Michael H. Pardi Broker Associate

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Michael H. Pardi Broker Associate Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michael H. Pardi Broker Associate, Mortgage brokers, Novato, CA.

My specialty and focus is in assisting clients and friends with real-estate related financial strategies aimed specifically at helping them to achieve their personal financial goals.

Mortgage rates continued their recent climb in the past week, though they eased the day of the release of the Freddie Ma...
10/17/2026

Mortgage rates continued their recent climb in the past week, though they eased the day of the release of the Freddie Mac survey.

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to ...
10/17/2026

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to afford ownership, which can be roughly cost-neutral with renting and save money over time.

There are several types of Accessory Dwelling Units (ADUs), each with its own characteristics and advantages. The specif...
10/16/2026

There are several types of Accessory Dwelling Units (ADUs), each with its own characteristics and advantages. The specific types of ADUs can vary based on local regulations, zoning laws, and the layout of the property.

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middl...
10/15/2026

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middle East conflict pressures, will shape expectations for the Fed’s meeting two weeks away.

A fix and flip loan is a short-term loan used by real estate investors to purchase a property, renovate it and then sell...
10/14/2026

A fix and flip loan is a short-term loan used by real estate investors to purchase a property, renovate it and then sell it for a profit. Let’s get in touch if you’re interested in fix and flip loans. #

Home equity and Home Equity Line of Credit (HELOC) are both ways to borrow against the equity in your home, but they hav...
10/13/2026

Home equity and Home Equity Line of Credit (HELOC) are both ways to borrow against the equity in your home, but they have distinct differences in terms of structure, usage, and repayment.

It is not a seller’s market anymore, consider the broader menu of seller concessions — not just sales price.
10/13/2026

It is not a seller’s market anymore, consider the broader menu of seller concessions — not just sales price.

Non-QM loans are designed for borrowers with non-traditional income sources, self-employed, lower credit scores, or peop...
10/12/2026

Non-QM loans are designed for borrowers with non-traditional income sources, self-employed, lower credit scores, or people with unique financial situations.

A real friend is someone you can rely on in good times and bad.
10/12/2026

A real friend is someone you can rely on in good times and bad.

Another week of mortgage rates rising sharply as they follow government bond rates higher due to stronger economic news....
10/10/2026

Another week of mortgage rates rising sharply as they follow government bond rates higher due to stronger economic news. There was some easing after the PCE Inflation Index came in lower than expected.

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Novato, CA
94945

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