Tom Gobeli - Draper and Kramer Mortgage Corp. NMLS 188989

09/21/2023

Draper and Kramer Mortgage created the DK Buyer’s Edge program to provide qualified buyers with pre-underwritten loans for stronger offers and a streamlined home financing experience.

-Download the DK Xpress™ app for a quick & easy preapproval
-Your preapproval starts the process & shows you how much house you can buy
-Then DKMC pre-underwrites your loan, helping you stand out against other offers
-After signing a contract, your pre-underwritten financing process will be smoother
-Most loan types offer an option to float down to lower rate if available within 25 days of closing

09/19/2023

Insurance is often a good thing, but the sooner you can get rid of private mortgage insurance, the better. Learn about the options for early PMI removal.
Tom Gobeli's Mortgage Matters

Insurance is often a good thing, but the sooner you can get rid of private mortgage insurance, the better. Learn about the options for early PMI removal.

09/18/2023

Buying a home? Consider factors like liability protection, personal property coverage and deductibles to be sure your home is adequately insured.

09/12/2023

Embarking on the journey of buying your first home is an exciting endeavor. However, amid the excitement, it’s easy to stumble into common pitfalls that many first-time homebuyers encounter. From overlooking crucial details to underestimating financial aspects, these missteps can turn what should be an exciting milestone into a stressful experience. In this short guide, ...
Read more
Tom Gobeli's Mortgage Matters

Planning to buy your first home or know someone who is? Here are seven common pitfalls to avoid for a more rewarding home purchase.

09/11/2023

On Patriot Day, our nation remembers and honors the lives lost, the heroes who selflessly served and the resilience of our nation.

09/05/2023

Americans have a love affair with credit cards. There are roughly 570 million credit card accounts in the country – equal to about two cards for every adult. However, despite this widespread prevalence, many Americans still believe one or more credit card myths. As a result, these people may be harming their credit scores, paying ...
Read more
Tom Gobeli's Mortgage Matters

Three out of four adults use credit cards, but myths persist about how these financial products work. Do you know the truth behind these common myths?

09/04/2023

Happy Labor Day, from me and my team! Over this long weekend, we'd like to take a moment to recognize the dedication of America’s workers - shaping this great country into what it is today!

08/31/2023

It can be overwhelming to manage all your expenses and income without a dedicated plan. Creating and following a budget allows you to spend money with confidence without losing track of your financial goals. Follow these steps to develop and maintain a budget that aligns with your lifestyle and financial plans. Track your spending The ...
Read more
Tom Gobeli's Mortgage Matters

Do you know where your money is going? To track your finances, spend with less guilt and reach your goals sooner, check out this simple budget guide.

08/28/2023

The benefits of homeownership are aplenty, but it's also a commitment. By understanding your responsibilities and planning for expenses ahead of time, you'll be better prepared when you find your dream home!

08/22/2023

First impressions can matter, and that’s true when it comes to your home as well. Whether you’re preparing to list your home for sale or you’re just looking to elevate its exterior appearance, there are simple steps you can take to boost your property’s curb appeal. Impress your neighbors and any potential buyers with these ...
Read more
Tom Gobeli's Mortgage Matters

Whether you’re planning to sell your home or just want to give it an exterior makeover, these tips can help elevate the curb appeal of your property.

08/21/2023

Considering the potential returns on your home purchase can pay off in the long run. Reach out to me to learn more!

08/15/2023

Including kid-friendly features in your home’s outdoor spaces encourages children to unplug and enjoy the outdoors without having to leave your property. Whatever your home style is or the yard space available to you, check out these ideas for outdoor features that kids will love. Liven up your landscaping If you have kids or pets, ...
Read more
Tom Gobeli's Mortgage Matters

If you have kids and are looking for ways to keep them active and entertained, here are some fun features to consider for your home’s outdoor spaces.