Jeff Fishman of CIBC US

08/01/2019

Hi Friends,

I wanted to wish you all a wonderful end of summer and don't forget to do something special, maybe something new that pushes your limits.

Best of everything,

Jeff

06/04/2019

Once again we've been given the gift of declining mortgage rates. Whether you're looking to purchase a home, have had or will have your adjustable rate mortgage rise dramatically or you're looking to discuss a scenario, now is the time. It's always an honor to assist those in need from coast to coast so please feel free to contact me.

Best wishes,

Jeff

03/07/2019

Happy TBT!!

We are throwing back to lower interest rates. From coast to coast if you have an adjustable rate mortgage, a mortgage with a home equity line of credit, need consolidate debt or you need cash, it's time to review your options. Please contact me to discuss your scenario.

Thank you, Jeff

(Loan amounts up to $5 million)

04/19/2017

To all of my Accountant Friends, WELCOME BACK!!!!!

12/25/2016

Dear Friends,

I wanted to wish you all a very Happy and very Healthy Holiday Season!! I'll say a prayer for all and I hope you will do the same for all in your lives. Best to all, Fish

10/24/2016

Top Tips for Home Buyers
Tip #8: Making an Offer
Hi Sally,

After weeks or months of searching, you’ve finally found it – the home of your dreams! While one challenge has been overcome, you now begin the negotiation process, starting with making your initial offer.

Your Dream Home
Here are a few tips to help ensure your success:

Ask your REALTOR® to show you selling prices of similar homes in the same area, which sold over the past year. Offer the lowest price (or less) that any comparable home has sold for, and increase your offer to compensate for any additional features.

Offer a larger deposit if you’re competing for a hot property.

Give your deposit to a neutral party (agent or escrow company) so it can be held in a trust account until the offer is accepted and the deal closes.

Make sure the escrow instructions state that your deposit will be automatically returned if the deal doesn’t go through within a specified time period.

Spell out the type of mortgage you’ve secured.

Give yourself a way out of a purchase agreement with contingency clauses.

I hope these tips help you purchase your dream home. I’m always available to serve as your mortgage advisor, and I appreciate any referrals to others who may benefit from my expertise.

Sincerely,

Jeff

REALTOR® is a registered trademark of the National Association of REALTORS®.


Perl Mortgage
Jeff Fishman
Mortgage Advisor, PERL Mortgage, Inc.
847.208.4990
500 Lake Cook Rd., Suite 420, Deerfield, IL 60015
[email protected]
perlmortgage.com/jfishman

NMLS #: 192466; IL: 031.0010677

Equal Housing PERL Mortgage Inc. is an Illinois residential mortgage licensee (MB0004358) and equal housing lender. Licensed by Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS #19186 - Illinois Residential Mortgage Licensee- Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, Illinois, 60601, (312) 793-3000, 2936 W Belmont Ave, Chicago, IL 60618. For more information and State-specific licensing disclosures, please visit www.perlmortgage.com/licensing . For more information regarding NMLS licensing, or to verify license status, please visit www.nmlsconsumeraccess.com .

Jeff FishmanMortgage Advisor, IAMP Board Member847.208.4990 phone847.208.4990 cell312.334.6074 [email protected] 500 Lake Cook Road, Suite 420, Deerfield, IL 60015 (NMLS #19648) Jeff Fishman, Licensed Mortgage Advisor, has spent his entire career in Finance. A proud Perl Mortgage Originator s...

07/01/2016

Happy Fish Friday to all!!

This is a special time of year where family and friends get together to eat, drink and catch up on their daily lives.

One of the hot topics this year will be the Real Estate market and the amazingly low rates of today. One item that you should discuss is speeding up your amortization or pay off of the loan. That means moving from a 30 year to a 20 or 15 or 10 year mortgage. This will lower the finance charges you will pay on your home.

Please contact me if I may assist you in any way.

Have a happy and safe holiday weekend.

Your friend,

Fish

06/02/2016

Hi Friends,

I hope you're enjoying the beginning of a beautiful summer. I wanted to update you on what seems to be two of the greatest challenges in the mortgage industry today.

First is house hunting without a pre-approval letter. Your realtor won't start the process without one and the seller's will not entertain an offer without it. Please take a few minutes upfront and get this done.

Second, It's busy!! Appraisers, underwriter's and closing departments throughout the US are doing their best to meet your needs. Being prepared upfront will help meet your deadlines.

Please feel free to contact me with any questions you may have and I would be honored to assist you with your financing needs.

Have a great weekend and I hope to hear from you soon.

Best wishes,

Fish

05/28/2016

Happy Holiday Weekend to all!!

05/07/2016

Happy Mother's Day and Happy Weekend to all of my friends and family,

This is a repost from last month and as I have been able to assist many with it, I thought I would post it again.

"If you're house hunting and need a Pre-Approval to submit a bid on the property you love, feel free to call me as I would be honored to assist you in the process.

Also, if you are looking for a trusted advisor such as a realtor, inspector, appraiser, insurance agent, accountant or attorney please don't hesitate to ask. One of my amazing partners will help make your experience a special one."

Your Friend,

Fish

847 208 4990