Zipf Wealth Management

10/16/2026

In this business, we talk a lot about what it takes to build something that lasts:

a long time horizon, a plan you stick with, and the right partner beside you.

I found mine eight years ago.

Last month in Maui, Tyler asked me to make it official, and I said yes! 💍

Here's to our longest-term plan yet. 🥂

10/15/2026

🧠 Money on the Mind Series Kickoff

Why do smart people make costly money decisions? Usually it's not a math problem. It's a human one.

📖 What it is
Behavioral finance is the study of how emotions, habits, and mental shortcuts shape the way we handle money. Traditional economics assumes people always act rationally. Behavioral finance studies how we actually behave.

📅What's ahead:
Each week, I'll break down one money bias with:
✅What it is, in plain english
✅A real-world example from the markets or everyday life
✅Why it's important to you as an investor

💬 What's one money decision you made on emotion instead of logic? Share in the comments below!

10/15/2026

Our October newsletter is here, and this year's tax changes come with some real opportunities. 🍂

2026 is the first tax year under several new rules, and the good news is there's still time to plan before December 31st:

- Non-itemizers may now deduct some cash gifts to charity
- The SALT cap went up, a welcome change for many households in high-tax states
- Some long-term gains may be taxed at 0% federally
- Year-end withholding can still help get you back on track

A little planning now can go a long way. Find the full breakdown in the PDF below 👇

amazonaws.com

09/30/2026

When personal understanding meets real capability, what once felt out of reach becomes entirely possible. That's the power of personal.

09/28/2026

Word of the Week: Time Horizon✏️

💡Definition: Time horizon is the amount of time an investor expects to hold an investment before needing the money
(simple definition: how long until you'll need the money).

💡Example: Think about different financial goals...

Saving for a vacation next year → short-term time horizon
Saving for a child's college education in 10 years → medium-term time horizon
Saving for retirement in 25+ years → long-term time horizon

In simple terms: your time horizon is the length of time your money has to grow before you'll need to use it.

💡WHY it matters?
Helps determine investment strategy... different time horizons may call for different investment approaches
Influences risk tolerance... longer time horizons may provide more time to recover from market fluctuations
Supports goal-based planning... aligns investments with when the money will be needed

⭐Key takeaway⭐
Your time horizon is one of the most important factors in building an investment strategy. Understanding when you'll need your money can help guide decisions about risk, asset allocation, and long-term financial planning

09/23/2026

When true partnership stands behind the things you care about, your success can reach further than you imagined – leaving a mark that lasts for generations.

09/21/2026

Word of the Week: Inflation✏️

💡Definition: Inflation is the increase in the price of goods and services over time, which reduces the purchasing power of money
(simple definition: rising prices reduce buying power).

💡Example: Think about everyday expenses...

A gallon of milk that cost $3.00 years ago may cost $4.00 or more today

The same amount of money buys fewer goods and services as prices rise

This is why a dollar today typically has more purchasing power than a dollar in the future

In simple terms: as inflation rises, your money doesn't stretch as far as it once did.

💡WHY it matters?
Impacts purchasing power... everyday expenses can become more costly over time
Affects long-term goals... retirement, education, and other future expenses may cost more than expected
Influences investment decisions... investments may help your money grow faster than inflation over the long term

⭐Key takeaway⭐
Inflation is a normal part of the economy, but its effects can add up over time. Understanding inflation can help you make informed decisions about saving, investing, and planning for future financial goals.

09/18/2026

Planning to retire before Medicare kicks in?

Here are strategies to help manage health care costs during the gap in coverage:

raymondjames.com

09/16/2026

In investing, getting in early can make all the difference. The same may be true for travel...

Discover 10 up-and-coming U.S. destinations that could be the next big thing—before they reach peak popularity.

Which destination would you invest in for your next getaway?

travelandleisure.com