TLC Insurance Group - Cleveland

05/27/2026

Medicare Made Simple is a proud sponsor of North Royalton youth baseball. We have been sponsoring this wonderful program for the last few year. It is great to watch so much young talent thrive!

04/27/2026

Great turn out and education at NABIP NEO's annual product Expo. Medicare Made Simple proudly sponsored this event. Medicare is an everchanging market and those helping you need to stay up to date on the changes. If the people you work with don't, then reach out to us and we are happy to help you!

04/22/2026

If your in Vegas for check out TLC at booth 125. We've got some amazing things to show you!

02/24/2026

Where is Medicare headed? We heard from CMS where they see things going. To help our clients wade through the mess, we need to know how to preemptively act!

02/24/2026

NABIP put on a fantastic conference today. Tomorrow we are onto capital Hill to meet with members of congress to push for change and fight for our clients.

11/26/2025

Congratulations to our sister company TLC Home Healthcare for this Huge achievement! If you are in need of home healthcare service, they are some of the best in the business!

🚨We’re proud to announce we have been ranked #5 in Ohio for Best Home Health Agencies!

We are grateful for every client who lets us step into their home and be part of their journey. Your trust means everything to us and our team.

This recognition reflects the dedication of our team and the incredible clients who inspire us—here’s to continuing to serve with compassion, excellence, and heart.

09/05/2025

08/15/2025

The wins keep coming for Medicare simplification and reform!

HUGE new piece of legislation being brought forward to help independent insurance agents do their jobs better, while restricting the unsolicited calls. If passed this will officially separate Call Centers from independent field agents. It is also a bi-partisan bill with both (R) and (D) support so even better!

See highlights below, and the link to the bill on congress.gov below. Our congressional representatives are listening! To our local Cleveland representatives on both sides of the isle, Rep. Shontel Brown, Congressman Max Miller, and our Ohio state senators, Senator Jon Husted, Senator Bernie Moreno lets get this bill passed!

S.2625 (119th Congress) - Independent BROKERS TIME Act of 2025
Introduced on 7/31/2025 by Senator Mike Rounds (R-SD). Co-sponsored by Senator Catherine Cortez Mastro (D-NV) This Bill would: Define and Differentiate TPMOs, separating Call Centers and Independent Agents/Brokers

* TPMOs - Call Centers “take into account whether third-party marketing organizations include call centers that are not physically located in the continental United States, publicly traded marketing companies, private equity financed marketing companies, and companies that generate the majority of their revenue by generating leads”

* Independent Agents/Brokers - “the Secretary shall take into account that independent agents and brokers include individuals who enroll and service clients, insurance agencies that represent multiple carriers, public agencies, and privately held agencies that in effect are variable cost sales offices for the carriers”

* Hold Lead Generators to the same licensing requirements as agents/brokers “Provide for a monetary reward to individuals who submit information on call centers engaging in, or that have engaged in, marketing scams related to the Medicare program”
“Provide a standardized registration process for independent agents and brokers” that will “distinguish independent agents and brokers from third-party marketing organizations”

* Oversight of predatory call centers.—The Secretary shall conduct a rulemaking proceeding to amend section 420.405 of title 42, Code of Federal Regulations (or any successor regulation), to provide for a monetary reward to individuals who submit information on call centers engaging in, or that have engaged in, marketing scams related to the Medicare program.

* Reduce burdens for independent agents / brokers with regard to new vs existing clients

Nullify [Remove] the 48-hr waiting period after signing a Scope of Appointment for independent agents and brokers.
Require the OIG to conduct a review and report on Predatory Call Centers within 1 year of the bill being signed into law.

https://www.congress.gov/bill/119th-congress/senate-bill/2625/text?fbclid=IwY2xjawMMGdxleHRuA2FlbQIxMABicmlkETFrcWVjcHU5SzRwdzJMam1iAR4UfUoHRd94OaS5aYV076MJyG_0c0xjomxzabkpm3cRgvwykUrp6Gf-pc0ozg_aem_LRAxKjExVzsqfX73Uq-YBA

Text for S.2625 - 119th Congress (2025-2026): Independent BROKERS TIME Act of 2025

08/13/2025

This is HUGE, finally some real consequences for some of the companies that consistently cold call and lie about medicare benefits.

Assurance IQ, LLC and MediaAlpha, Inc.

03/13/2025