Carol Nemet Curran-Draper and Kramer Mortgage Corp.

11/22/2022

💬✔️🙌🏼 When we live our lives, not minding what happens, we move into a state of acceptance, which brings complete flexibility into our lives - Flexibility, Our Superpower for These Changing Times 💥

05/09/2022

There’s so much to do when you move to a new home that it’s easy to forget one of the most important steps: telling everyone! 📣

Don’t forget to update friends, family and important services with your new address.

05/08/2022

I want to wish every mom a happy Mother’s Day! Thank you for all the good you do in the world. I hope you have a wonderful day celebrating you!

05/06/2022

Making the bed is a daily routine for most people, but spring cleaning is the perfect time to do an even deeper clean of the bedroom. Here are some tips to help you get started.

05/05/2022

Are you looking for a new home? These handy tips will help you organize your search and get the most from your house hunt.

1. Get preapproved

Getting preapproved lets sellers know you’re serious about your home search and helps you know how much home you can afford.

2. Find the right real estate agent

Interview real estate agents to find the one who matches your needs best and will work with you to find your perfect home.

3. Find the right location

Having a location in mind will help you focus your search. Look for features like a good school district, proximity to shopping centers and the length of your commute to work.

4. Make a list of must-haves

The perfect home isn’t always perfect. Know the features that are essential to you and what you’re willing to invest into home improvements.

5. Have a home inspection

When you’ve found a home you love, be sure to have it inspected by a licensed home inspector for any hidden damage or issues. An inspection allows you to avoid potentially expensive repairs and will help you understand your new place better.

05/04/2022

Before you can get a mortgage to buy a home, your lender’s appraiser typically must agree that the home is worth at least as much as the sales price. If the home appraisal value comes up short, a situation called an appraisal gap is created, and you won’t be able to secure your loan for ...
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Carol Curran's Mortgage Report

What happens when you’re buying a home and the appraiser says it’s worth less than the sales price? Read on to learn how to navigate an appraisal gap.

05/03/2022

It's always a good time to see how you can reduce household expenses. These helpful tips are a great starting point to cut costs and come up with a plan to put a little extra cash back in your pocket.

04/29/2022

Location, location, location! You hear all the time that location is everything. When looking for the right home, be sure to find a place that's close by what's important to you.

04/29/2022

If you’re shopping for a home in today’s hot real estate market, you need a strategy to make a competitive offer. I am happy to share my home financing expertise and work with your agent to help make your offer stand out.

If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you?

04/28/2022

By making small changes in your home, you can cut your energy consumption, lower your utility bills and be more eco-friendly.

It can be as simple as swapping out old lightbulbs.

04/27/2022

When moving to a new home, an important step is to provide your new address to everyone who needs it. However, remembering every person, company and institution that needs to know your address can be a challenge — especially when you’re in the middle of a move. While your exact list of necessary contacts may ...
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Carol Curran's Mortgage Report

Are you planning a move? If so, use this handy list to help ensure you update all the people, services and organizations that need your new address.

04/22/2022

Summer is almost here! ☀😎 Make sure your outdoor space is set for summer with these helpful tips. ✅

Check for damage
Fix any cracks or chipped areas.

Clean it up
A pressure washer can be used on stubborn areas.

Arrange the area
Arrange furniture in a way that fits how you want to use the space.

Add accessories
Add outdoor speakers, an awning or umbrella to personalize your space.

How are you prepping your patio for summer? Comment your ideas below!