Oliverio Insurance Brokers LTD

10/16/2026

If you're currently receiving Social Security benefits, there's an important update worth knowing about!

The Social Security Administration has announced a 3.6% Cost-of-Living Adjustment (COLA) for 2027, which is expected to increase the average monthly retirement benefit by approximately $75 beginning in January.

An increase in benefits is certainly welcome news, especially as everyday living expenses continue to add up. But there's something I always encourage my clients to keep in mind: what matters most isn't just how much money comes in each month, but how much you have available after your expenses.

Healthcare is an important part of that equation.

Medicare premiums, prescription drug costs, and other out-of-pocket healthcare expenses can all affect your retirement budget. That's why I encourage people to take time each year to review their Medicare coverage and understand how it fits into their overall financial picture.

At Oliverio Insurance, my goal is to help you make informed decisions about your Medicare coverage and retirement planning, so you can feel confident about the years ahead.

If you have questions about your Medicare options or would like a second look at your current coverage, I'm always happy to have a conversation.

Here's to making the most of the retirement you've worked so hard for!

I just shared a new blog post about this on my website. It's an easy 10-minute read, and I hope it helps!

https://www.oliverioinsurance.com/learn/2027-social-security-cola-increases

10/07/2026

One thing I often remind my Medicare clients is that their prescription drug coverage deserves a review, too.

Medicare Part D plans aren't all the same. Each plan has its own list of covered medications, pharmacy network, premiums, and out-of-pocket costs. And because plans can change from year to year, the plan that worked well for you before may not always be the best fit moving forward.

When I help someone compare Part D options, I look at the prescriptions they actually take, including the medication, dosage, and frequency. From there, we can compare available plans and get a clearer picture of how their prescriptions are covered and what their potential costs may look like.

It's a very personalized part of Medicare planning, and one that's worth taking the time to get right.

If you're approaching Medicare eligibility or simply aren't sure how well your current prescription coverage fits your needs, I'm always happy to help you take a closer look.

Are your prescriptions covered by the right Part D plan? Let's find out together. Visit oliverioinsurance.com

09/25/2026

There are moments in business that make you stop and feel incredibly grateful.

Today is one of those moments.

Seeing that Oliverio Insurance has earned 53 Google reviews with an average 5-star rating is something I don't take for granted. Every review represents a person or family who trusted me to help them navigate an important decision, whether it was Medicare, retirement planning, life insurance, or planning for the future.

My goal is always to make sure you feel heard, informed, and confident in your decisions. I want every client to know they have someone they can call with questions long after the paperwork is complete.

To everyone who has trusted me, referred a friend or family member, or taken a few minutes to leave a kind review, thank you. Your support means more than I can put into words!

I'm proud to serve the people and communities of Northeast and Central Ohio, and I'm looking forward to helping many more families in the years ahead.

Thank you for being part of the Oliverio Insurance family.

Happy Friday!!

09/16/2026

One thing I've learned over the years is that retirement isn't just about saving enough money. It's about having a plan that gives you confidence for the years ahead.

I've met many people who have worked hard, saved diligently, and done all the right things, but still aren't sure how Social Security, Medicare, retirement income, healthcare costs, and annuities all fit together.

That's where I come in.

My job is to simplify the process, answer your questions, and help you make informed decisions based on your goals, not someone else's.

Whether retirement is still a few years away or it's right around the corner, it's never too early to start planning. A thoughtful conversation today can help you feel much more prepared for tomorrow.

If you're ready to talk about your retirement goals, I'd be honored to help!

08/31/2026

One of the questions I get asked most often is, "How do I know which Medicare plan is right for me?"

The truth is, there isn't one answer that works for everyone. Your doctors, prescriptions, healthcare needs, travel plans, and budget all play a role in finding the right coverage.

That's why I take the time to get to know you before making any recommendations. Whether you're turning 65, getting ready to retire, or simply wondering if your current Medicare plan is still the best fit, I'm here to help you understand your options without the confusion or pressure.

We'll walk through Medicare Advantage Plans, Medicare Supplement (Medigap) Plans, and Part D Prescription Drug Plans together so you can make a decision that feels right for you.

If you've been putting off learning about Medicare, let's have a conversation. I'm always happy to answer your questions and help you move forward with confidence.

Oliverio Insurance offers affordable and beneficial Retirement Planning Packages, Medicare Solutions, Life Insurance, Social Security Timing and Annuities. We are committed to helping you plan for the BEST future possible.

08/20/2026

As a husband and father, I know how quickly life can change. One day you're buying your first home, the next you're raising a family or thinking about retirement. Through every stage, one thing remains the same: protecting the people you love.

Life insurance isn't just about planning for the unexpected. It's about giving your family financial security and giving yourself peace of mind.

Whether you're looking for Term Life, Whole Life, Universal Life, or Final Expense Insurance, I'm here to help you understand your options and find coverage that fits your goals and your budget.

If it's been a while since you've reviewed your life insurance, or you've never had a policy, let's have a conversation. There's never any pressure, just honest guidance to help you make the best decision for your family.

Visit oliverioinsurance.com to learn more and connect!

08/05/2026

Reviews like this mean more to me than you know.

When someone trusts me to help them navigate Medicare, retirement planning, or life insurance, I never take that responsibility lightly. My goal has always been to listen first, answer every question, and make sure you understand all of your options without ever feeling pressured.

Thank you, Galen, for your thoughtful words and for trusting Oliverio Insurance. I'm grateful for the opportunity to help and appreciate your recommendation more than you know.

If you're looking for honest guidance and personalized insurance solutions, I'd be honored to help you and your family, too.

07/24/2026

As a proud husband and father of four, I know firsthand how quickly life moves. Between work, family activities, and everything in between, it's easy to put important financial decisions on the back burner.

One decision that's worth making sooner rather than later is protecting the people who matter most. The right life insurance policy can provide financial security and peace of mind for your family, no matter what the future holds.

Whether you're considering Term Life, Whole Life, Universal Life, or Final Expense Insurance, I'm here to help you understand your options and find coverage that fits your goals and your budget.

If life insurance has been on your to-do list, let's have a conversation. I'd be happy to help you build a plan that protects what matters most.

Feel free to call me and learn more about life insurance offerings from Oliverio Insurance. I'm happy to help answer any questions you may have and guide you. 330-414-4710

07/07/2026

One of the most common questions I hear is, “When should I start looking at Medicare?”

My answer is always the same: sooner than you think.

If you’re approaching age 65, taking the time to understand your Medicare options now can help you avoid unnecessary stress and make more confident decisions later. Whether you’re exploring Medicare Advantage, Medicare Supplement, or Part D Prescription Drug Plans, every person’s situation is different.

I enjoy helping people throughout Northeast Ohio understand their options and find coverage that fits their healthcare needs and budget.

If Medicare is on your horizon, I’d be happy to answer your questions and help you get started.

07/01/2026

As we head into the Fourth of July holiday, I’ve been reflecting on how fortunate we are to live in a country built on freedom, opportunity, and resilience.

This year is especially meaningful as we celebrate 250 years of American history. It’s a time to gather with family and friends, enjoy the traditions we love, and remember the generations of Americans whose sacrifices helped make those freedoms possible.

As a husband, father of four, small business owner, and lifelong Northeast Ohio resident, I am incredibly grateful for the opportunity to serve the individuals and families in our community. Helping people protect their health, financial future, and loved ones is something I never take for granted.

From my family to yours, I wish you a safe, happy, and meaningful Independence Day. Enjoy the time with those you love and take a moment to appreciate the freedoms we all share.

🇺🇸 Happy Fourth of July from Oliverio Insurance!