01/30/2026
❄️ FREEZE WARNING: Protect Your Home & Avoid Insurance Claims! 🏠🧊
Freezing temps can cause major (and expensive) damage fast. Here are a few simple ways homeowners can prevent winter insurance claims:
✅ 1. Keep Your Heat On
Even if you’re away, keep your thermostat set to at least 55°F to help prevent frozen pipes.
🚰 2. Let Faucets Drip
A slow drip from faucets (especially on exterior walls) helps keep water moving and reduces freeze risk.
🚪 3. Open Cabinet Doors
Open kitchen and bathroom cabinets to allow warm air to circulate around plumbing.
🧯 4. Know Where Your Main Water Shut-Off Is
If a pipe bursts, shutting off the water quickly can prevent thousands in damage.
🌬️ 5. Seal Drafts & Insulate
Check windows, doors, crawl spaces, and attic areas. Add weather stripping and pipe insulation where needed.
🧹 6. Clear Gutters & Downspouts
Blocked drainage can lead to ice buildup and water backing up into your home.
🌳 7. Watch for Ice & Falling Branches
Heavy snow/ice can break tree limbs: trim weak branches before storms hit.
🚗 8. Bring Hoses Inside & Shut Off Outdoor Water
Disconnect hoses and shut off exterior spigots if possible.
📸 Bonus Tip: Take a Quick Home Photo Inventory
If something does happen, having photos can make the claims process smoother.
💬 Want a quick policy review to make sure you’re protected this winter? Message us, we’re here to help!
