08/25/2026
Insurance isn’t one size fits all. Knowing what’s actually on your policy can make a BIG difference when it comes time to use it.
An auto insurance policy is made up of several different coverages, and understanding what each one does can help you make sure you’re actually protected the way you think you are.
Liability Coverage:
Helps pay for injuries or property damage you cause to someone else in an accident.
Collision Coverage:
Helps pay to repair or replace your vehicle if it’s damaged in a collision, regardless of who is at fault.
Comprehensive Coverage:
Helps cover damage to your vehicle from things other than a collision, for example theft, vandalism, fire, hail, falling objects, or hitting an animal.
Uninsured & Underinsured Motorist Coverage:
Helps protect you if you’re involved in an accident with someone who has no insurance or doesn’t have enough insurance to cover the damages.
Roadside Assistance:
Can help when you’re stranded because of things like a flat tire, dead battery, lockout, or needing a tow.
Rental Car Reimbursement:
Helps with the cost of a rental vehicle while your vehicle is being repaired after a covered loss.
Have questions about your current auto policy? We’d be happy to help you understand what you’re paying for and what your coverage actually means.
Give us a call 812-352-1600.
