Advocate for Aging in Place & serves
as Co-Chair, National Aging in
Place Council-GB, fostering
collaboration & education among
professionals & communities to
support aging in place initiatives
NMLS # 3117 Reverse Mortgage Specialist, City First Mortgage, NMLS # 1691001 / NMLS # 3117
My name is Spencer Kline, your trusted Home Equity Conversion Mortgage (HECM) / Reverse Mortgage specialist.
I have over 30 years of experience spanning both the traditional mortgage landscape as well as both the FHA HECM and Proprietary Jumbo Reverse Mortgage products. By leveraging my extensive knowledge of the ever-evolving mortgage market, I will tailor the perfect solution to meet your unique needs. I am honored to be an advocate for Aging in Place and currently serve as Co-Chair & founding member of the National Aging in Place Council - Greater Baltimore Chapter where we foster collaboration and education among professionals and communities to support aging in place initiatives. My mission is to fully educate the older community on how a HECM / Reverse Mortgage could benefit them in retirement. Whether it be refinancing their current home to provide supplemental retirement income by utilizing the equity in their home. Also increasing their monthly cashflow by eliminating their current mortgage payment, or both. I also provide information to the older community on utilizing the "Reverse for Purchase" (R4P) Program where I educate the older community on using a Reverse Mortgage to buy a new home. This is a great program for the older community who is thinking about moving for any number of reasons, downsizing, needs to be on one level (no stairs), their spouse pasted away, moving closer to family. Beyond work, i am a beach enthusiast and I love spending time on my boat, soaking up the sun and enjoying the calming waves. I enjoy spending time with friends and family but most of all I love experiencing life with my incredible girlfriend. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
https://activecomp.ly/nmls/1691001
NMLS 1691001 nmlsconsumeraccess.com