Mortgages by Melissa

06/03/2026

Gift funds can help. A lot. 🏡

If a family member is helping with your down payment, FHA may allow it. The key is simple documentation, like a gift letter and proof the money came from an eligible donor.

Not sure what counts or how to show it correctly? DM me and I’ll walk you through it.

06/02/2026

From first showing to final keys. 🏡

This couple came in unsure if they were really ready. Today, they’re home, and that moment made every step worth it.

Melissa helped us feel confident the whole way, every question answered, every detail explained.

If you’re thinking about buying, DM me and let’s talk about your next step.

05/31/2026

Rates moved. Here’s what it means today.

Mortgage rates are still reacting to inflation data, bond market shifts, and Fed signals, which can change buyer affordability fast. If you are planning to buy or refinance, the right move is to get clear on your numbers now, not wait and guess. 📉

Want to know what today’s rate picture means for your budget? DM me and I’ll walk you through it.

Mortgage Maker | Melissa Mason

05/31/2026

Tears, keys, and a new beginning 🏡

This happy couple worked hard for this moment, and it showed. Melissa helped guide them through the process with clarity, care, and steady support from start to finish.

"We felt informed, supported, and truly cared for every step of the way."

If you are dreaming about your own homecoming, let’s talk. Mortgage Maker | Melissa Mason

05/30/2026

FHA or Conventional. Which fits you?

FHA can help buyers get started with as little as 3.5% down. Conventional often rewards stronger credit and can offer more flexibility over time.

Same goal. Different roads. If you want help figuring out which one makes the most sense for your budget, send me a DM. 🏡

Mortgage Maker | Melissa Mason

05/29/2026

Keys, tears, and a brand-new beginning. 🏡

This couple started with a lot of questions, and a few nerves. Melissa walked them through every step, and now they’re standing in their new Connecticut home feeling relieved, proud, and ready for what’s next.

That’s what homeownership should feel like.

If you’re wondering whether now is your time, reach out and let’s talk through your options.

05/29/2026

5.0 star review received on Experience.com for Melissa Mason by Charles S S - COMMUNICATION AT ALL TIMES. CUSTOMER EDUCATION.

Click to see all 445 reviews of New American Funding - Melissa Mason, Branch Manager | NMLS # 70585

05/28/2026

Rates moved. Buyers are still asking why. 📉

Here’s the part that matters. Small changes in rates can shift your monthly payment, your buying power, and what you can comfortably afford.

If you want a plain-English rate update for your situation, DM me and I’ll walk you through it.

Mortgage Maker | Melissa Mason

05/26/2026

FHA or conventional, which fits YOU?

The answer depends on your credit, savings, and monthly comfort level. I can break down the trade-offs in plain English so you can choose with confidence. 🏡

If you want a simple side-by-side comparison, DM me "COMPARE" and I’ll send it over.

Mortgage Maker | Melissa Mason

05/25/2026

Perfect credit is NOT required.

Many buyers qualify with lower scores than they expected. The right loan strategy can open more doors than you think.

If credit has been holding you back, let’s talk through your real options. 😊

Mortgage Maker | Melissa Mason