Gael Gordon at Prudential Advisors

Gael Gordon at Prudential Advisors As a Financial Professional, I help people plan for financial confidence The availability of other products varies by carrier and state. EEO IS THE LAW.

Licensed to sell Health insurance in the following state(s): DC, IL, MD, NY, NC, SC, VA,
Licensed to sell Life insurance in the following state(s): CT, DE, DC, FL, IL, MD, MO, NY, NC, PA, SC,VA,

"Prudential Advisors” is a brand name of The Prudential Insurance Company of America and its subsidiaries. Life insurance and annuities are issued by The Prudential Insurance Company of America, Newark

, NJ, and its affiliates. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, s*x, s*xual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. The Prudential Insurance Company of America, Newark, NJ and its affiliates. Prudential is an Employer that participates in E-Verify.

June means a lot of different things to a lot of different people.Weddings. Graduations. The first real stretch of summe...
06/03/2026

June means a lot of different things to a lot of different people.

Weddings. Graduations. The first real stretch of summer. Long evenings and open calendars.

For many people, it also means Pride Month, a time to celebrate the freedom to live openly and authentically.

Whatever June means to you and your family, we hope it is full of the people and moments that matter most.

True or false: Americans in March 2026 are applying for fewer mortgages than they were during the Great Recession.True. ...
06/02/2026

True or false: Americans in March 2026 are applying for fewer mortgages than they were during the Great Recession.

True. And it's not even close.

96 OF THE 100 LOWEST NUMBER OF WEEKLY MORTGAGE APPLICATIONS SINCE 1999 HAVE HAPPENED IN THE LAST 3 YEARS! (according to the Mortgage Bankers Association's Mortgage Application Index)

Yet, unemployment today is a fraction of what it was during the financial crisis.

People aren't staying out of the market because they can't qualify. The market is gridlocked. Here's why. πŸ‘‡

1️⃣ Millions of homeowners locked in at 3 percent during the pandemic. Selling means giving that up for another mortgage that may have a higher interest rate. So they're not moving.

2️⃣ If existing owners aren't selling, inventory can become thin, prices might stay elevated, and buyers wait for something to change.

3️⃣ Most are waiting for rates to drop. But when they do, demand may pick up, competition returns, and that window closes faster than expected.

Here's the truth about market timing: it almost never works the way people picture it.

The better question isn't "When is the right time to buy?" It's "Am I financially ready to move when the right opportunity comes?" πŸ“‹

Who in your life is always happy to see you, never brings up work, and asks for almost nothing in return?If a pet came t...
06/01/2026

Who in your life is always happy to see you, never brings up work, and asks for almost nothing in return?

If a pet came to mind, you are not alone.

This week is Pet Appreciation Week, and our team wanted to take a moment to celebrate the four-legged, feathered, and occasionally scaly members of your household.

Pets have a way of putting things in perspective that no spreadsheet ever could.

Drop a photo of yours in the comments. We would love to meet them. 🐾

According to a Fidelity article, for the β€˜25-’26 school year, the average published all-in cost at a 4-year public schoo...
05/29/2026

According to a Fidelity article, for the β€˜25-’26 school year, the average published all-in cost at a 4-year public school for out-of-state students is $45,780, and the average private school costs $60,920.

So, because today is 529 Day (it’s 5/29, get it? πŸ˜‚), it’s a good time to revisit one of the most flexible tools for tackling those numbers.

What 529 plans actually do:

πŸ“š Tax-free growth and tax-free withdrawals for qualified education expenses. State tax treatment will vary, and so will fees and expenses.

πŸ“š Use them for college, trade school, K-12 tuition, and apprenticeships. A 529 can even repay up to $10,000 in student loans.

πŸ“š Whether a 529 qualifies for a state tax deduction will depend on your state of residence, as state tax laws and treatment may vary from federal tax laws.

