Jeff Anderson - Regional Lending Manager

10/06/2026

Can't sugar coat it. It's not pretty out there today in Mortgage Rate land. Back to Fall of 2023 and that wasn't good. Feel free to join in with me..This too shall pass....This too shall pass. It will. Eventually. Still some great options that have a 5 in the starting number. Give me a call to discuss. Stay strong!

This one is going to frustrate a lot of rate watchers.

09/08/2026

I wish I had better news to start the back to reality season. But we're still in same range between early 2022 thru today, so in the new normal. For now. Still keeping an eye on oil so all is TBD. Have a great Fall everyone. Still plenty of business happening.

Mortgage rates hit their highest level since June 2025 this week. While that milestone sounds ominous, it was the product of gradual movement and logical motivations.

08/04/2026

This is a long roller coaster. BYO Dramamine. A good couple of days to start the week as tensions have de-escalated....again. And oil is coming back down...again. Let's hope it lasts a while. Still a bunch of options at Bank of Canton that start with a 5. Call me at (617)922-6266 to discuss!!

If there's one thing to know about this week's rate movement is that it left us almost exactly where we were last Friday. How we got there felt a bit more,...

06/16/2026

So far, so good this week. Keeping an eye on oil as we head back to pre-March 1st levels hopefully. Slow and steady wins the race.

Since late March, markets have had repeated opportunities to play deal or no deal when it comes to ending the Iran war. Sometimes we won. Sometimes we lost,...

04/28/2026

A little choppier to start the week off, but basically in same range over the last few months. Still holding relatively strong.

If there were a movie about mortgage rates, this week would be the part where they say "it's quiet... almost TOO quiet."

03/24/2026

The Glass Half full is:

Inventory is picking up

There's still some options in the 5's

There's Grant Money available

There's a rumor of Spring coming. Not sure I'm believing it yet, though.

While the word "regime" is often seen in a geopolitical context, it's also common in financial markets. With respect to rates, the most recent regime involved steady improvement starting in May 2025 and ending 3 weeks ago. Since then, a new regime has been taking over and it kicked into high gear th...

02/18/2026

Ok. We're here....again. If you or any of your clients have a rate over 6.50% it's probably a good idea to see if there's an opportunity to save some money where we are. We've been here a number of times in the last 3 years only to have rates tick back up. At the moment we don't see too many catalysts to go much lower from here. Purchase power for buyers is the best it's been in a while and there's thousands to be saved a year in payments. Let's talk.

The bond market drives changes in interest rates. Among bond traders, it's no secret that the Bureau of Labor Statistics' (BLS) jobs report is the most consequential monthly economic data. But this time around, the reaction defied expectations.

01/13/2026

We've had some options in the 5's for a while here, but now we have more scenarios that have reached the 5's. Not sure what everyone else was waiting for, LOL. Decent inflation info today. With the decent jobs report on Friday the odds of the Fed cutting is now limited to the end of 2026, so I don't expect much help from them unless the Jobs and inflation data in the next few months moves the needle. So as we speak it's the best time in 2-3 years to either buy a home or refinance your current mortgage. Let's talk. 617-922-6266

This week's potential volatility was supposed to be all about the big jobs report, but an unexpected headline completely stole the show. On Thursday afternoon, Trump announced he would be directing...

12/09/2025

New bike or lump of coal tomorrow? Tis the Season. Stay tuned.

December 10th will be the most interesting Fed announcement in more than a year.  It's the first time since mid-2024 where a rate cut (or lack thereof) has not been a foregone conclusion. This me...

10/28/2025

The end of October brings the next Fed announcement and it is a 100% certainty that they will be cutting rates again. Many people believe this means lower mortgage rates. Many people are wrong. To ...