Patrick Dozler - NMLS # 640486

11/02/2026

5.0 star review received on Experience.com for Patrick Dozler by Michael H - Patrick was always responsive to our questions and concerns.

Click to see all 665 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/09/2026

Buy now or wait?

A lower rate may help, but it is not the only part of the affordability picture. If home prices rise while you wait, the math can change.

For example, on an illustrative $250,000 home scenario, assuming a 30-year fixed-rate mortgage with a 20% down payment and no changes to taxes or insurance, a 1% lower interest rate may reduce principal and interest by about $164 per month. However, if a similar home costs 5% more later, that could mean about $12,500 more in purchase price... and may increase the cash needed at closing.*

The right time to buy depends on your budget, goals, monthly payment, and timeline.

Let’s look at the full picture together.



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* Illustrative example only. Examples are hypothetical and are for general educational purposes only. This is not a commitment to lend or an advertisement of specific credit terms. Estimated payment differences assume a 30-year fixed-rate mortgage and reflect principal and interest only. Taxes, insurance, mortgage insurance, HOA dues, escrow amounts, points, fees, closing costs, and other costs are not included. Actual rate, APR, payment, loan terms, and cash needed to close will vary based on borrower qualifications, loan program, property, occupancy, market conditions, and underwriting approval. Home values may increase or decrease over time. Refinancing is not guaranteed and may involve costs. Building equity is not guaranteed. Not all applicants will qualify. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.


This is an advertisement, not a commitment to lend. Eligibility for all applicants cannot be guaranteed. Advertised programs, guidelines, rates, and fees are subject to change without prior notification. Contact a loan officer to explore financing options.

10/06/2026

5.0 star review received on Experience.com for Patrick Dozler by Maureen L - The level of communication was amazing. We were updated at every phase. Patrick was very responsive to all our questions and concerns 😟

Click to see all 664 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/04/2026

5.0 star review received on Experience.com for Patrick Dozler by Maria G W - This is our first experience buying a home in NC. Patrick made it so seamless, less stressful. He was there for us every step of the way.

Click to see all 664 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/03/2026

5.0 star review received on Experience.com for Patrick Dozler by James G - Patrick is such an excellent communicator. Kind, courteous, informative, always there for a helpful hand. Fantastic experience - We have even referred our SC agent to start utilizing him and ACM.

Click to see all 662 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/03/2026

5.0 star review received on Experience.com for Patrick Dozler by Robert S - Patrick was a rockstar! Anything I needed or any guidance and help and assistance I needed along the way he was always there and it was very much appreciated, and made the whole experience easy. Thank you so much.

Click to see all 663 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/02/2026

Click to see all 662 reviews of Patrick Dozler, Branch Manager & Loan Officer | NMLS ID #640486

10/02/2026

🌊 5 MINUTES TO THE BEACH! 🏡☀️

📍 320 Sailors Court | Myrtle Beach
💲 NOW $357,000

This charming 2BR/2BA cottage in Gulfstream Cottages is FULLY FURNISHED & TURNKEY! 🔑

🌴 Private fenced patio
🏊 Community pool
💲 Low HOA
🧺 Washer & dryer included
🏖️ Beach gear included

Perfect for a beach getaway, second home or rental opportunity!

📲 Let’s go see it!

Kellie Knaffle, REALTOR®
RE/MAX Southern Shores
📞 843-251-1687
✨ Moving in the Right Direction Together!