Advanced Insurance, North Liberty

10/27/2025

“Your goal as a homeowner is to avoid filing claims for smaller issues where the payout wouldn't be worth the price hike. Bumping that deductible to 1% of your home's replacement cost can result in immediate savings now and add further incentive to avoid filing claims for those smaller repairs.”

You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.

08/10/2025

Consumer Connection: Tree Damage and Insurance

07/04/2025

06/18/2025

NEW LAW ALERT

Starting July 1, 2025, Iowa’s updated hands-free driving law (Iowa Code 321.276) goes into effect.

👮‍♂️ What’s NOT allowed while driving:
❌ Holding your phone — even at a stoplight
❌ Typing, scrolling, or swiping
❌ Entering addresses into GPS
❌ Streaming videos or making video calls
❌ Reading/viewing texts, videos, or social media
❌ Calling or texting without hands-free/voice activation

✅ What IS allowed (hands-free only):
✔️ Making calls or sending texts via voice command
✔️ Using speakerphone
✔️ Bluetooth-connected devices (car systems, earpieces, adapters)
✔️ Mounted devices using voice input only
✔️ Auxiliary cable connections for audio

📌 Bottom line:
If you're holding it, scrolling it, or manually using it — it's illegal.

01/20/2025

Not just in upscale California neighborhoods, cash-only home sales are surging in Florida as well.

It’s a verdant oasis in the Bay Area, but for the community’s roughly 10,000 residents, there’s no escape from California’s insurance crisis.

12/06/2024

Yes-- this is happening across the insurance marketplace.

Yes-- your local Independent Insurance agent has more resources to advocate for consumers.

A North Texas homeowner tells NBC 5 Responds her insurance company told her she would have to bundle to keep the current policy on her house.

09/04/2024

Go Hawkeyes.

Defeat the others.

Following these safety tips can keep your tailgating safe and fun.

07/01/2024

As you fire up the grill this summer, remember to keep it away from the house and never leave it unattended. A safe celebration is the best celebration. 🍔🌭

04/12/2024

Trending across the country, not just California:

State Farm’s decision to not renew approximately 72,000 property and commercial apartment insurance policies in California is indicative of a larger trend affecting the state’s insurance market. This move, echoed…

01/22/2024

01/19/2024

State homeowners face burning issue with diminishing coverage as wildfire risks lead to statewide insurance crisis; Insurance Commissioner issues strategy to remedy the gaps