Retirement Designed Differently

03/12/2026

If retirement started today, would you feel ready?

It’s worth thinking about what tomorrow could look like.

03/08/2026

Building tax diversity isn’t about changing everything overnight. Simple tweaks to contributions can help create more options in retirement. ⏳🧠

03/06/2026

📊 Taxes are a part of everyone’s financial picture.

If you haven't already filed, here's a look at the tax changes worth knowing.

https://www.kiplinger.com/taxes/big-tax-changes-to-know-before-you-file



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”), deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Foundations. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

Due to several major tax rule changes, your 2025 return might feel unfamiliar even if your income looks the same.

03/04/2026

We are proud to partner with the St. Croix Valley Recreation Center.

Supporting spaces where kids can learn teamwork, discipline, and confidence goes far beyond sports. It’s about investing in the next generation and the communities they grow up in.

02/27/2026

Stay ahead of your money goals in 2026 with simple, proactive steps 📅

This Personal Finance Calendar breaks down monthly tasks and deadlines to help you stay organized, make thoughtful financial decisions, and build confidence all year long.
https://ow.ly/KJwA50Y0etQ



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”), deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Foundations. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

There are important financial dates and deadlines to track in 2025, and our personal finance calendar has them all in one place. Learn how to plan your financial year.

02/23/2026

The difference between tax-deferred growth and tax-free growth can be significant over decades. Knowing how your accounts are taxed matters more than many realize.

02/21/2026

Social Security taxes are anything but simple. Filing status, income levels, and provisional income all play a role in how much gets taxed.

02/17/2026

A different approach to retirement starts with asking the right questions 📘

Billy brings that perspective to Retirement Designed Differently and to his book To Roth or Not to Roth.

02/12/2026

Deferring taxes was once the default retirement strategy. Taking a closer look at how much is deferred versus already taxed can change how you think about retirement. 💭

02/08/2026

Lifetime income is about creating money you can count on for the long term 💡

It is designed to help provide consistency and confidence in retirement, regardless of market ups and downs.