Tom Korek - HealthMarkets Insurance Agency

11/01/2026

Today’s the day! The Affordable Care Act (ACA) Open Enrollment Period is now open. If you have any questions at all about enrollment, or need help finding a plan – visit HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 10/10/2026. Individual solutions may vary by product availability.

10/31/2026

🎃 Trick or treat? Have a fun and safe Halloween! Don't forget to enjoy the treats in moderation, stay visible after dark, and keep an eye out for all the witches, superheroes, and tiny monsters crossing the street.
Happy Halloween from all of us at HealthMarkets! 👻🧡

10/22/2026

10/15/2026

It’s Oct. 15. The Medicare Annual Enrollment Period (AEP) starts now! It's time to review your coverage and and explore your options. Have questions? HealthMarkets.com can connect you with a licensed insurance agent.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 10/10/2026. Individual solutions may vary by product availability.

10/08/2026

Have a high-deductible health plan? Then you may want to consider adding supplemental insurance to help cover the unexpected. It does not replace your main health plan, but it can help with costs, even before you meet your deductible. Learn more at HealthMarkets.com.

10/01/2026

October is Breast Cancer Awareness Month. Early detection can make all the difference. That's why it's important to know your risk, stay up to date on recommended screenings, and talk with your doctor about what's right for you.

09/22/2026

It’s the first day of the fall season, which means flu season is right around the corner. Make sure you’re prepared with this simple prep checklist! And if you need a health plan to help you prepare even more, visit HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 6/18/2024. Individual solutions may vary by product availability.

09/17/2026

If you’re approaching 65, it’s time to start thinking about enrolling in Medicare. Click the link to check out these six common oversights for first-timers and make sure you’re as prepared as you can be! https://bit.ly/4hZFiiC

09/15/2026

One month from today, this year’s Medicare Annual Enrollment Period begins! During this time you can: 1) Switch between Original Medicare and Medicare Advantage Plans. 2) Enroll in, drop, or switch Medicare Prescription Drug Plans. 3) Change your Medicare Advantage Plan. For help navigating your options, visit HealthMarkets.com.

09/07/2026

For almost 150 years, we’ve taken this day to celebrate the hard work that makes us who we are. Happy Labor Day to all!

08/05/2026

Choosing the right health care provider matters, and having the right tools makes the process a lot easier. Medicare’s Care Compare tool puts helpful, trustworthy information in one place so you can review primary care doctors, specialists, and facilities with confidence.

We put together a quick walkthrough to help you understand how it works. And if you ever need guidance navigating your Medicare coverage here in Ohio, our team at Tom Korek Insurance is always ready to help.

08/04/2026

August is National Eye Exam Month, and it’s a great reminder to check in on your vision and overall health. At Tom Korek Insurance, we know how valuable preventive care can be for Medicare and health insurance clients across Northeast Ohio.

Most vision plans cover an annual comprehensive exam, making it easy to stay on top of your benefits. And those exams do more than update your prescription — they can reveal early signs of conditions like hypertension, high cholesterol, autoimmune disorders, thyroid issues, and even certain cancers.

If it’s been more than a year since your last exam, this is the perfect time to get one scheduled.

Not sure what your plan covers? Give our team a call at (216) 677-6440. We’re here to help you understand your benefits and make the most of your coverage.

08/04/2026

August is National Wellness Month! Celebrate your own physical and mental well-being by making time for you. Need help finding a health plan that prioritizes your wellness goals? I’m a licensed insurance agent who’s here for you. +14404656151

07/30/2026

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the table, the time spent with loved ones, and the milestone memories made in between.

It is in these moments that we are reminded what truly matters most, and why protecting it is so important. Life insurance is not about focusing on the worst-case scenario. It is about creating a plan that helps ensure the people you love are supported, no matter what the future holds.

If it has been a while since you reviewed your coverage. Now is a great time to start the conversation. Reach out today to learn more.

07/28/2026

Medicare questions are easier to resolve when you know who to call.

From billing and claims to referrals and coverage questions, contacting the right place can save time, reduce errors, and keep everything moving smoothly. Swipe for contact details so you can get the answers you need, faster.

If you’re ever unsure where to start, our team is here to help you navigate your coverage with confidence. Give us a call today, and we can get started.

07/28/2026

We’re already halfway through 2026 🤯
Have you had your annual preventive care visit yet? Many preventive services can be covered by health plans. Connect with me, a licensed insurance agent, to find plans that fit your needs. +14404656151.

07/27/2026

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most common questions we hear from those nearing retirement is around the timeline for signing up for Medicare.

So, we wanted to share a few important reminders to help you stay on track:

✅Know your enrollment window. Your initial enrollment window lasts for seven months — three months before your 65th birthday, your birthday month, and three months after your birthday. Enrolling early in this timeframe can help ensure your coverage begins right when you need it.

✅Understand how to sign up. Some individuals are automatically enrolled in Original Medicare, while others need to take action themselves to enroll in Original Medicare. This often depends on whether you are already receiving Social Security benefits.

✅Do not delay without a plan. Waiting too long to enroll without qualifying coverage can result in delayed coverage start dates and ongoing late-enrollment penalties.

✅Be aware of other options. If you are still working and covered under an employer plan, you may qualify for a Special Enrollment Period that can allow you to defer your enrollment. However, missing all enrollment windows can limit your options and increase costs, so it's best to clarify this early.

Medicare decisions can feel overwhelming, but you do not have to navigate them alone. Whether you are approaching 65 or are simply evaluating your options, contact us for guidance tailored to your situation.

07/22/2026

Premiums and deductibles work together—but they’re not the same thing. A premium keeps your health plan active each month. A �deductible is the amount you pay for covered services before insurance starts paying more of the bill. Understanding both can help you choose the right plan for your needs. As a licensed insurance agent, I can help.+14404656151.

07/21/2026

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadlines hit.

When you start exploring your Medicare options early, you give yourself time to understand what is actually covered, compare plans that fit your doctors and prescriptions, and avoid last-minute stress or rushed decisions.

A simple conversation now can make your AEP enrollment window choices between October 15th to December 7th clearer, calmer, and more confident.

If you’re unsure where to start or what to ask, reach out. We’re here to walk with you through your Medicare questions, step by step.

07/14/2026

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health conditions.

A few simple habits can make a big difference on very hot days:

🔸 Stay indoors during the hottest hours of the day when possible.
🔸 Drink water regularly, even if you don’t feel thirsty.
🔸 Wear lightweight, light-colored, loose-fitting clothing when outside.
🔸 Use fans or air conditioning, or visit a cooling center or public place with air conditioning if your home is too warm.
🔸 Watch for signs of heat exhaustion, such as dizziness, headache, confusion, or nausea, and reach out to medical professionals if necessary.

These steps can help prevent heat-related illness and keep you and the people you care about safer all summer long. If you have questions about how heat might affect your health or medications, talk with your doctor or health care team.

As always, know that we are here for you if you would like to review your coverage. Give us a call today, and we can find time to connect.