Bob Petrelli, Jr.- Senior Loan Officer NMLS #35413

10/28/2026

5.0 star review received on Experience.com for Bob Petrelli by Cooper T C - Thank you for everything and sticking with this slightly tougher than normal file!

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10/22/2026

5.0 star review received on Experience.com for Bob Petrelli by Jennifer M M - Thanks for your help and be willing to answer any questions!

Click to see all 89 reviews of Bob Petrelli, Senior Loan Originator | NMLS #35413

10/20/2026

4.5 star review received on Experience.com for Bob Petrelli by Joseph N B - Helped us get the house we wanted

10/20/2026

There’s a lot of mortgage advice out there that sounds great until you actually think about it.

Your mortgage isn’t just a debt you need to get rid of as quickly as possible. It’s a financial tool, and how you use it should depend on your bigger financial picture.

Sometimes paying extra toward your mortgage makes sense. Sometimes that money could be better used elsewhere.

The point? There’s no one-size-fits-all answer.

What other mortgage advice should I ruin next? 👇

10/16/2026

Your Uncle Bill might mean well, but his mortgage advice could be costing you money. 😂

One of the biggest misconceptions in homebuying is that you should avoid PMI at all costs.

The reality? PMI might be a lot less expensive than you think, and waiting until you’ve saved 20% down isn’t always the smartest financial move.

Before you take mortgage advice from someone who bought their house 25 years ago, let’s run the numbers.

Welcome to another episode of Bob Ruins Mortgage Advice! 🏡

10/15/2026

I wrote a new blog...

What if avoiding PMI is actually costing you money? 🏡

We've all heard that you should put 20% down when buying a home to avoid paying private mortgage insurance (PMI).

But is that always the best financial decision?

Not necessarily.

Waiting until you've saved 20% could mean missing out on years of building equity, potential home appreciation, and the opportunity to become a homeowner sooner.

I put together a blog that breaks down the numbers using a real-world example from Weymouth, MA, and explains why paying PMI might actually be a smart financial move.

Before you decide to wait until you have 20% down, it's worth understanding the trade-offs.

👇 Check it out:

I’m sure you’ve heard things like PMI does nothing for me” and that you should do whatever you can to avoid it. But is that true?

10/09/2026

“Rent is just paying someone else’s mortgage.”

Yeah, and owning means you’re paying for a whole lot more than the mortgage. 😂

Buying a home can be a great financial decision. But renting isn’t automatically a bad one.

Let’s retire this terrible real estate advice.

🏡 Episode 2: Bob Ruins Mortgage Advice

09/11/2026

5.0 star review received on Experience.com for Bob Petrelli by Kathleen P - Professional. Informative. Personable.

Click to see all 86 reviews of Bob Petrelli, Senior Loan Originator | NMLS #35413

09/10/2026

5.0 star review received on Experience.com for Bob Petrelli by Martin P - Thank you Bob! We will be in touch again in the future - until next time !

Click to see all 86 reviews of Bob Petrelli, Senior Loan Originator | NMLS #35413

09/02/2026

5.0 star review received on Experience.com for Bob Petrelli by Yi V W - Bob is amazing, highly efficient and knowledgeable, and always ready to help!

Click to see all 83 reviews of Bob Petrelli, Senior Loan Originator | NMLS #35413