Patrick Dozler - NMLS # 640486

09/10/2026

5.0 star review received on Experience.com for Patrick Dozler by Raymond P - Very professional and was there to help and answr any questions

Click to see all 651 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

09/09/2026

5.0 star review received on Experience.com for Patrick Dozler by Timothy K - We were kept up to date with every fasset of the process. He made it very easy for me to understanf=d what was going on and what to expect next. No flaws or hickups along the way!

Click to see all 651 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/31/2026

5.0 star review received on Experience.com for Patrick Dozler by Kimberlee P - Patrick was cery communicative and on top of everything

Click to see all 648 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/31/2026

5.0 star review received on Experience.com for Patrick Dozler by Alan V - Patrick was very easy to work with, explained options well and was very responsive. Overall outstanding experience!

Click to see all 648 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/30/2026

5.0 star review received on Experience.com for Patrick Dozler by Kathleen H - Everything!!

Click to see all 648 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/28/2026

5.0 star review received on Experience.com for Patrick Dozler by Terence H - Patrick is a true professional we were kept in the loop thur the entire process.
Truly a great experience!

Click to see all 646 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/23/2026

5.0 star review received on Experience.com for Patrick Dozler by John D - He was kind, efficient, supportive, knowledgeable and most of all, he reassured me of my closing date whereas other companies would just leave you hanging and always had way too many middlemen

Click to see all 644 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/13/2026

5.0 star review received on Experience.com for Patrick Dozler by Walter M - Patrick was very responsive to all of our questions. He helped us with the process and was extremely knowledgeable about each step. He took the stress out of applying for a home loan.

Click to see all 642 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

08/02/2026

5.0 star review received on Experience.com for Patrick Dozler by JoAnne S - Patrick was amazing from the start. His advice was spot on from the beginning. He was always availabe to answer my questions even after hours. He made what could have been a stressful situation a very easy and pleasant one. I am definately going to highly recommend him to anyone in need of a mortgage!!

Click to see all 641 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

07/31/2026

Buy now or wait?

A lower rate may help, but it is not the only part of the affordability picture. If home prices rise while you wait, the math can change.

For example, on an illustrative $250,000 home scenario, assuming a 30-year fixed-rate mortgage with a 20% down payment and no changes to taxes or insurance, a 1% lower interest rate may reduce principal and interest by about $164 per month. However, if a similar home costs 5% more later, that could mean about $12,500 more in purchase price... and may increase the cash needed at closing.*

The right time to buy depends on your budget, goals, monthly payment, and timeline.

Let’s look at the full picture together.



.



* Illustrative example only. Examples are hypothetical and are for general educational purposes only. This is not a commitment to lend or an advertisement of specific credit terms. Estimated payment differences assume a 30-year fixed-rate mortgage and reflect principal and interest only. Taxes, insurance, mortgage insurance, HOA dues, escrow amounts, points, fees, closing costs, and other costs are not included. Actual rate, APR, payment, loan terms, and cash needed to close will vary based on borrower qualifications, loan program, property, occupancy, market conditions, and underwriting approval. Home values may increase or decrease over time. Refinancing is not guaranteed and may involve costs. Building equity is not guaranteed. Not all applicants will qualify. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.


This is an advertisement, not a commitment to lend. Eligibility for all applicants cannot be guaranteed. Advertised programs, guidelines, rates, and fees are subject to change without prior notification. Contact a loan officer to explore financing options.