NBT Insurance Agency, LLC

NBT Insurance Agency, LLC Over 100 years of service and we're still focused on our promise to offer the best insurance product Our clients are the most important element of our success.

NBT Insurance Agency, subsidiary of NBT Bancorp, Inc., operates through 19 offices in upstate New York. Our lines of business include personal and commercial business insurance, along with employee and voluntary benefits. Throughout the agency's growth, one factor has remained constant; after over 100 years of service, we're still focused on our promise to offer the best products and to provide th

e superior service our clients deserve. We're proud of our history and of the values that a long tradition of service has instilled in our agency. We strive to understand the needs of those we serve and to make their financial interests our own. We can only succeed by continuing the promise to serve our customers well.

Home and auto insurance provide important liability protection, but they do have limits.Umbrella insurance is designed t...
08/31/2026

Home and auto insurance provide important liability protection, but they do have limits.

Umbrella insurance is designed to add an extra layer of liability coverage when those limits are reached and may help fill certain coverage gaps, depending on the situation. It's often a topic people don't think about until they're reviewing their overall insurance protection.

Taking time to understand your coverage today can help prevent surprises tomorrow.

While many business owners focus on external threats, financial losses can also come from within an organization or thro...
08/27/2026

While many business owners focus on external threats, financial losses can also come from within an organization or through increasingly sophisticated fraud schemes.

Commercial Crime Insurance can help protect your business from risks such as:
➡️ Employee Dishonesty – Coverage for losses resulting from employee theft, embezzlement or other fraudulent acts.
➡️ Funds Transfer Fraud – Protection against unauthorized electronic transfers designed to move money out of your business accounts.
➡️ Forgery or Alteration – Coverage for financial losses caused by forged signatures, altered checks and other forms of check fraud.

A standard business insurance policy may not cover these types of losses. Understanding your risks and coverage options is an important part of protecting your business and maintaining financial stability.

Contact NBT Insurance to learn more about commercial crime insurance and whether it makes sense for your organization.

For 23 years, NBT Insurance has served as the lead sponsor of the Scholar Recognition Event, honoring exceptional studen...
08/25/2026

For 23 years, NBT Insurance has served as the lead sponsor of the Scholar Recognition Event, honoring exceptional students and the mentors who helped guide them along the way.

Hosted annually at SUNY Oneonta through a collaboration between the business community, DCMO BOCES and ONC BOCES, this year's event welcomed representatives from more than 40 school districts, along with families, educators and administrators.

A big congratulations to all the scholars and mentors recognized for their dedication, hard work and impact on their communities. 🌟

Join us for the 5th Annual Marty Dibble Memorial Golf Tournament on Tuesday, September 15, at Endwell Greens Golf Club i...
08/19/2026

Join us for the 5th Annual Marty Dibble Memorial Golf Tournament on Tuesday, September 15, at Endwell Greens Golf Club in Endwell, NY. Whether you're looking to hit the course or showcase your business through sponsorship, this is an event you won't want to miss.

This year's tournament honors the memories of three cherished colleagues whose commitment to helping others continues to inspire us. Proceeds will support organizations that reflect the causes they cared deeply about, including veterans, animal welfare and children facing critical illnesses.

Gather your team, enjoy a day of golf, networking and giving back, and help make this milestone tournament our biggest yet.

To register a team or become a sponsor, visit https://form.jotform.com/260354207817153.

August 17 is National Nonprofit Day, a time to recognize the incredible work nonprofits do to support our communities.As...
08/17/2026

August 17 is National Nonprofit Day, a time to recognize the incredible work nonprofits do to support our communities.

As a trusted insurance partner to many nonprofit organizations, NBT Insurance sees firsthand the difference these groups make every day. Whether you volunteer, donate or simply help spread awareness, every act of support matters.

Tell us about a nonprofit that's making a difference in your community. ⬇️

At NBT Insurance Agency, we're proud to support programs that help keep our communities safe. Through our partnership wi...
08/11/2026

At NBT Insurance Agency, we're proud to support programs that help keep our communities safe. Through our partnership with the Chenango County Traffic Safety Board, students across Chenango County put their creativity to work in this year's "Pedestrian Safety at Night: Be Safe, Be Seen" poster contest.

Congratulations to all the talented student participants and the nine award winners who helped raise awareness about pedestrian and bicycle safety. Your artwork is making an impact and encouraging safer choices for everyone on our roads and sidewalks.

Business continuity planning often focuses on physical assets, technology and operations. But what about the people your...
08/07/2026

Business continuity planning often focuses on physical assets, technology and operations. But what about the people your organization depends on most?

Founders, executives and other key employees frequently hold specialized knowledge and relationships that can be difficult to replace. Evaluating those dependencies can be a valuable part of any long-term business planning discussion.

Understanding where potential vulnerabilities exist is one step toward building a more resilient organization.

Pool season is in full swing, but have you taken a moment to review your coverage?Here is what your homeowners policy ma...
07/30/2026

Pool season is in full swing, but have you taken a moment to review your coverage?

Here is what your homeowners policy may help with:
• Property damage (from storms or accidents)
• Liability if a guest is injured
• Medical payments coverage for smaller incidents

If you have made upgrades or added features, it may be time for an update.

🚤 Headed to the beach this season? Our NBT Insurance team helps protect your boat or watercraft from bow to stern— so yo...
07/28/2026

🚤 Headed to the beach this season?

Our NBT Insurance team helps protect your boat or watercraft from bow to stern— so you can stress less and enjoy summer more. Get a quote today!

Learn more at www.nbtbank.com/Insurance/personal/

NBT Insurance Agency was recognized by Liberty Mutual Insurance with its annual President’s Award, awarded to a select g...
07/24/2026

NBT Insurance Agency was recognized by Liberty Mutual Insurance with its annual President’s Award, awarded to a select group of agencies across the country.

This distinction reflects our team’s commitment to delivering reliable service and trusted insurance solutions to our clients every day.

Address

66 South Broad Street
Norwich, NY
13815

Telephone

+18009656264

Website

Alerts

Be the first to know and let us send you an email when NBT Insurance Agency, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to NBT Insurance Agency, LLC:

Shortcuts

Share

Category