Bob Melone, mortgage loan officer

Bob Melone, mortgage loan officer Bob Melone
Loan Officer NMLS #20592
Employed by radius financial group inc. NMLS #1846
Equal Housing Lender Seriously, we love this stuff.

We are complete nerds when it comes to mortgage banking. We work relentlessly to earn the trust of our clients. We do mortgage banking better than just about anyone else, just give us a call to see for yourself! Bob Melone NMLS #20592 http://www.nmlsconsumeraccess.org/
radius financial group inc. NMLS #1846
For licensing information, go to https://www.radiusgrp.com/licenses
Equal Housing Lender

Licensed in CT, FL, MA, ME, NH, RI, TN & VT.

03/25/2026

Feel like you’re falling behind because you haven’t bought a house yet? Well I have news for you.

According to the National Association of Realtors, the median age of a first time homebuyer in 2025 is 40 years old. Forty!!!

Home prices are higher and it often takes dual income, especially in our area of Massachusetts, to be able to afford a home. Although rates are lower than last year, they still aren’t what they were 4 or 5 years ago. The market has changed and timelines have too.

So if you’ve been renting while your friends post “just closed” photos… you’re not behind. You’re just not ready yet!

And when you are? Give me a call. We’ll get your mortgage pre approval done right the first time.

🤝 From pre-approval to post-closing, we’ve got your back.Whether it’s helping your buyers get fully pre-approved, keepin...
03/13/2026

🤝 From pre-approval to post-closing, we’ve got your back.

Whether it’s helping your buyers get fully pre-approved, keeping you informed with market updates, or ensuring smooth, on-time closings - we’re here to make every transaction seamless.

And the support doesn’t stop there! Our post-closing continued communication helps you build long-term client relationships for repeat business.

Swipe through to see how we can support you! ➡️

02/18/2026

“You spend how much on coaching? That’s expensive!!!”

I hear that all the time. But as business owners, we have to know the difference between an expense and an investment.

An expense costs you money. An investment makes you money or gives you time back.

If something has the potential to return more than you put into it, it’s not “too expensive.” It’s strategic. On the other hand, if it doesn’t create growth, income, or opportunity, it’s probably just an expense.

Before you say no to the next opportunity because of the price, ask yourself: is this an expense, or is it an investment?

Save the Date! In celebration of Massachusetts Mortgage Bankers Association’s 50th Anniversary, we’re proud to announce ...
02/12/2026

Save the Date! In celebration of Massachusetts Mortgage Bankers Association’s 50th Anniversary, we’re proud to announce the 1st Annual MMBA Loan Officer of the Year Awards!

📅 April 7, 2026 | 5:30 - 7:00 PM
📍 Leo’s Events & Restaurant, Braintree, MA

Nomination details coming soon! Stay tuned and get ready to celebrate excellence in mortgage lending.

01/14/2026

Thinking about buying? Let’s talk pre-approval.

The question I hear most often is this: When should I get pre-approved?

And the answer? Simple. NOW!

Here’s why:
- You’re ready when the perfect house pops up. Right price, right neighborhood, no panic.
- You get ahead of potential credit issues. What you see on your personal credit apps isn’t always what lenders see, and finding out early gives you time to fix it.
- You’ve got nothing to lose. Pre-approvals don’t cost money, just a little time, and that time can make all the difference when it’s go-time.

Don’t let a surprise credit hiccup cost you the house you love. Get pre-approved early so future-you can move fast!Ready to get started? Drop a comment or send a DM!

11/21/2025

🎶 “There’s no place like home…” 🏠

We loved celebrating with all of you at our exclusive pre-premiere of Wicked – For Good!

✨ Your energy, your excitement, and your voices (Sam’s especially!) made the night truly enchanting. The only thing more full than the theater were our hearts! Thank you for being part of our community, we appreciate you more than you know.

We hope you’ve been changed… For good. 🩷💚

11/05/2025

Ever wonder how some people manage to buy homes with cash?

It often comes down to consistent investing over time.

If you start investing $100 a month at age 20, earning an average of 10% a year, by age 65 you will be a millionaire.

While no bank offers that kind of return on a CD, investing in something like the S&P 500 (SPY) - which tracks 500 of the largest U.S. publicly traded companies - has historically averaged around 10% per year.

The key is to start early, stay consistent, and let compound interest do the work for you!

10/22/2025

Thinking about buying a home before the end of the year?

Here are 3 things to keep in mind:
1️⃣ Start now. Get pre-approved so you know what you can afford and address any unexpected hurdles ahead of time.
2️⃣ Q4 is deal season. Homes that have been sitting a few weeks are open to negotiation. Your offer might be the only offer - and that makes it the best one.
3️⃣ Don’t wait for a “crash.” The cost of waiting is real. Prices rarely drop the way people hope, and getting in the game sooner pays off long-term.

If you’re thinking about buying in Q4 (this year or next), reach out! I’d be happy to help.

10/15/2025

Did you buy your home in 2020 or 2021? 🤔

I’m sure I don’t need to remind you that the market was intense, competition was fierce, and for many... the house you landed on wasn’t exactly your first choice.

Now, with prices coming down and rates easing off their highs, it could be the perfect time to make your next move.

While we likely won’t see those ultra-low COVID-era rates again, refinancing in the future could bring you closer.

Thinking about making a move? Let’s chat!

09/25/2025

The “Let Them” theory works… sometimes. 🤣

Buying a small appliance in cash? Let them.
Moving money between your own accounts? Let them.
Switching from salary to commission in the middle of securing your new home? Absolutely NOT.

When it comes to mortgages, some things just can’t slide, and that’s why we’re here. Our team makes sure you know exactly what to do (and what not to do) so your homebuying journey is smooth from start to finish!

Have a question? Reach out! We’re happy to help.

09/19/2025

Congratulations, you just bought a new home!... Now what?!

Here are 3 important things all homeowners should do after closing on their new home:

1. Save your town’s top emergency contact numbers (Hint: use ChatGPT to find all of this information quickly!)
2. Know when your first mortgage payment is due: for most buyers, it’s not the first month after your closing.
3. Stay on top of the flood of junk mail! If you receive anything you’re not sure about, just ask our team or your realtor!

And one more pro tip: connect with an estate planning attorney to discuss wills, healthcare proxies & trusts. It’s a step many homeowners overlook, but it’s so important for peace of mind.

Have a question? Let our team know; we’re happy to help!

Address

600 Longwater Drive, Suite 107
Norwell, MA
02061

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17814136978

Website

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