Cross State Funding

Cross State Funding We make home buying easy with fast approvals, 24/7 support, and options for all credit types! Family owned and proudly representing the 716!

Licensed in NY, FL, and CA! We are a mortgage broker licensed in NYS. Call today for a free mortgage quote or apply online at CrossStateFunding.com! Licensed Mortgage Broker-NYS Banking Department NMLS #98185

*We are not empowered to make mortgage loans. All loans arranged through a third party.*

🏡 Pre-approved for $400,000? That doesn’t necessarily mean you should spend $400,000.Your approval amount is based on le...
08/26/2026

🏡 Pre-approved for $400,000? That doesn’t necessarily mean you should spend $400,000.

Your approval amount is based on lending guidelines, but your comfortable budget should also leave room for:

✔️ Your preferred monthly payment
✔️ Cash needed at closing
✔️ Utilities, maintenance and repairs
✔️ Groceries, childcare and everyday expenses
✔️ Savings and actually enjoying your life!

The goal isn’t simply to qualify for a home. It’s to choose a home you’ll feel comfortable owning long after closing day. ❤️

At Cross State Funding, we’ll help you understand the numbers and explore options that fit your real life, not just what you qualify for.

📲 Ready to find your comfortable price range? Let’s talk!
www.CrossStateFunding.com

Cross State Funding
Your Mortgage Made Easy. 🏡
NMLS:98185

HomeBuyerEducation

08/25/2026

🏡 Want to spend the holidays in a new home? Now is the time to start planning!

✨ September: Begin your home search
🔑 October: Go under contract
📄 November: Close on your new home
🎄 December: Settle in and enjoy the holidays

And depending on your closing date, your first mortgage payment may not be due until January or February! 🙌

You don’t need to have everything figured out before reaching out, that’s what we’re here for. Let’s review your options and create a plan that gets you home for the holidays. ❤️💚🏠

📲 Message Cross State Funding to get started!

Timing and first-payment date vary based on the closing date and loan terms. NMLS:98185.

Jeremy Klenner-NMLS:2003204

www.CrossStateFunding.com

08/21/2026

Some people are late to work.

Some people are late because they have a city to save. 🕷️

We owe you an apology, Tarek. Carry on. 🫡



NMLS:98185

Always a great day when good conversations come with coffee AND lemon cake ☕🍋😋A big thank you to Keith from Plaza Home M...
08/20/2026

Always a great day when good conversations come with coffee AND lemon cake ☕🍋😋

A big thank you to Keith from Plaza Home Mortgage for stopping by Cross State Funding today to spend some time with our team, share some insight, and of course, come bearing some seriously delicious treats!

We’re always grateful for the relationships we build with the people and partners in our industry. Thanks for making the trip, Keith, we loved having you!



NMLS:98185
www.CrossStateFunding.com

08/13/2026

When you agreed to carpool, but apparently also agreed to provide emotional support. 😂☕️

NMLS:98185
www.CrossStateFunding.com

July was one for the books! 🎉 We’re incredibly grateful to have helped over 86 families this month. Thank you for trusti...
08/11/2026

July was one for the books! 🎉 We’re incredibly grateful to have helped over 86 families this month. Thank you for trusting Cross State Funding to be part of your journey home! 🏡💚

NMLS:98185
www.CrossStateFunding.com

#716

Thinking about buying a home, but not sure if you’re ready yet? That’s exactly when you should reach out. 🏡You don’t nee...
08/06/2026

Thinking about buying a home, but not sure if you’re ready yet? That’s exactly when you should reach out. 🏡

You don’t need perfect credit, a huge down payment or every detail figured out before having the first conversation.

Maybe you’re ready to get pre-approved today. Maybe you need a few months to improve your credit or build your savings. Either way, we’ll help you understand where you stand and create a realistic plan for moving forward, without pressure or judgment.

Your homebuying journey can start long before you begin looking at houses. Let’s start with a conversation. 💚

📲 Contact Cross State Funding today to explore your options.


NMLS:98185

08/03/2026

Marketing girl: “Can you guys handle the content while I’m on vacation?”
Evan: 👋🙂 “Need mortgage? Call us.”
Nailed it.

📲 Give Evan and the Cross State Funding team a call



NMLS:1152686
(716) 423-9208
www.CrossStateFunding.com

Address

416 Oliver Street
North Tonawanda, NY
14120

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