Centrust Bank

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Centrust Bank We understand entrepreneurship because we are entrepreneurs ourselves. In 2025, SmartBiz Loans acquired United Community Bancshares, Inc.

Centrust Bank, a division of SmartBiz Bank, N.A., is a Chicago-based community bank dedicated to serving small to medium-sized businesses with a strong focus on business lending. We offer a full suite of commercial banking solutions, including conventional and SBA loan products, to help entrepreneurs secure the capital they need to grow and thrive. Our team of experienced commercial bankers delivers customized financial solutions and deep industry expertise, ensuring our clients have the tools and capital necessary to scale their businesses successfully. We offer more than just banking: By connecting clients with valuable professional resources in accounting, wealth management, insurance, and legal services as well as prioritizing personal relationships, we are our clients’ trusted financial partner. and its wholly-owned subsidiary, Centrust Bank, N.A. The combined company, SmartBiz Bank, N.A, is now operating under the bank holding company SmartBiz Bancshares, Inc. Centrust Bank’s core mission remains unchanged: providing personalized, high-quality banking services to small business owners and entrepreneurs. As a part of SmartBiz Bank, we’ve enhanced our capabilities by combining our relationship-driven banking approach with SmartBiz’s innovative, technology-powered SBA lending platform. This complementary union allows us to expand our reach and impact, providing robust banking and lending services for current and future small business owners nationwide.

When Solomon Abdella had the opportunity to acquire Chesterfield Awning Co., he saw more than an established business. H...
10/15/2026

When Solomon Abdella had the opportunity to acquire Chesterfield Awning Co., he saw more than an established business. He saw generations of craftsmanship, an experienced team, and an opportunity to build for the future.

Today, Solomon’s focus is on strengthening what Chesterfield has built over more than 65 years while continuing to evolve the customer and employee experience.

With a clear vision for the future, Chesterfield Awning Co. is preparing for its next 50 years and beyond.

Read the full story: https://hubs.ly/Q04B6ccj0

Member FDIC

Owning the space your business operates in or investing in the right equipment may help support the next stage of growth...
10/12/2026

Owning the space your business operates in or investing in the right equipment may help support the next stage of growth.

Centrust Bank works with business owners to explore financing for commercial real estate purchases, equipment, and other eligible business assets.

Our commercial bankers take the time to understand your business, your goals, and what you need to keep moving forward.

Invest in what’s next with Centrust Bank.

Member FDIC

Keeping your business finances organized may make it easier to understand where your business stands and prepare for wha...
10/08/2026

Keeping your business finances organized may make it easier to understand where your business stands and prepare for what’s ahead.

From reconciling accounts and keeping financial statements current to tracking cash flow and organizing important records, a few consistent habits may make a meaningful difference.

Our latest blog breaks down practical steps to help keep your business finances organized throughout the year.

https://hubs.ly/Q04yqk1_0

Member FDIC

10/06/2026

Banking should feel personal, because your goals are.

At Centrust Bank, we start with people, not products. We take the time to understand where you are today, where you want to go, and how we may best support you along the way.

From everyday banking and saving to borrowing and growing a business, you’ll have direct access to experienced bankers who understand your goals and are ready to have a real conversation.

At Centrust Bank, our people make the difference.

Member FDIC

Meet Tim, a longtime commercial banking professional at Centrust Bank with more than 40 years of experience who has also...
10/02/2026

Meet Tim, a longtime commercial banking professional at Centrust Bank with more than 40 years of experience who has also spent most of his adult life riding motorcycles. 🏍️

Tim has been with Centrust Bank for almost 3 years, bringing decades of Chicagoland market experience to his work with business owners.

For Tim, knowing the local market is about more than understanding industries and neighborhoods. It’s also about building connections. Over the years, he’s helped connect business owners with other local businesses that may provide services, products, and valuable knowledge.

One of the most rewarding parts of SBA financing for Tim is helping business owners explore funding opportunities that may not otherwise be available to them. He also knows the process may feel complex, which is why having an experienced SBA lending team to help navigate each step may make a meaningful difference.

Member FDIC

When working with a local lender, a few common missteps may make the process more difficult than it needs to be, includi...
10/01/2026

When working with a local lender, a few common missteps may make the process more difficult than it needs to be, including waiting until financing is urgent, not knowing your numbers, or holding back important context about your business.

A better approach? Communicate early, understand your financial picture, and treat your lender as a resource throughout the process.

Our latest blog breaks down 6 common errors to avoid when working with a local lender: https://hubs.ly/Q04y4mx00

Member FDIC

Learn the common mistakes small-business owners make with local lenders and how better preparation, communication, and financial habits may improve results.

The personal service of a community bank now comes with even more flexibility.With Centrust Bank, you may open a Certifi...
09/25/2026

The personal service of a community bank now comes with even more flexibility.

With Centrust Bank, you may open a Certificate of Deposit online, giving you a convenient way to put your savings to work while banking with a local team that understands the community it serves.

Choose the CD term that fits your goals and manage the first step from wherever it’s most convenient for you.

Explore options: https://hubs.ly/Q04xsqLb0

Financial statements, tax returns, and credit history all play an important role in a lending decision. But local lender...
09/22/2026

Financial statements, tax returns, and credit history all play an important role in a lending decision. But local lenders may also bring a deeper understanding of the business, the market it serves, and the story behind the numbers.

That local perspective may help provide valuable context around your business goals, challenges, and opportunities.

At Centrust Bank, we believe relationships and local knowledge matter when helping businesses explore their financing options.

Read more: https://hubs.ly/Q04wz9fM0

Member FDIC

Learn how local lenders evaluate small businesses beyond financial statements, including relationships, community knowledge, reputation, and business goals.

Meet Josh Anderson, Commercial Loan Officer at Centrust Bank. He may be 26, but according to Spotify Wrapped, his “liste...
09/18/2026

Meet Josh Anderson, Commercial Loan Officer at Centrust Bank. He may be 26, but according to Spotify Wrapped, his “listening age” is 66. 🎶

Josh has been with Centrust Bank for a little over four years, working with business owners and investors to understand their goals and explore financing solutions.

Much of his work involves commercial real estate, where each deal helps deepen his understanding of the Chicagoland market.

His advice to business owners considering financing? Start the conversation sooner rather than later. You don’t need to have everything figured out before speaking with a banker.

Member FDIC

Looking for a simple way to make more of the money you’ve set aside?A Centrust Bank Certificate of Deposit offers a fixe...
09/16/2026

Looking for a simple way to make more of the money you’ve set aside?

A Centrust Bank Certificate of Deposit offers a fixed interest rate for the term you choose, giving you a predictable way to grow your savings over time.

And with the convenience of opening your CD online, getting started is easier than ever.

Explore available CD terms: https://hubs.ly/Q04xsqmf0

Address

385 Waukegan Road
Northbrook, IL
60062

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

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