Richard Belanger Wealth Manager

04/11/2024

I am proud to be recognized alongside my partner Hons Yu as a member of the Cetera Financial Group's Circle of Excellence for the third year in a row. The award is given to top financial professionals and leaders within the organization.

We are honored to be recognized as part of this prestigious event and want to thank all our valued clients for their continued trust in our team.

04/05/2024

Decisions on when to claim Social Security benefits and which method to make a claim can be complicated, check out this month's blog on options to consider when evaluating your Social Security choices.

Social Security provides retirees with a basic income. It was never intended to fully cover the cost of living in retirement. But it acts as a supplement to your resources.

03/21/2024

Check out this month's blog on best practices to minimize an audit. Read for some of the red flags that might get the attention of the IRS and help reduce your chances of a tax audit.

More specifically, the IRS says that the average nonbusiness taxpayer spends nine hours preparing a tax return, which includes three hours of record keeping. For taxpayers who file a business return, expect around 24 hours, with about half of that spent keeping records.

02/21/2024

Check out this month's blog on enhancing your financial fitness in 2024. Being financially fit is more than just having a pile of money. It’s about knowing how to live with it. Click below to read more!

It is not just about having a pile of money in a bank account or a fat portfolio of stocks and bonds. Lottery winners often stumble into wealth without having much in the way of financial knowledge.

02/06/2024

We're happy to share our latest testimonial featuring our amazing client Enza!

Nothing brings us more joy than seeing our clients succeed and achieve their goals. Enza's journey and experience speaks volumes about the impact of education and personalized financial planning.

Your success is our priority, and we're honored to be a part of your financial success story!

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material pr...

01/17/2024

We're excited to share the first of a few testimonial videos from one of our amazing clients Gina!

Hearing firsthand experiences is invaluable, and we're grateful for the trust our clients place in us. It's moments like these that inspire us to continually raise the bar and deliver excellence.

A big thank you to Gina for sharing her story!

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material pr...

01/11/2024

Check out our blog this month for key numbers as you plan for 2024. Click below to read more as we dive into some tax details and take a look ahead.

In 1909, progressives in Congress attached a provision for an income tax to a tariff bill. Hoping to kill the idea for good, conservatives proposed enacting such a tax as they believed 75% of states would never ratify a constitutional amendment, according to the National Archives.

12/22/2023

It’s that time of year when you make lists…and then check them twice. Read this month's blog to help you check off your year-end financial to-do items.

Christmas is a time of great joy and celebration. With holiday parties, shopping, and family events filling up the calendar, it may also be a busy time for many. Whether you’ve already finished your Christmas shopping or are just getting started, we encourage you to set aside some time for year-en...

11/09/2023

Check out this months blog on long-term care and assessing your potential need and how to plan for it.

Approximately half of people turning age 65 will require some type of paid long-term care in their lifetimes, according to Morningstar.

10/12/2023

Check out this month's blog for advice on how to avoid getting scammed when contracting for home improvements . Plus read on for an update on how the economy is doing.

The victim alleged that a contractor damaged his home’s foundation and didn’t return to finish the work—even after taking thousands of dollars in payments.

09/14/2023

Check out this month's blog on an overview of Medicare and how you can position yourself favorably for health care in retirement. Plus, an update on the markets and economy.

A single person age 65 in 2023 may need about $157,500 saved after taxes to cover health care expenses in retirement, according to Fidelity. In 2023, their estimate for an average retired couple aged 65 is around $315,000.

08/25/2023

Thank you to everyone who came out and enjoyed our Summer Luau BBQ with us! There was fun for the whole family, including: Live music, food & drinks, face painting, yard games, and MORE!

Click the link to check out some pictures and a video from the event.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material pr...