Centrust Bank

06/02/2026

At Centrust Bank, we believe entrepreneurs help move the economy forward. The SBA Patriot Pitch Competition is spotlighting that same drive by recognizing small businesses with innovation, grit, and strong fundamentals.

Eligible business owners may apply for the chance to compete for national recognition and a share of a $1 million cash prize pool.

Learn more: https://hubs.ly/Q04jdtGd0

05/28/2026

Many small business owners want to know why lenders need both personal and business tax returns for a business loan.

When applying for a business loan, tax returns may help lenders verify income, review financial consistency, and compare earnings against other financial documents.

By looking at both personal and business returns, lenders may get a more complete picture of overall financial position and assess risk more effectively.

Learn more about the essential documents business owners may need when applying for a loan.

Read more: https://hubs.ly/Q04h9zWv0

Member FDIC

Learn which documents you need for a business loan application and how to prepare them to improve your chances for approval.

05/26/2026

Small businesses aren’t waiting on the future, they’re building it.

In our State of Small Business: 2026 Industry Pulse, we found that AI and digital tools are quickly becoming part of everyday operations, helping owners save time, reduce costs, and stay competitive.

But adoption isn’t one-size-fits-all, and the challenges are real.

See what business owners are actually saying: https://hubs.ly/Q04h9qy60

05/22/2026

Small businesses have powered American innovation for generations. Now, the SBA is celebrating that spirit with the Patriot Pitch Competition, a nationwide pitch competition with a $1 million cash prize pool.

Eligible businesses that have used certain SBA capital products may submit their pitch by June 10, 2026, for the chance to compete and gain national recognition.

Learn more and check eligibility: https://hubs.ly/Q04h9sGF0

05/20/2026

This 2025 Wisconsin SBA Volume Lender Award reflects the work behind every application, conversation, and funding need we support through Centrust Bank, a division of SmartBiz Bank, N.A.

We’re proud to be recognized for helping small businesses in Wisconsin move forward with SBA-backed financing and a lending experience built around service, clarity, and support.

Read more: https://hubs.ly/Q04hhz100

Member FDIC

05/18/2026

For small business owners, having the right banking relationship may make a meaningful difference.

Your business deserves more than automated answers and one-size-fits-all service.

At Centrust Bank, we believe in personal, face-to-face conversations, local insight, and a team that takes the time to understand your business, your goals, and how we may be able to help.

When your banking team takes the time to know you, the experience becomes more than a transaction. It becomes a partnership.

05/15/2026

There’s nothing quite like a Chicago summer: patios full, sidewalks buzzing, and local restaurants bringing the season to life as everyone enjoys the warm weather.

For restaurant owners, preparation may make all the difference. From staffing and inventory to patio space, equipment upgrades, and cash flow planning, the busy season starts long before the first full patio.

Learn practical ways restaurant owners may prepare for the summer rush and make the most of seasonal opportunities before it even starts.

Read more: https://hubs.ly/Q04gHpWB0

Member FDIC

05/13/2026

Fraud attempts continue to impact businesses of all sizes, making the right safeguards more important than ever.

At Centrust Bank, we’re committed to helping business clients strengthen their fraud prevention efforts with tools and resources designed to add an extra layer of review to check processing.

Contact us to learn more about Positive Pay for business clients.

05/08/2026

Too much inventory ties up capital. Too little can mean missed sales and frustrated customers. Finding the right balance takes planning.

In our latest blog, we share practical tips to help you forecast demand, manage costs, and keep your shelves stocked without overextending your business.

Read more: https://hubs.ly/Q04fxr5Y0

Member FDIC

Plan your spring inventory with confidence using practical tips to forecast demand, manage cash flow, and avoid overstocking or understocking.

05/06/2026

Acquiring an existing business can be a smart path to ownership, especially if you’re looking for immediate revenue, an established customer base, and proven operations.

At Centrust Bank, we help business buyers navigate the process with confidence, from evaluating the opportunity to securing the right financing.

Ready to explore what’s possible? Let’s talk.