway since there has been so much misinformation and partisan spin about the upcoming changes in mortgage pricing established by Fannie Mae and Freddie Mac. There has been a flurry of articles in right-wing outlets li.....

02/24/2023

There are no sure bets, but there’s a good possibility that they’ll come down significantly in 2023.

05/23/2022

Joe Parsons's answer: U.S. mortgage perspective. When a property appraises for less than the agreed purchase price, it is said to have an appraisal gap. Today’s inventory shortage and a pent-up demand mean that many properties sell over the asking price with competing offers from several buyers......

02/01/2022

5.0 star review received on Experience.com for Joe Parsons by Steven C. - Joe and the team are amazing!! Thank you for your guidance during this stressful time

Click to see all 27 reviews of Joe Parsons,
Mortgage Advisor - MLO # 285232

10/26/2021

5.0 star review received on Experience.com for Joe Parsons by Lori K. - I appreciate Joe for staying calm when I was an absolute emotional, stressed out, nervous wreck.

Click to see all 27 reviews of Joe Parsons,
Mortgage Advisor - MLO # 285232

10/14/2021

5.0 star review received on Experience.com for Joe Parsons by Randolph H. - Joe provided us with great personalized and experienced advice during our home purchase.

08/16/2021

Got the house I wanted at a great rate and price

Click to see all 23 reviews of Joe Parsons, Mortgage Advisor - MLO # 285232