OHM Benefit & Insurance Solutions

OHM Benefit & Insurance Solutions A full-service brokerage specializing in benefits, human resource, and payroll throughout the U.S. You can change this scenario!

When examining employee benefit alternatives, most employers are typically given limited information from the major carriers with hardly any options. This results in increased costs to you and your employees – and excessive profits for them. And OHM can show you how…

Employing our OHM Strategy, employers are able to significantly reduce their costs, maintain employee satisfaction, and remain 100%

ACA compliant. With over 25 years of managing benefit plan expenses and providing effective saving solutions, OHM has helped employers fight rising healthcare costs. We have developed effective SELF-FUNDING solutions as one of the major tools of our approach. Self-funding is not as complicated or scary as it used to be - there are new avenues that make the plan look and function just like a traditional fully-insured plan, without the risk that has generally been associated with self-funding. In fact, moving to this solution reduces risk, and increases accessibility – as many of the plan designs we suggest eliminate restrictive networks. This gives employees true open access indemnity options. If you want to benefit from the OHM Strategy of reducing costs, boost employee satisfaction, decrease absenteeism, and enhance accessibility, give us a call at 1-877-650-0808.

At 26, young adults age off their parents' health insurance plan, often without a clear plan for what comes next. This i...
06/24/2026

At 26, young adults age off their parents' health insurance plan, often without a clear plan for what comes next. This is a qualifying life event that opens a special enrollment window, but that window does not stay open indefinitely. If you or someone in your family is approaching this milestone, do not wait until coverage lapses. Call us at (877) 650-0808 or visit https://www.ohmbenefits.com/ well in advance.

Many adults today find themselves simultaneously supporting aging parents and raising children of their own. The financi...
06/19/2026

Many adults today find themselves simultaneously supporting aging parents and raising children of their own. The financial obligations on both sides of that equation make life insurance not just important, but critical. If the income of a sandwich generation earner disappears, the ripple effect on multiple generations can be severe. Find life insurance options today. Visit our website: https://www.ohmbenefits.com/, or call us for assistance: (877) 650-0808!

Medical debt is one of the leading causes of financial hardship in this country. The right health insurance plan does no...
06/17/2026

Medical debt is one of the leading causes of financial hardship in this country. The right health insurance plan does not just pay for care, it protects everything else you have built from being consumed by a single medical event. If you are uninsured or unsure whether your coverage is adequate, please reach out. Call (877) 650-0808 or visit https://www.ohmbenefits.com/. It is too important to put off!

Flag Day is not one of the loudest holidays on the calendar, and maybe that is what makes it worth pausing for. It is a ...
06/14/2026

Flag Day is not one of the loudest holidays on the calendar, and maybe that is what makes it worth pausing for. It is a quiet reminder of what this country stands for, what it has been through and the extraordinary people who carried it forward. Happy Flag Day from our team!

One of the most frustrating health insurance surprises is discovering that a doctor you have seen for years is not in yo...
06/10/2026

One of the most frustrating health insurance surprises is discovering that a doctor you have seen for years is not in your new plan's network. Before you choose or renew a plan, verifying that your preferred providers are covered is one of the most important steps you can take. We help clients check network participation before they commit. Call us at (877) 650-0808 or visit https://www.ohmbenefits.com/.

A low monthly premium is attractive until you factor in a high deductible, a narrow network, and limited prescription co...
06/03/2026

A low monthly premium is attractive until you factor in a high deductible, a narrow network, and limited prescription coverage. The true cost of a health insurance plan is what you pay over the course of a year: your premiums plus out-of-pocket expenses. We help clients look at the full picture before making a decision. Call us at (877) 650-0808 or visit https://www.ohmbenefits.com/ to get started.

A life insurance policy is not for the person who buys it. They will never collect the benefit. But, they buy it knowing...
06/01/2026

A life insurance policy is not for the person who buys it. They will never collect the benefit. But, they buy it knowing that they will never see the return on investment. They buy it to care for their loved ones after they are gone. There are very few financial decisions that mean more than that. Learn more on our website, https://www.ohmbenefits.com/, or call our team to discuss your options: (877) 650-0808.

Life insurance premiums are based largely on age and health at the time you apply. Every year you wait, the cost to obta...
05/29/2026

Life insurance premiums are based largely on age and health at the time you apply. Every year you wait, the cost to obtain the same coverage goes up. The best time to lock in a life insurance policy is always earlier than feels necessary. The version of you that exists today will never be less expensive to insure than it is right now. Get a quote on our website: https://www.ohmbenefits.com/!

Don't slip at the pool this summer - breaking your leg will cost you around $7,500 out-of-pocket without health coverage...
05/27/2026

Don't slip at the pool this summer - breaking your leg will cost you around $7,500 out-of-pocket without health coverage, according to Healthcare.gov. With a good policy, you can relax and have fun knowing you're covered. Call us today for more information: (877) 650-0808!

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the...
05/25/2026

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the children who have carried a lifelong loss with quiet dignity. We honor them too this Memorial Day.

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Northridge
Northridge, CA
91326

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