Harold Dubin Loans NMLS 21366

Harold Dubin Loans NMLS 21366 Personal NMLS21366
Branch NMLS1655994
Company NMLS3029 I appreciate your business and thank you for choosing me!

As your trusted mortgage loan officer, I will walk you through the loan process and support you from pre-approval through your closing/funding date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me with all of your home financing needs.

Older Baby Boomers held the high at 16 years and Younger Millennials held the low at 4 years. Note: Median means the num...
02/21/2024

Older Baby Boomers held the high at 16 years and Younger Millennials held the low at 4 years. Note: Median means the number is the middle value, and there were as many numbers above that number as below. This is a great stat to throw out when networking with potential clients! http://spr.ly/6181RmqkJ

A conventional loan is the best for those with good credit who can pay 3% or more in a down payment. But there’s more — ...
02/20/2024

A conventional loan is the best for those with good credit who can pay 3% or more in a down payment. But there’s more — it’s also great for investment properties, may not include mortgage insurance, and could even get you more flexible terms. http://spr.ly/6185V7jF7

Millennials were far more likely to sell because they desired a larger home for their growing families. And, you guessed...
02/16/2024

Millennials were far more likely to sell because they desired a larger home for their growing families. And, you guessed it, Older Baby Boomers said a top reason for selling was due to retirement. Keep past clients in mind when they’re about to hit this mark. http://spr.ly/6187RulCW

02/15/2024

If you’re a residential property investor, take a look at our DSCR loan. It uses the cash flow from your rental to qualify you for the loan. Also called an investor cash flow loan, there’s no tax return required.

From coast to coast, metro communities saw home prices increase in Q4 2023 – 86% of registered areas, to be exact. Thank...
02/14/2024

From coast to coast, metro communities saw home prices increase in Q4 2023 – 86% of registered areas, to be exact. Thankfully more home building, lower rates, and new programs from CCM are helping make buying a home a little more affordable.

If you’re a first-time homebuyer or you’ve had some credit challenges, here’s a home loan you should learn about. FHA mo...
02/13/2024

If you’re a first-time homebuyer or you’ve had some credit challenges, here’s a home loan you should learn about. FHA mortgages have more flexible requirements than many other programs. http://spr.ly/6182VqGDe

This percentage was represented most strongly by Gen X at 41%. It ties in nicely to one of their top reasons for selling...
02/09/2024

This percentage was represented most strongly by Gen X at 41%. It ties in nicely to one of their top reasons for selling, which was to move closer to friends and family. Where are your clients mostly selling their homes – urban, rural, or suburban? 🏡 http://spr.ly/6180Rmqnq

Access the wealth you’ve built in your home with a home equity loan. Use the funds for anything from home improvements t...
02/08/2024

Access the wealth you’ve built in your home with a home equity loan. Use the funds for anything from home improvements to paying off higher-interest debt or setting up an emergency fund. The choice is yours. http://spr.ly/6183TQFRc

When the spotlight usually focuses on homebuyer median income, it’s important for agents to recognize income levels when...
02/07/2024

When the spotlight usually focuses on homebuyer median income, it’s important for agents to recognize income levels when pricing a home for sale. Remember: Elderly buyers' incomes presumably reflected their reliance on fixed incomes. http://spr.ly/6183RmSVS

02/06/2024

There’s nothing more fun than an amortization schedule! Well, maybe there is. But knowing about amortization can make paying back your home loan easier.

The small positive trends we saw in November became big ones in December! Pending home sales increased substantially in ...
02/02/2024

The small positive trends we saw in November became big ones in December! Pending home sales increased substantially in the Midwest, West, and South. With homebuying season coming up, let’s talk about how we can help more clients sign on the dotted line.

Non-traditional borrowers need non-traditional solutions. That’s where non-qualified mortgage (non-QM) loans come in. Le...
02/01/2024

Non-traditional borrowers need non-traditional solutions. That’s where non-qualified mortgage (non-QM) loans come in. Learn how: http://spr.ly/6187RdHB3

Address

495 Washington Street, Unit 1
Norwell, MA
02061

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