πŸ“š Superfund up to $95,000 in a single year by using five years of gift tax exclusions at once. But remember if you make nonqualified distributions, earnings will be subject to income tax and a 10 percent federal penalty tax.

πŸ“š Minimal impact on financial aidβ€”parent-owned 529s are assessed at a maximum rate of 5.6 percent.

Grandparents, parents, aunts, or uncles can contribute.

And starting in 2026, the K-12 annual withdrawal limit doubles to $20,000.

The best time to start was years ago. The second-best time is now.

Most parents think the last tuition check means game over for college. The data says it's halftime.50 percent of parents...
05/28/2026

Most parents think the last tuition check means game over for college. The data says it's halftime.

50 percent of parents with adult children still provide regular financial support, spending $1,474 a month to do so. That's more than twice what they're putting toward their own retirement.

Here's what "just helping out a little" actually looks like:

βœ… 75 percent of parents aged 45+ are financially supporting at least one adult child, even though over half of those children can meet their own basic needs, according to a 2025 AARP survey.

βœ… 42 percent of supporting parents report financial stress. 9 percent have retired early because of it.

βœ… 47 percent say they've sacrificed their own financial position for the sake of their kids.

βœ… 18 percent say the support could continue indefinitely. They don't see an end in sight.

This isn't about being less generous. It's about being intentional.

Whether your kid just graduated, graduated five years ago, or is still in school, the question is the same: Is your support happening by design or by default?

That's worth a conversation.

Yes, Memorial Day marks the unofficial start of summer. But let's not forget what this day is really about.Today, we rem...
05/25/2026

Yes, Memorial Day marks the unofficial start of summer. But let's not forget what this day is really about.

Today, we remember those who gave everything. The men and women who served and never came home.

Some of us knew them. Some of us are here because of them.

However you spend today, take a moment to pause. Enjoy the long weekend, but hold space for what it actually means.

To the families carrying that loss: we honor them with you.

Cap and gown season is here. πŸŽ“A BIG CONGRATULATIONS to every graduate walking across a stage this month! πŸ₯³ πŸ₯³The late nig...
05/21/2026

Cap and gown season is here. πŸŽ“

A BIG CONGRATULATIONS to every graduate walking across a stage this month! πŸ₯³ πŸ₯³

The late nights, the stress, the uncertainty about what comes next have all led to this moment.

To the parents and grandparents in the audience pretending they're not emotional: we get it. ❀️

For the new grads, a few things to consider as you start this next chapter:

➑️ Start investing as early as possible, even if it's small. Time is the one advantage you won't get back.

➑️ If your employer offers a retirement plan with a company match, take it. It's free money.

➑️ Build an emergency fund before you worry about investing. Three months of expenses is a good first goal.

➑️ Understand your student loans: what you owe, the interest rates, and when payments start.

➑️ Your first budget doesn't have to be perfect. It just has to exist.

The financial habits you build now will help form the foundation for your future.

Congrats, Class of 2026. πŸ‘

Who else has a pet that runs the household? πŸ™‹May is National Pet Month, and whether it's a dog πŸ•, a cat 🐈, or something ...
05/18/2026

Who else has a pet that runs the household? πŸ™‹

May is National Pet Month, and whether it's a dog πŸ•, a cat 🐈, or something with scales or feathers, pets have a way of taking over.

They love us unconditionally. They give us so much joy. They are a big part of the fabric of our families.

They also can cost more than we expected, require more preparation than we anticipated, and somehow we'd do it all over again in a heartbeat.

If you have one, or three, or had one in the past, then you know. ❀️

Share a pic of your fur baby(ies)! 🐢

This is Asian American and Pacific Islander Heritage Month.The AAPI community has shaped this country in countless ways,...
05/16/2026

This is Asian American and Pacific Islander Heritage Month.

The AAPI community has shaped this country in countless ways, from business and science to arts and public service.

We're proud to celebrate alongside our AAPI clients, colleagues, and friends.

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