Sherri Owen - NMLS 210033

05/18/2024

05/13/2024

👮‍♂️🚓 Let's salute the guardians of our streets—the courageous men and women in blue! From keeping us safe to lending a comforting hand in times of need, they're our everyday heroes.

If you know a police officer who deserves recognition, nominate them for Geneva Financials’ "Hero of the Year" award at GenevaGives.com!

🙌

Geneva Gives was born out of a desire to make an impact on a very personal level in the communities we serve.

05/02/2024

Stop bragging about your 2%, 3% or 4% mortgage rate.

It might be a financial trap...

Americans are sitting on record home equity, but at the same time, they're grappling with unprecedented levels of household debt.

The irony?

Many are fixated on their low mortgage rates while drowning in short-term debts like credit cards and car loans.

What if I told you there's a way to:

- Pay off all your non-mortgage debt.
- Move into a home that truly fits your lifestyle today.

This might mean:

- Accepting a mortgage rate in the 6-7% range.
- Paying off your new home's mortgage more quickly, leading to a debt-free life sooner than you thought possible.

This isn't just a dream, but a practical approach.

The low mortgage rate you're proud of could be costly when blended with your other debts. You might be surprised to find out that selling your current home to pay off debts and upgrading to a home that meets your current needs could fast-track your journey.

Curious if this may be an option for you? Message me directly or use the link below to see if this makes sense for you!

Sherri Owen (NMLS #210033) loan officer for purchase, refinance, FHA, VA, USDA, down payment assistance, and more mortgage options.

09/09/2022

08/05/2022

Even though delinquency rates were previously at extremely low levels, the recent uptick among poorer consumers is worth monitoring, New York Fed researchers said.