Cross State Funding

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Cross State Funding We make home buying easy with fast approvals, 24/7 support, and options for all credit types! Family owned and proudly representing the 716!

Licensed in NY, FL, and CA! We are a mortgage broker licensed in NYS. Call today for a free mortgage quote or apply online at CrossStateFunding.com! Licensed Mortgage Broker-NYS Banking Department NMLS #98185

*We are not empowered to make mortgage loans. All loans arranged through a third party.*

👻 BOO! Don’t let mortgage rates scare you away from your dream home! 🎃🏡The housing market might seem a little spooky, bu...
10/13/2026

👻 BOO! Don’t let mortgage rates scare you away from your dream home! 🎃🏡

The housing market might seem a little spooky, but buying a home is still within reach! 💚

At Cross State Funding, we believe finding the right mortgage shouldn’t be frightening. Whether you’re a first-time buyer, looking to upgrade, or just curious about your options, we’re here to help you navigate the process with confidence.

✨ Explore mortgage options that fit your budget.
🏡 Find out what you may qualify for.
💚 Work with a team that makes homebuying feel a lot less scary!

🎃 The only thing you should be afraid of this Halloween is missing out on exploring your options!

📲 Message us today and let’s see what’s possible!

🌐 www.CrossStateFunding.com

NMLS:98185

Family-owned Buffalo mortgage broker arranging residential loans in New York and Florida and nationwide DSCR investment-property financing.

10/13/2026
10/09/2026

“So it’s not gonna be easy. It’s gonna be really hard. We’re gonna have to work at this every day, but I want to do that because I want you.” — Noah Calhoun 😂

NMLS:98185
www.CrossStateFunding.com

🏡 Thinking about buying a home? The mortgage process can feel overwhelming, but it doesn’t have to.Our latest blog break...
10/07/2026

🏡 Thinking about buying a home? The mortgage process can feel overwhelming, but it doesn’t have to.

Our latest blog breaks down the key steps to help you feel more prepared before you start house hunting, including:

✅ Understanding what monthly payment fits your budget
✅ Getting preapproved before you shop
✅ Comparing loan options, not just interest rates
✅ Planning for your down payment and cash to close
✅ Knowing what to expect once your offer is accepted

A little preparation upfront can make the entire homebuying process feel a whole lot easier.

📲 Read the full blog here:
https://crossstatefunding.com/blog/buying-a-home-practical-mortgage-guide-for-borrowers

Ready to talk through your options? Our team at Cross State Funding is here to help.



NMLS:98185
www.CrossStateFunding.com

Congratulations to our newest homeowners! 🏡🎉There’s nothing better than seeing our clients get the keys to a place they ...
10/06/2026

Congratulations to our newest homeowners! 🏡🎉

There’s nothing better than seeing our clients get the keys to a place they can officially call home. We’re so grateful you trusted the Cross State Funding team to be part of your journey!

Wishing you both so much happiness and so many great memories in your new home. ❤️



NMLS:98185
www.CrossStateFunding.com

10/06/2026

At Cross State Funding, we’re not just coworkers… we’re family. 😂

And when one of us is having an off day with underwriting, apparently we ride at dawn. 💀😂

No questions asked. Just tell us whose car we’re taking.



NMLS:98185
www.CrossStateFunding.com

Beautiful day on the course representing Cross State Funding at the Stang Legends Foundation tournament! ⛳️💚We’re proud ...
10/03/2026

Beautiful day on the course representing Cross State Funding at the Stang Legends Foundation tournament! ⛳️💚

We’re proud to be out here today supporting the Stang Legends Foundation and being part of such a great event. It’s always a pleasure to connect with the community, support a meaningful cause, and spend the day alongside so many amazing people.

Stop by and say hello if you’re here today!
Cross State Funding, Your Mortgage Made Easy.💚



NMLS:98185

09/30/2026

When you were mentally halfway out the door… but then the boss says “great job.” 😂

Welp. Guess I’ll stay another day. 🫡



NMLS:98185
www.CrossStateFunding.com

A lot of buyers wait to reach out until they’ve found a home they love. But an early conversation can help you shop with...
09/28/2026

A lot of buyers wait to reach out until they’ve found a home they love. But an early conversation can help you shop with a clearer picture of your budget, financing options, and next steps.

You don’t have to be ready to make an offer to ask questions. We’re happy to help you make a plan. 🏡

Visit our website for more information
www.CrossStateFunding.com
NMLS:98185
📲 716-691-7000

Address

416 Oliver Street
North Tonawanda, NY
14120

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